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FNB vs JPM
Which Stock Would AI Choose? F.N.B. Corporation (FNB) vs. JPMorgan Chase & Co. (JPM) Stock Comparison
Key Takeaways
- FNB, a regional bank focused on community banking in the Mid-Atlantic and Southeast, trades at a lower valuation with a P/E ratio around 10.5, appealing to value-oriented investors.
- JPM, a global diversified banking giant, benefits from broader revenue streams including investment banking, showing stronger long-term stability amid market volatility.
- Both stocks have faced recent downward pressure, with FNB down about 5-13% over recent weeks and JPM declining around 8-10%, reflecting sector-wide concerns on interest rates and economic outlook.
- Analyst targets suggest upside potential: around $20 for FNB (20%+ from current levels) and $340+ for JPM (15-20% potential).
- Tickeron's AI bots show positive signals for JPM with 28%+ annualized returns and 80% win rates in select strategies, while FNB lacks similar coverage.
- Regional exposure gives FNB higher sensitivity to local economic shifts, contrasting JPM's diversified global footprint.
Introduction
This stock comparison between FNB and JPM examines two prominent players in the banking sector: a regional community-focused institution versus a diversified global leader. Investors seeking value in regional banks may favor FNB for its attractive multiples and localized growth, while those prioritizing scale, stability, and investment banking exposure might lean toward JPM. Traders analyzing relative performance will find insights into recent momentum, sector risks, and market positioning amid fluctuating interest rates and economic uncertainty. This analysis draws on current financial data to highlight contrasts in business models and stock behavior.
FNB Overview and Recent Performance
FNB, or F.N.B. Corporation, is a Pittsburgh-based financial holding company founded in 1864, operating primarily through its Community Banking, Wealth Management, and Insurance segments. It serves consumers, small- to medium-sized businesses, and governments across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Virginia, and Washington, D.C., with a network of community branches.
In recent market activity, FNB shares have experienced downward pressure, declining around 5-13% over the past month amid broader regional banking sector challenges. Trading near $16.38 with a market cap of approximately $5.85 billion, the stock reflects a P/E ratio of 10.50 and beta of 0.91, indicating moderate volatility. Sentiment has been influenced by interest rate dynamics affecting net interest margins, though recent Greenwich awards highlight strengths in commercial and consumer banking services. Analysts maintain a buy rating with a one-year target of $20.06, signaling potential recovery tied to regional economic resilience.
JPM Overview and Recent Performance
JPM, or JPMorgan Chase & Co., is a leading global financial holding company founded in 1799, headquartered in New York. It operates across Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management segments, serving clients worldwide with investment banking, consumer lending, and asset management.
Recent weeks have seen JPM shares pull back about 8-10%, trading around $289 with a market cap exceeding $790 billion. This reflects sector pressures including higher anticipated spending on technology and competition in consumer banking. Despite YTD declines of nearly 10%, the stock's one-year gain stands at about 20%, supported by diversified revenue and a forward P/E around 13.7. Key influences include macroeconomic factors like inflation and geopolitical tensions impacting trading volumes. Analysts project a target of $344+, underscoring confidence in its scale and adaptability.
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Head-to-Head Comparison
FNB and JPM operate in banking but differ sharply in scale and scope. FNB's regional model emphasizes community lending and deposits, driving growth via local relationships but exposing it to Mid-Atlantic economic cycles and higher credit risk in commercial real estate. JPM, conversely, leverages global investment banking and asset management for fee-based revenue, buffering net interest income volatility.
Recent momentum shows both under pressure from rising rates squeezing margins, yet JPM exhibits greater stability with lower relative drawdowns. Risk factors for FNB include deposit competition and regulatory scrutiny on smaller banks, while JPM faces geopolitical trading risks. Sector exposure favors JPM's diversification, though FNB offers higher dividend yields. Market sentiment tilts toward JPM for its resilience, per analyst consensus and AI bot coverage.
Tickeron AI Verdict
Tickeron’s AI currently favors JPM due to its superior trend consistency, lower volatility, diversified catalysts like investment banking fees, and positive bot performance (e.g., 28% annualized returns with 80% win rate). While FNB shows value appeal and regional upside potential, JPM's scale provides a probabilistic edge in the prevailing environment of economic uncertainty.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full Disclaimers and Limitations.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNB is a Hold and JPM is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FNB’s FA Score shows that 1 FA rating(s) are green whileJPM’s FA Score has 2 green FA rating(s).
- FNB’s FA Score: 1 green, 4 red.
- JPM’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FNB’s TA Score shows that 6 TA indicator(s) are bullish while JPM’s TA Score has 6 bullish TA indicator(s).
- FNB’s TA Score: 6 bullish, 4 bearish.
- JPM’s TA Score: 6 bullish, 5 bearish.
Price Growth
FNB (@Regional Banks) experienced а +1.41% price change this week, while JPM (@Major Banks) price change was +0.14% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.39%. For the same industry, the average monthly price growth was +6.91%, and the average quarterly price growth was +19.69%.
The average weekly price growth across all stocks in the @Major Banks industry was +1.65%. For the same industry, the average monthly price growth was +9.79%, and the average quarterly price growth was +21.30%.
Reported Earning Dates
FNB is expected to report earnings on Jul 22, 2026.
JPM is expected to report earnings on Jul 14, 2026.
Industries' Descriptions
@Regional Banks (+1.39% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
@Major Banks (+1.65% weekly)Major banks are among the biggest companies in the world, often times with global reach and market capitalizations in the multi-billions. Large banks often have multiple arms spanning different disciplines, from deposits, to investment banking, to wealth management and insurance. The biggest banks often have key competitive advantages over smaller players in the industry in terms of brand recognition, cost of capital, and efficiency. Think J.P. Morgan, Bank of America, Wells Fargo, and Citigroup.
| FNB | JPM | FNB / JPM | |
| Capitalization | 6.34B | 849B | 1% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 5.659 | -2.773 | -204% |
| P/E Ratio | 11.01 | 15.17 | 73% |
| Revenue | 1.77B | 182B | 1% |
| Total Cash | 387M | 21.7B | 2% |
| Total Debt | 3.08B | 500B | 1% |
FNB | JPM | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 50 | 50 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 64 Fair valued | 84 Overvalued | |
PROFIT vs RISK RATING 1..100 | 38 | 15 | |
SMR RATING 1..100 | 11 | 1 | |
PRICE GROWTH RATING 1..100 | 44 | 48 | |
P/E GROWTH RATING 1..100 | 50 | 34 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FNB's Valuation (64) in the Regional Banks industry is in the same range as JPM (84) in the Major Banks industry. This means that FNB’s stock grew similarly to JPM’s over the last 12 months.
JPM's Profit vs Risk Rating (15) in the Major Banks industry is in the same range as FNB (38) in the Regional Banks industry. This means that JPM’s stock grew similarly to FNB’s over the last 12 months.
JPM's SMR Rating (1) in the Major Banks industry is in the same range as FNB (11) in the Regional Banks industry. This means that JPM’s stock grew similarly to FNB’s over the last 12 months.
FNB's Price Growth Rating (44) in the Regional Banks industry is in the same range as JPM (48) in the Major Banks industry. This means that FNB’s stock grew similarly to JPM’s over the last 12 months.
JPM's P/E Growth Rating (34) in the Major Banks industry is in the same range as FNB (50) in the Regional Banks industry. This means that JPM’s stock grew similarly to FNB’s over the last 12 months.
| FNB | JPM | |
|---|---|---|
| RSI ODDS (%) | 4 days ago 68% | 4 days ago 56% |
| Stochastic ODDS (%) | 4 days ago 59% | 4 days ago 56% |
| Momentum ODDS (%) | 4 days ago 66% | 4 days ago 69% |
| MACD ODDS (%) | 4 days ago 59% | 4 days ago 64% |
| TrendWeek ODDS (%) | 4 days ago 57% | 4 days ago 61% |
| TrendMonth ODDS (%) | 4 days ago 52% | 4 days ago 57% |
| Advances ODDS (%) | 12 days ago 53% | 4 days ago 59% |
| Declines ODDS (%) | 22 days ago 58% | 6 days ago 59% |
| BollingerBands ODDS (%) | 4 days ago 68% | 4 days ago 46% |
| Aroon ODDS (%) | 4 days ago 44% | 4 days ago 53% |
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FNB and
Correlation & Price change
A.I.dvisor indicates that over the last year, FNB has been closely correlated with ONB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNB jumps, then ONB could also see price increases.
| Ticker / NAME | Correlation To FNB | 1D Price Change % | ||
|---|---|---|---|---|
| FNB | 100% | +3.10% | ||
| ONB - FNB | 92% Closely correlated | +2.88% | ||
| ZION - FNB | 91% Closely correlated | +1.93% | ||
| ASB - FNB | 91% Closely correlated | +2.51% | ||
| WTFC - FNB | 90% Closely correlated | +2.02% | ||
| HWC - FNB | 90% Closely correlated | +2.97% | ||
More | ||||
JPM and
Correlation & Price change
A.I.dvisor indicates that over the last year, JPM has been closely correlated with BAC. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if JPM jumps, then BAC could also see price increases.