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JPM vs VLY
Which Stock Would AI Choose? JPMorgan Chase & Co. (JPM) vs. Valley National Bancorp (VLY) Stock Comparison
Key Takeaways
- JPM trades at around $289 with a market cap exceeding $778 billion, reflecting its status as a global banking leader, while VLY is at $12 with a $6.7 billion cap as a regional player.
- Recent market activity shows JPM experiencing YTD gains near 10% amid a 2.6% net income dip in 2025, contrasting VLY's 3% YTD rise supported by Q4 earnings beats and a new share repurchase program.
- JPM offers a 2.1% dividend yield with broader diversification, while VLY provides 3.7% yield alongside commercial real estate exposure.
- Analyst targets suggest upside for both, with JPM at $345 average and VLY at $15, indicating relative value in regional banking momentum.
- Tickeron's AI bots show strong performance on financial sector trades, including a JPM-focused agent with 28% annualized return and 80% win rate.
Introduction
This stock comparison between JPMorgan Chase & Co. and Valley National Bancorp examines two banks at different scales: a global powerhouse versus a regional lender focused on the Northeast. Investors seeking diversified stability may lean toward JPM, while those eyeing higher yields and growth in commercial lending might consider VLY. In the current market environment, marked by interest rate shifts and economic uncertainty, understanding their relative performance, risk profiles, and sector exposures aids informed decisions on stock comparison and market positioning.
JPM Overview and Recent Performance
JPMorgan Chase & Co., the world's largest bank by market cap, operates across consumer banking, investment banking, and asset management with over $1.2 trillion in cash reserves. Recent weeks have seen its shares hover around $289, within a 52-week range of $202 to $337, reflecting resilience amid broader market volatility. The bank's 2025 net income fell 2.6% to $57 billion due to lower credit card rates and higher reserves, prompting a cautious 2026 outlook. Trading revenue has provided a boost, with fixed income up in recent quarters, while private credit loan markdowns signal credit quality concerns. Sentiment remains supported by a 2.1% dividend yield and strategic partnerships, contributing to YTD gains near 10% and a 27% one-year return, outperforming in a challenging rate environment.
VLY Overview and Recent Performance
Valley National Bancorp, holding company for Valley National Bank, serves commercial, retail, and wealth management clients primarily in the Northeast with $62 billion in assets. Shares trade near $12, in a 52-week range of $7.50 to $13.90, showing volatility but strong one-year gains of 46%. Q4 2025 earnings beat estimates with $0.31 adjusted EPS, driven by net interest margin expansion to 3.17% and loan growth to $50 billion. A new 25 million share repurchase program through 2028 and steady $0.11 quarterly dividends underscore capital return focus. Deposits hit $52 billion, though non-performing assets at $440 million highlight commercial real estate risks. YTD performance around 3% trails peers but reflects relative stability in regional banking amid revenue growth of 9% for 2025.
Trending AI Robots
Tickeron’s Trending AI Robots page curates the platform's top-performing AI trading bots from hundreds available, which collectively trade thousands of tickers across stocks, ETFs, and crypto using technical and fundamental analyses. Only those excelling in current market conditions—like volatile sectors such as semiconductors, energy, and finance—earn a spot, with real-time signals for copy trading via Signal, Virtual, or Brokerage Agents. Standouts include bots with annualized returns up to 132%, win rates of 60-80%, profit factors of 2-3.5, and low drawdowns under $20,000, such as a JPM agent at +28% return and 80% win rate. Diverse styles span swing trading to scalping on timeframes from 5 minutes to weeks. Explore these high performers to enhance your strategy.
Head-to-Head Comparison
JPM’s global diversified model—spanning investment banking and trading—contrasts VLY’s regional emphasis on commercial real estate and deposits, exposing the latter to localized economic shifts. Growth drivers differ: JPM benefits from trading booms and scale, while VLY leverages NIM expansion and buybacks. Recent momentum favors VLY’s 46% one-year return over JPM’s 27%, but JPM shows superior stability with higher ROE at 16% versus 8%. Risk factors include JPM’s private credit exposures and VLY’s CRE non-performers. Sector-wise, both banks face rate sensitivity, but market sentiment tilts toward JPM’s dividend reliability over VLY’s higher yield trade-offs.
Tickeron AI Verdict
Tickeron’s AI currently favors JPM for its trend consistency, lower relative volatility, and diversified catalysts like trading revenue amid economic resilience. A dedicated JPM bot posts strong metrics—28% annualized return, 80% win rate—outpacing broader finance agents. While VLY offers value via buybacks and earnings momentum, JPM’s scale positions it probabilistically better for sustained outperformance in uncertain markets.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JPM is a Hold and VLY is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
JPM’s FA Score shows that 2 FA rating(s) are green whileVLY’s FA Score has 1 green FA rating(s).
- JPM’s FA Score: 2 green, 3 red.
- VLY’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
JPM’s TA Score shows that 6 TA indicator(s) are bullish while VLY’s TA Score has 6 bullish TA indicator(s).
- JPM’s TA Score: 6 bullish, 5 bearish.
- VLY’s TA Score: 6 bullish, 4 bearish.
Price Growth
JPM (@Major Banks) experienced а +0.14% price change this week, while VLY (@Regional Banks) price change was +3.52% for the same time period.
The average weekly price growth across all stocks in the @Major Banks industry was +2.59%. For the same industry, the average monthly price growth was +8.32%, and the average quarterly price growth was +22.02%.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.58%. For the same industry, the average monthly price growth was +6.76%, and the average quarterly price growth was +20.92%.
Reported Earning Dates
JPM is expected to report earnings on Jul 14, 2026.
VLY is expected to report earnings on Apr 23, 2026.
Industries' Descriptions
@Major Banks (+2.59% weekly)Major banks are among the biggest companies in the world, often times with global reach and market capitalizations in the multi-billions. Large banks often have multiple arms spanning different disciplines, from deposits, to investment banking, to wealth management and insurance. The biggest banks often have key competitive advantages over smaller players in the industry in terms of brand recognition, cost of capital, and efficiency. Think J.P. Morgan, Bank of America, Wells Fargo, and Citigroup.
@Regional Banks (+1.58% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| JPM | VLY | JPM / VLY | |
| Capitalization | 831B | 7.49B | 11,089% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -2.773 | 16.837 | -16% |
| P/E Ratio | 14.85 | 13.39 | 111% |
| Revenue | 182B | 2.03B | 8,983% |
| Total Cash | 21.7B | 376M | 5,771% |
| Total Debt | 500B | 3.34B | 14,966% |
JPM | VLY | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 34 | 29 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 84 Overvalued | 47 Fair valued | |
PROFIT vs RISK RATING 1..100 | 15 | 75 | |
SMR RATING 1..100 | 1 | 11 | |
PRICE GROWTH RATING 1..100 | 48 | 40 | |
P/E GROWTH RATING 1..100 | 34 | 50 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
VLY's Valuation (47) in the Regional Banks industry is somewhat better than the same rating for JPM (84) in the Major Banks industry. This means that VLY’s stock grew somewhat faster than JPM’s over the last 12 months.
JPM's Profit vs Risk Rating (15) in the Major Banks industry is somewhat better than the same rating for VLY (75) in the Regional Banks industry. This means that JPM’s stock grew somewhat faster than VLY’s over the last 12 months.
JPM's SMR Rating (1) in the Major Banks industry is in the same range as VLY (11) in the Regional Banks industry. This means that JPM’s stock grew similarly to VLY’s over the last 12 months.
VLY's Price Growth Rating (40) in the Regional Banks industry is in the same range as JPM (48) in the Major Banks industry. This means that VLY’s stock grew similarly to JPM’s over the last 12 months.
JPM's P/E Growth Rating (34) in the Major Banks industry is in the same range as VLY (50) in the Regional Banks industry. This means that JPM’s stock grew similarly to VLY’s over the last 12 months.
| JPM | VLY | |
|---|---|---|
| RSI ODDS (%) | 3 days ago 56% | 3 days ago 59% |
| Stochastic ODDS (%) | 3 days ago 56% | 3 days ago 59% |
| Momentum ODDS (%) | 3 days ago 69% | 3 days ago 71% |
| MACD ODDS (%) | 3 days ago 64% | 3 days ago 66% |
| TrendWeek ODDS (%) | 3 days ago 61% | 3 days ago 64% |
| TrendMonth ODDS (%) | 3 days ago 57% | 3 days ago 63% |
| Advances ODDS (%) | 3 days ago 59% | 11 days ago 62% |
| Declines ODDS (%) | 5 days ago 59% | 21 days ago 69% |
| BollingerBands ODDS (%) | 3 days ago 46% | 3 days ago 68% |
| Aroon ODDS (%) | 3 days ago 53% | 3 days ago 58% |
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| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| VEA | 69.63 | 1.00 | +1.46% |
| Vanguard FTSE Developed Markets ETF | |||
| SCHQ | 31.60 | 0.26 | +0.83% |
| Schwab Long-Term US Treasury ETF | |||
| CANQ | 29.56 | 0.23 | +0.77% |
| Calamos Nasdaq® Equity & Income ETF | |||
| IG | 20.82 | 0.08 | +0.40% |
| Principal Investment Grd Corp Actv ETF | |||
| SOLM | 11.78 | -0.13 | -1.09% |
| Amplify Solana 3% Monthly Opt Inc ETF | |||
VLY and
Correlation & Price change
A.I.dvisor indicates that over the last year, VLY has been closely correlated with FNB. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if VLY jumps, then FNB could also see price increases.
| Ticker / NAME | Correlation To VLY | 1D Price Change % | ||
|---|---|---|---|---|
| VLY | 100% | +3.28% | ||
| FNB - VLY | 87% Closely correlated | +3.10% | ||
| CFG - VLY | 86% Closely correlated | +0.06% | ||
| FULT - VLY | 85% Closely correlated | +2.57% | ||
| WTFC - VLY | 85% Closely correlated | +2.02% | ||
| ASB - VLY | 85% Closely correlated | +2.51% | ||
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