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JPM vs ZION
Which Stock Would AI Choose? JPMorgan Chase (JPM) vs. Zions Bancorporation (ZION) Stock Comparison
Key Takeaways
- JPM trades at a trailing P/E of 14.16 with a market cap of $764B, reflecting its dominant scale in global banking, while ZION offers a lower P/E of 8.84 and $7.85B market cap as a regional player.
- Recent market activity shows both stocks under pressure, with JPM down about 12% over the past month amid broader sector volatility, and ZION experiencing similar dips but with higher dividend yield at 3.39% versus JPM's 2.12%.
- JPM reported strong 2025 net income of $57B and Q4 EPS beat, guiding NII to $103B for 2026, bolstering long-term stability.
- ZION posted Q4 2025 EPS of $1.76 (beat estimates), with revenue up 8.1% for the year and NIM expansion to 3.31%, supporting regional growth.
- Tickeron's AI analysis indicates oversold conditions for both, but JPM edges out on trend consistency and diversification amid credit concerns for regionals like ZION.
- Analyst targets suggest upside: $345 for JPM and around $64 for ZION, highlighting relative performance potential in banking recovery.
Introduction
This stock comparison examines JPMorgan Chase (JPM), a global leader in consumer, investment, and commercial banking, against Zions Bancorporation (ZION), a regional bank focused on the Western U.S. with emphasis on small- and middle-market lending. Traders seeking diversified stability may favor JPM, while income-oriented investors might eye ZION's higher yield. In the current market environment of rate uncertainty and sector volatility, understanding their relative performance, growth drivers, and risk profiles aids informed decision-making on stock comparison and market positioning.
JPM Overview and Recent Performance
JPMorgan Chase, the largest U.S. bank by market cap at $764B, operates across consumer banking, investment banking, and asset management globally. Recent weeks have seen shares trade around $283, down roughly 12% monthly amid financial sector pressures from inflation data and credit sentiment shifts. Key influences include resilient Q4 2025 results with EPS of $5.23 beating estimates, $57B annual net income, and guidance for $103B NII in 2026 driven by fee growth and deposit balances. Despite oversold technicals like RSI, bearish MACD signals temper momentum, though diversified revenue—mid-teens investment banking fees expected—supports positive sentiment for relative stability.
ZION Overview and Recent Performance
Zions Bancorporation (ZION), with $7.85B market cap and operations across 11 Western states, specializes in community banking, commercial loans, and SBA lending. Shares near $53 have dipped 2% recently, reflecting broader regional bank weakness, though YTD up 8.64%. Q4 2025 EPS hit $1.76 (above $1.57 estimate), full-year revenue grew 8.1% to $3.43B, and NIM expanded to 3.31% on loan/deposit growth and asset remix. Executive changes in technology operations signal adaptation, but credit vigilance follows charge-offs, influencing sentiment amid stabilizing funding costs and modest NII outlook.
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Head-to-Head Comparison
JPM’s global business model contrasts ZION’s regional focus, offering scale in investment banking (mid-teens growth) versus ZION’s lending emphasis. Growth drivers differ: JPM benefits from diversified fees and payments, while ZION leverages NIM expansion and deposits. Recent momentum shows both oversold but JPM more stable (beta 1.06 vs. 0.82), with ZION higher yield but elevated regional credit risks. Sector exposure favors JPM’s breadth over ZION’s localized volatility, trading off yield for lower-risk positioning.
Tickeron AI Verdict
Tickeron’s AI currently favors JPM over ZION, citing superior trend consistency, diversified catalysts like NII guidance and global scale, and stronger relative positioning amid regional credit pressures. Oversold signals suggest bounces for both, but JPM’s low-risk profile and analyst upside to $345 indicate higher probability of outperformance in the near term.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is JPM is a StrongBuy and ZION is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
JPM’s FA Score shows that 3 FA rating(s) are green whileZION’s FA Score has 2 green FA rating(s).
- JPM’s FA Score: 3 green, 2 red.
- ZION’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
JPM’s TA Score shows that 6 TA indicator(s) are bullish while ZION’s TA Score has 6 bullish TA indicator(s).
- JPM’s TA Score: 6 bullish, 4 bearish.
- ZION’s TA Score: 6 bullish, 3 bearish.
Price Growth
JPM (@Major Banks) experienced а +1.06% price change this week, while ZION (@Regional Banks) price change was +2.47% for the same time period.
The average weekly price growth across all stocks in the @Major Banks industry was +0.58%. For the same industry, the average monthly price growth was +9.55%, and the average quarterly price growth was +21.16%.
The average weekly price growth across all stocks in the @Regional Banks industry was +1.42%. For the same industry, the average monthly price growth was +6.88%, and the average quarterly price growth was +19.50%.
Reported Earning Dates
JPM is expected to report earnings on Jul 14, 2026.
ZION is expected to report earnings on Jul 20, 2026.
Industries' Descriptions
@Major Banks (+0.58% weekly)Major banks are among the biggest companies in the world, often times with global reach and market capitalizations in the multi-billions. Large banks often have multiple arms spanning different disciplines, from deposits, to investment banking, to wealth management and insurance. The biggest banks often have key competitive advantages over smaller players in the industry in terms of brand recognition, cost of capital, and efficiency. Think J.P. Morgan, Bank of America, Wells Fargo, and Citigroup.
@Regional Banks (+1.42% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| JPM | ZION | JPM / ZION | |
| Capitalization | 849B | 9.27B | 9,156% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -0.674 | 8.480 | -8% |
| P/E Ratio | 15.17 | 10.49 | 145% |
| Revenue | 182B | 3.39B | 5,377% |
| Total Cash | 21.7B | 771M | 2,815% |
| Total Debt | 500B | 3.47B | 14,401% |
JPM | ZION | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 21 | 28 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 85 Overvalued | 87 Overvalued | |
PROFIT vs RISK RATING 1..100 | 14 | 75 | |
SMR RATING 1..100 | 1 | 9 | |
PRICE GROWTH RATING 1..100 | 48 | 15 | |
P/E GROWTH RATING 1..100 | 33 | 45 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
JPM's Valuation (85) in the Major Banks industry is in the same range as ZION (87) in the Regional Banks industry. This means that JPM’s stock grew similarly to ZION’s over the last 12 months.
JPM's Profit vs Risk Rating (14) in the Major Banks industry is somewhat better than the same rating for ZION (75) in the Regional Banks industry. This means that JPM’s stock grew somewhat faster than ZION’s over the last 12 months.
JPM's SMR Rating (1) in the Major Banks industry is in the same range as ZION (9) in the Regional Banks industry. This means that JPM’s stock grew similarly to ZION’s over the last 12 months.
ZION's Price Growth Rating (15) in the Regional Banks industry is somewhat better than the same rating for JPM (48) in the Major Banks industry. This means that ZION’s stock grew somewhat faster than JPM’s over the last 12 months.
JPM's P/E Growth Rating (33) in the Major Banks industry is in the same range as ZION (45) in the Regional Banks industry. This means that JPM’s stock grew similarly to ZION’s over the last 12 months.
| JPM | ZION | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 65% | 1 day ago 71% |
| Stochastic ODDS (%) | 1 day ago 56% | 1 day ago 67% |
| Momentum ODDS (%) | 1 day ago 71% | 1 day ago 66% |
| MACD ODDS (%) | 1 day ago 62% | 1 day ago 69% |
| TrendWeek ODDS (%) | 1 day ago 61% | 1 day ago 67% |
| TrendMonth ODDS (%) | 1 day ago 57% | 1 day ago 63% |
| Advances ODDS (%) | 1 day ago 59% | 1 day ago 65% |
| Declines ODDS (%) | 7 days ago 59% | N/A |
| BollingerBands ODDS (%) | 1 day ago 60% | 1 day ago 68% |
| Aroon ODDS (%) | 1 day ago 54% | 1 day ago 64% |
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ZION and
Correlation & Price change
A.I.dvisor indicates that over the last year, ZION has been closely correlated with FNB. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if ZION jumps, then FNB could also see price increases.
| Ticker / NAME | Correlation To ZION | 1D Price Change % | ||
|---|---|---|---|---|
| ZION | 100% | +0.51% | ||
| FNB - ZION | 90% Closely correlated | -0.61% | ||
| RF - ZION | 88% Closely correlated | +0.64% | ||
| ONB - ZION | 87% Closely correlated | +1.25% | ||
| KEY - ZION | 87% Closely correlated | +1.79% | ||
| CFG - ZION | 87% Closely correlated | +2.03% | ||
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