MBIN
Price
$32.93
Change
-$0.11 (-0.33%)
Updated
Dec 2, 04:31 PM (EDT)
Capitalization
1.52B
62 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$18.93
Change
-$0.09 (-0.47%)
Updated
Dec 2, 04:59 PM (EDT)
Capitalization
1B
57 days until earnings call
Intraday BUY SELL Signals
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MBIN vs OSBC

Header iconMBIN vs OSBC Comparison
Open Charts MBIN vs OSBCBanner chart's image
Merchants Ban
Price$32.93
Change-$0.11 (-0.33%)
Volume$100
Capitalization1.52B
Old Second Ban
Price$18.93
Change-$0.09 (-0.47%)
Volume$2.94K
Capitalization1B
MBIN vs OSBC Comparison Chart in %
MBIN
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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VS
MBIN vs. OSBC commentary
Dec 02, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MBIN is a StrongBuy and OSBC is a StrongBuy.

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COMPARISON
Comparison
Dec 02, 2025
Stock price -- (MBIN: $33.04 vs. OSBC: $19.01)
Brand notoriety: MBIN and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: MBIN: 59% vs. OSBC: 85%
Market capitalization -- MBIN: $1.52B vs. OSBC: $1B
MBIN [@Regional Banks] is valued at $1.52B. OSBC’s [@Regional Banks] market capitalization is $1B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.49B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

MBIN’s FA Score shows that 3 FA rating(s) are green whileOSBC’s FA Score has 3 green FA rating(s).

  • MBIN’s FA Score: 3 green, 2 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, both MBIN and OSBC are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

MBIN’s TA Score shows that 5 TA indicator(s) are bullish while OSBC’s TA Score has 6 bullish TA indicator(s).

  • MBIN’s TA Score: 5 bullish, 3 bearish.
  • OSBC’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than MBIN.

Price Growth

MBIN (@Regional Banks) experienced а +5.44% price change this week, while OSBC (@Regional Banks) price change was +3.20% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.63%. For the same industry, the average monthly price growth was +3.98%, and the average quarterly price growth was +14.53%.

Reported Earning Dates

MBIN is expected to report earnings on Feb 02, 2026.

OSBC is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+0.63% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MBIN($1.52B) has a higher market cap than OSBC($1B). OSBC has higher P/E ratio than MBIN: OSBC (12.84) vs MBIN (7.51). OSBC YTD gains are higher at: 8.456 vs. MBIN (-8.582). OSBC has more cash in the bank: 63.5M vs. MBIN (15.4M). OSBC has less debt than MBIN: OSBC (85.3M) vs MBIN (3.83B). MBIN has higher revenues than OSBC: MBIN (665M) vs OSBC (287M).
MBINOSBCMBIN / OSBC
Capitalization1.52B1B151%
EBITDAN/AN/A-
Gain YTD-8.5828.456-101%
P/E Ratio7.5112.8459%
Revenue665M287M232%
Total Cash15.4M63.5M24%
Total Debt3.83B85.3M4,495%
FUNDAMENTALS RATINGS
MBIN vs OSBC: Fundamental Ratings
MBIN
OSBC
OUTLOOK RATING
1..100
7421
VALUATION
overvalued / fair valued / undervalued
1..100
24
Undervalued
60
Fair valued
PROFIT vs RISK RATING
1..100
5228
SMR RATING
1..100
1623
PRICE GROWTH RATING
1..100
5751
P/E GROWTH RATING
1..100
3120
SEASONALITY SCORE
1..100
507

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MBIN's Valuation (24) in the Regional Banks industry is somewhat better than the same rating for OSBC (60). This means that MBIN’s stock grew somewhat faster than OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (28) in the Regional Banks industry is in the same range as MBIN (52). This means that OSBC’s stock grew similarly to MBIN’s over the last 12 months.

MBIN's SMR Rating (16) in the Regional Banks industry is in the same range as OSBC (23). This means that MBIN’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Price Growth Rating (51) in the Regional Banks industry is in the same range as MBIN (57). This means that OSBC’s stock grew similarly to MBIN’s over the last 12 months.

OSBC's P/E Growth Rating (20) in the Regional Banks industry is in the same range as MBIN (31). This means that OSBC’s stock grew similarly to MBIN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
MBINOSBC
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
64%
Momentum
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
68%
MACD
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 7 days ago
67%
Bullish Trend 7 days ago
66%
Declines
ODDS (%)
Bearish Trend 13 days ago
66%
Bearish Trend 20 days ago
57%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
73%
Bearish Trend 2 days ago
53%
Aroon
ODDS (%)
Bearish Trend 2 days ago
69%
Bullish Trend 2 days ago
48%
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MBIN
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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MBIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, MBIN has been closely correlated with CAC. These tickers have moved in lockstep 75% of the time. This A.I.-generated data suggests there is a high statistical probability that if MBIN jumps, then CAC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MBIN
1D Price
Change %
MBIN100%
+1.09%
CAC - MBIN
75%
Closely correlated
+1.27%
CNOB - MBIN
73%
Closely correlated
+2.33%
ASB - MBIN
72%
Closely correlated
-0.81%
WSFS - MBIN
72%
Closely correlated
+0.65%
OSBC - MBIN
72%
Closely correlated
+0.85%
More