Aviva plc (AVVIY), AXA SA (AXAHY), and Sun Life Financial Inc. (SLF) represent major players in the diversified insurance sector, offering exposure to life, property-casualty, and asset management services across global markets. This stock comparison analyzes their recent performance, valuation metrics, and market dynamics, aiding income-focused investors, dividend seekers, and those tracking financial services amid fluctuating interest rates and economic shifts. With all trading as ADRs or on major U.S. exchanges, they provide accessible options for U.S.-based traders evaluating relative strength in a stable yet rate-sensitive industry.
Aviva plc (AVVIY), a UK-headquartered multinational insurer, provides life insurance, savings, general insurance, and retirement services primarily in Europe. In recent market activity, its shares have traded around $17, within a 52-week range of $14.94–$19.40, reflecting moderate gains with a YTD return of 5.45% and one-year return of 20.80%. Sentiment has been supported by solid profitability metrics, including a 10.69% return on equity (ROE, a measure of profit generation from shareholders' equity) and attractive 6.16% dividend yield. Broader influences like stabilizing interest rates have aided net interest income (NII, revenue from interest-earning assets), though thin trading volume (average 81,370 shares) underscores its OTC status.
AXA SA (AXAHY), a French global insurance giant, operates in property-casualty, life & health, savings, and asset management with a vast international footprint. Shares hover near $48, in a 52-week range of $43.04–$50.95, showing flat YTD performance at 0.64% but longer-term strength with 78% three-year returns. Key drivers include a low 12.0 P/E ratio and 13.41% ROE, alongside a 5.65% yield. Recent weeks have seen steady trading amid sector headwinds, with its large market cap ($98B) and low beta (0.61) providing stability, influenced by European economic resilience and disciplined underwriting.
Sun Life Financial Inc. (SLF), a Canadian financial services firm, focuses on life insurance, health insurance, wealth management, and group benefits across North America and Asia. Trading around $72 on the NYSE—near its 52-week high of $72.83—SLF has delivered robust YTD gains of 16.55% and 24.84% over one year. Positive sentiment stems from recent accolades like USA Today’s Top Workplaces award and AM Best credit rating affirmations, alongside a 16.1 P/E and 3.65% yield. Higher volume (average 752,000 shares) reflects stronger liquidity, buoyed by favorable Canadian market conditions and asset growth.
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All three stocks operate diversified insurance models blending life, P&C, and asset management, but differ in scale and geography: AXAHY’s $98B market cap dwarfs SLF ($40B) and AVVIY ($26B), offering broader global exposure at a valuation discount (lowest P/E). Growth drivers include SLF’s wealth management momentum and AVVIY’s high yield for income plays, versus AXAHY’s asset management scale. Recent momentum favors SLF, with superior short-term returns, while long-term (5-year) leaders AXAHY (124%) edge out others. Risks involve interest rate sensitivity impacting reserves and investment income, with low betas mitigating volatility. Market sentiment tilts positive for SLF amid recent awards, contrasting quieter periods for peers.
Tickeron’s AI models would likely favor Sun Life Financial Inc. (SLF) in the current environment, given its consistent short-term trend strength, YTD outperformance, and supportive catalysts like credit affirmations. While AVVIY offers superior yield and AXAHY value via metrics, SLF’s relative momentum and positioning suggest higher probability of near-term upside in a stable insurance sector.
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It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
AVVIY’s FA Score shows that 2 FA rating(s) are green whileAXAHY’s FA Score has 2 green FA rating(s), and SLF’s FA Score reflects 0 green FA rating(s).
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
AVVIY’s TA Score shows that 7 TA indicator(s) are bullish while AXAHY’s TA Score has 6 bullish TA indicator(s), and SLF’s TA Score reflects 5 bullish TA indicator(s).
AVVIY (@Multi-Line Insurance) experienced а +1.85% price change this week, while AXAHY (@Multi-Line Insurance) price change was +4.20% , and SLF (@Multi-Line Insurance) price fluctuated -2.23% for the same time period.
The average weekly price growth across all stocks in the @Multi-Line Insurance industry was -0.12%. For the same industry, the average monthly price growth was +1.35%, and the average quarterly price growth was +12.13%.
AVVIY is expected to report earnings on May 14, 2026.
AXAHY is expected to report earnings on Jul 30, 2026.
SLF is expected to report earnings on Aug 06, 2026.
A multi-line insurance contract bundles together exposures to risk and covers them under a single contract. For providers of such policies, the bundle is a potential risk diversification strategy since their exposure gets spread over several factors, which helps them mitigate a financial burden if a catastrophic event were to occur. Other potential benefits include getting more premiums from including more than one type of insurance in a bundle, and getting a competitive edge by procuring multiple insurance contracts with a customer. Examples of companies in this industry are Berkshire Hathaway (which owns several insurance companies), Chubb Limited, American International Group, Inc. and Sun Life Financial Inc.
| AVVIY | AXAHY | SLF | |
| Capitalization | 25.4B | 98.4B | 39B |
| EBITDA | N/A | N/A | N/A |
| Gain YTD | -4.811 | 2.090 | 13.029 |
| P/E Ratio | 23.67 | 11.48 | 17.96 |
| Revenue | 57.4B | 106B | 35.9B |
| Total Cash | N/A | N/A | 26.2B |
| Total Debt | N/A | N/A | 8.37B |
AVVIY | AXAHY | SLF | ||
|---|---|---|---|---|
OUTLOOK RATING 1..100 | 70 | 61 | 20 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 22 Undervalued | 15 Undervalued | 50 Fair valued | |
PROFIT vs RISK RATING 1..100 | 7 | 10 | 50 | |
SMR RATING 1..100 | 97 | 98 | 97 | |
PRICE GROWTH RATING 1..100 | 55 | 53 | 47 | |
P/E GROWTH RATING 1..100 | 55 | 59 | 36 | |
SEASONALITY SCORE 1..100 | 50 | 55 | 45 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
AXAHY's Valuation (15) in the null industry is in the same range as AVVIY (22) in the null industry, and is somewhat better than the same rating for SLF (50) in the Financial Conglomerates industry. This means that AXAHY's stock grew similarly to AVVIY’s and somewhat faster than SLF’s over the last 12 months.
AVVIY's Profit vs Risk Rating (7) in the null industry is in the same range as AXAHY (10) in the null industry, and is somewhat better than the same rating for SLF (50) in the Financial Conglomerates industry. This means that AVVIY's stock grew similarly to AXAHY’s and somewhat faster than SLF’s over the last 12 months.
AVVIY's SMR Rating (97) in the null industry is in the same range as SLF (97) in the Financial Conglomerates industry, and is in the same range as AXAHY (98) in the null industry. This means that AVVIY's stock grew similarly to SLF’s and similarly to AXAHY’s over the last 12 months.
SLF's Price Growth Rating (47) in the Financial Conglomerates industry is in the same range as AXAHY (53) in the null industry, and is in the same range as AVVIY (55) in the null industry. This means that SLF's stock grew similarly to AXAHY’s and similarly to AVVIY’s over the last 12 months.
SLF's P/E Growth Rating (36) in the Financial Conglomerates industry is in the same range as AVVIY (55) in the null industry, and is in the same range as AXAHY (59) in the null industry. This means that SLF's stock grew similarly to AVVIY’s and similarly to AXAHY’s over the last 12 months.
| AVVIY | AXAHY | SLF | |
|---|---|---|---|
| RSI ODDS (%) | N/A | 2 days ago 53% | 2 days ago 45% |
| Stochastic ODDS (%) | 2 days ago 67% | 2 days ago 36% | 2 days ago 50% |
| Momentum ODDS (%) | 2 days ago 56% | 2 days ago 64% | 2 days ago 57% |
| MACD ODDS (%) | 2 days ago 53% | 2 days ago 44% | 2 days ago 54% |
| TrendWeek ODDS (%) | 2 days ago 52% | 2 days ago 58% | 2 days ago 53% |
| TrendMonth ODDS (%) | 2 days ago 47% | 2 days ago 55% | 2 days ago 41% |
| Advances ODDS (%) | 2 days ago 52% | 12 days ago 56% | 2 days ago 43% |
| Declines ODDS (%) | 8 days ago 53% | 5 days ago 52% | 6 days ago 54% |
| BollingerBands ODDS (%) | 2 days ago 73% | N/A | 5 days ago 65% |
| Aroon ODDS (%) | 2 days ago 47% | 2 days ago 55% | 2 days ago 30% |
A.I.dvisor indicates that over the last year, AVVIY has been loosely correlated with ALIZY. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if AVVIY jumps, then ALIZY could also see price increases.
| Ticker / NAME | Correlation To AVVIY | 1D Price Change % | ||
|---|---|---|---|---|
| AVVIY | 100% | +0.77% | ||
| ALIZY - AVVIY | 58% Loosely correlated | +0.61% | ||
| AXAHY - AVVIY | 58% Loosely correlated | +1.03% | ||
| AGESY - AVVIY | 54% Loosely correlated | +1.12% | ||
| ARZGY - AVVIY | 50% Loosely correlated | +0.76% | ||
| AEG - AVVIY | 49% Loosely correlated | +1.32% | ||
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A.I.dvisor indicates that over the last year, AXAHY has been closely correlated with ALIZY. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if AXAHY jumps, then ALIZY could also see price increases.
| Ticker / NAME | Correlation To AXAHY | 1D Price Change % | ||
|---|---|---|---|---|
| AXAHY | 100% | +1.03% | ||
| ALIZY - AXAHY | 73% Closely correlated | +0.61% | ||
| ARZGY - AXAHY | 63% Loosely correlated | +0.76% | ||
| AVVIY - AXAHY | 58% Loosely correlated | +0.77% | ||
| AGESY - AXAHY | 54% Loosely correlated | +1.12% | ||
| AXAHF - AXAHY | 52% Loosely correlated | -0.60% | ||
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A.I.dvisor indicates that over the last year, SLF has been loosely correlated with AEG. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if SLF jumps, then AEG could also see price increases.
| Ticker / NAME | Correlation To SLF | 1D Price Change % | ||
|---|---|---|---|---|
| SLF | 100% | +0.67% | ||
| AEG - SLF | 52% Loosely correlated | +1.32% | ||
| ORI - SLF | 52% Loosely correlated | -0.10% | ||
| AVVIY - SLF | 44% Loosely correlated | +0.77% | ||
| AXAHY - SLF | 43% Loosely correlated | +1.03% | ||
| ALIZY - SLF | 41% Loosely correlated | +0.61% | ||
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