Contributions for employees must be made within 30 days after a pay-period, while employers may match any time before their tax filing deadline. Salary reduction contributions to a SIMPLE IRA must be made no later than 30 days after receiving the paycheck in the calendar year that reflects their deferral. Employer contributions can be made each pay period, but they must be made by the same due date as their tax-filing deadline. This can be the extended deadline.
Mutual funds are managed portfolios of stocks and bonds, where the portfolio manager uses pooled investor funds to manage the portfolio. In the U.S., the first mutual fund was created in 1924 when three investors in Boston pooled their money and formed the Massachusetts Investors’ Trust. The essence behind Mutual Funds today is the same – a pool of money is collected from a number of investors and then professionally managed.
Asset management is a term often reserved for the overseeing of assets on behalf of a business or for wealthy clients with significant and various assets. A financial planner, CPA, or estate attorney who is capable of assisting a client with various types of assets and their optimal arrangement for that client’s goals can be said to be in a business of asset management. Tax considerations and cash flows may be a larger consideration with asset management than with investment advising.
The Inverted Cup-and-Handle (sometimes called Inverted Cup-and-Holder) pattern forms when prices rise then decline to create an upside-down “U”like shape (1, 2, 3, also known as the Cup), followed by a shorter relatively straight price increase that bounces from the right lip (from 3 to 4, creating the Handle). The rising handle forms as a result of mounting buying pressure created when the security retests a low at the right lip of the cup. Once the buyers give up, sellers take over and the security has the potential to decline rapidly.
In the vast world of forex trading, understanding currency pairs is essential for investors looking to navigate the global financial markets. One such key pairing is USD/JPY, representing the exchange rate between the United States dollar and the Japanese yen. In this article, we'll delve into the intricacies of USD/JPY, exploring its significance, factors influencing its movements, and correlations with other currencies. USD/JPY, simply put, is the ticker symbol used to denote the currency exchange rate between the U.S. dollar (USD) and the Japanese yen (JPY).
Program trading, in its simplest form, involves the utilization of computer-generated algorithms to execute trades involving a basket of stocks, often in significant volumes and at high frequencies. While these algorithms are initiated and monitored by humans, once activated, the programs autonomously execute trades. However, human intervention remains possible, allowing traders to adjust or halt the program as necessary.
👶 Unpacking the Baby Boomer Generation: Dive into history, characteristics, & financial impact. With 76 million born in the U.S. between 1946-1964, their influence is undeniable. Explore their economic clout, retirement challenges, and concerns over Social Security in our in-depth analysis. 💼👴 #BabyBoomers #Retirement #Economics
In the world of finance, few terms evoke as much anxiety and dread as the "bear market." It's a phrase that investors dread, but understanding what a bear market is and how it operates is crucial for anyone navigating the complex world of finance. In this guide, we'll explore the definition of a bear market, its various phases, provide real-world examples, and offer insights into how to invest during one. A bear market is a period of sustained price declines in a market, usually involving securities like stocks or commodities, that results in a 20% or greater drop from recent highs.
As Q2 2025 earnings season peaks on July 28–29, major companies across tech, industrials, healthcare, and consumer sectors reveal their performance amid inflation pressures and economic uncertainty. This article highlights key results and investment takeaways.
Tickeron unveils next-gen AI trading agents with 15-minute Financial Learning Models, boasting over 80% win rates and up to 297% annualized returns. Designed for retail and institutional traders alike, these bots deliver real-time, precision-driven trading strategies.