Mutual funds that do not charge a front-end or back-end sales load are known as no-load funds. What are Load Mutual Funds? While no-load mutual funds do not require the investor to pay sales charges (i.e., commissions) when buying or selling that fund, it’s important to remember that nothing is free, especially in the world of financial services. The portfolio manager of the fund and his team of analysts still have their salaries, bonuses, retirement benefits, and so on, and fees are needed to pay for it.
Minority interest is a portion of a company’s stock that is not owned by the parent company, and refers to a type of ownership that generally cannot exert influence over a company’s business decisions. If an outside investor or another company has a less than 50% stake in a company via shares, then they are said to have a minority interest. From an accounting standpoint, only the dividends of a minority interest are counted on a company’s books. If they exert influence over the decision-making, then a percentage of the income may also need to be included.
Net Tangible Assets represent a company’s total amount of physical assets less its intangible assets, like intellectual property and equipment, and also less the fair market value of its liabilities. Tangible assets can include things such as cash, inventory, and accounts receivable, versus liabilities like accounts payable, long-term debt and loans. This measurement of a company's tangible assets is important because it allows a firm's management team to analyze its asset position without including obsolete or difficult to value intangible assets. A company's return on assets (ROA) can be more accurate when net tangible assets are used in the calculation.
Most people recognize this as a “routing number.” The American Bankers Association (ABA) assigns a number to each banking institution registered with them, for the purposes of electronic transfers; this is commonly known as a routing number, and officially an RTN, or Routing Transit Number. Consumers and bank clients are familiar with this number as the 9-digit number that appears beside their account number on the bottom of their personal checks. Every client with a particular bank will have have the same routing number on their checks.
It is difficult to forecast how much health care will cost in retirement, but J.P. Morgan research indicates that it’s a few thousand dollars a year. According to their research, the median amount spent each year on health care by 65 year old’s is $4,660. For those age 85 and older, the average amount spent each year is $18,030. At age 65, you can get covered by Medicare, but there are separate costs there, as well as in the optional Medigap policy.
Dive deep into the world of means in mathematics and statistics. This comprehensive guide unravels the intricacies of the "mean," a pivotal measure of central tendency. From its basic definition to its various types like arithmetic, geometric, and harmonic, learn how the mean serves as a foundational tool in diverse fields such as finance, economics, and manufacturing. Understand its significance in data analysis, its real-life applications, and how it stands alongside other measures like median and mode. Whether you're a student, a financial analyst, or just curious, this guide offers a clear perspective on the indispensable role of the mean.
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In the vast expanse of the financial markets, certain sectors resonate with the rhythm of economic growth, technological advancement, and consumer demand. The construction sector, particularly companies specializing in building single-family homes, stands as a testament to the enduring appeal of homeownership. This article delves into the world of single-family home builders, highlighting the key players and their financial standing, to offer investors a comprehensive guide to navigating this lucrative market.