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BEN vs STT
Which Stock Would AI Choose? Franklin Resources (BEN) vs. State Street (STT) Stock Comparison
Key Takeaways
- Different business models: BEN is a traditional asset manager, while STT combines custody and servicing with asset management.
- Scale gap: State Street holds roughly $53.8 trillion in assets under custody/administration, versus Franklin Resources' $1.68 trillion in assets under management (AUM).
- Momentum vs. income: STT has shown stronger recent relative performance and operating leverage, while BEN offers a higher dividend yield of roughly 5%.
- Earnings trends: Both firms recently beat consensus estimates, but STT's shares pulled back after results while BEN's advanced.
- Key watch items: Franklin's Western Asset fixed-income outflows and State Street's cloud (software) transition are the main near-term risks.
Introduction
Franklin Resources (BEN) and State Street (STT) are two widely followed financial-services names that often appear side by side in sector screens, yet they occupy very different parts of the asset-management ecosystem. Franklin Resources, operating as Franklin Templeton, earns most of its revenue from investment-management fees across active, ETF (exchange-traded fund), and alternative strategies. State Street is a custody and servicing leader whose State Street Global Advisors unit is best known for the SPDR ETF franchise. For investors weighing a pure-play asset manager against a diversified custody-and-asset-management franchise, this stock comparison highlights meaningful differences in growth drivers, momentum, and risk.
BEN Overview and Recent Performance
Franklin Resources is a global investment manager whose AUM reached a record of roughly $1.68 trillion in recent quarters, supported by broad-based net inflows across public and private markets. Its most recent quarterly results exceeded Wall Street expectations, with revenue up sharply year over year and adjusted earnings per share beating consensus. Management attributed the strength to momentum in alternatives, ETFs, retail separately managed accounts (SMAs), and the Canvas custom-indexing platform, alongside disciplined expense control.
In recent weeks, the firm has reported long-term net inflows, a ninth consecutive quarter of positive flows on a comparable basis when excluding Western Asset Management, which continues to experience fixed-income outflows. Franklin also raised its quarterly dividend and expanded its share-repurchase authorization, reflecting confidence in its capital position. Investor sentiment has improved as diversification into alternatives and private credit offsets persistent pressure in traditional fixed income.
STT Overview and Recent Performance
State Street is one of the world's largest institutional financial-services providers, with roughly $53.8 trillion in assets under custody and/or administration (AUC/A) and about $5.7 trillion in AUM as of its latest reporting period. Its revenue mix spans investment servicing, investment management (including the SPDR ETF suite), FX trading, securities finance, and software. Recent quarterly results outpaced consensus on both revenue and adjusted earnings per share, driven by broad-based fee growth, yet the stock declined in the following session amid a mixed market reaction and elevated repositioning charges.
Recent market activity has favored State Street, with shares approaching 52-week highs on strong fee momentum, record AUC/A and AUM, and continued ETF market-share gains. Management has guided to further fee-revenue growth and margin expansion, while transitioning software clients from on-premises contracts to recurring cloud (SaaS) revenue. This transition is a near-term drag on software fees but is positioned as a driver of more durable future income.
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Head-to-Head Comparison
The most important contrast between these two stocks is their business model and revenue quality. BEN depends heavily on investment-management and distribution fees tied to AUM, making it more sensitive to fund flows and market levels. STT earns a large share of its revenue from custody and servicing fees that are less directly tied to fund performance, giving it a steadier, more diversified base, though it remains exposed to interest rates through net interest income (NII) and to market levels through servicing fees.
On growth drivers, State Street's scale in custody, its leading SPDR ETF franchise, and its private-markets and digital-asset initiatives provide structural tailwinds. Franklin's growth narrative centers on alternatives fundraising, active ETFs, and custom indexing. On relative performance, State Street has delivered stronger recent momentum and higher returns on tangible common equity (ROTCE), while Franklin offers a higher dividend yield and a lower valuation. Risk profiles differ too: Franklin faces Western Asset outflows and industry fee compression, while State Street manages a cloud-transition and repositioning costs that have pressured near-term expenses.
Tickeron AI Verdict
Based on observable trend consistency, operating leverage, and relative positioning, Tickeron's AI would likely lean toward State Street (STT) in the current environment. Its record assets, broader and more diversified revenue base, positive flow trends, and stronger returns on tangible capital suggest a steadier, more consistent trajectory than Franklin Resources' (BEN) still-recovering flow picture. That said, Franklin's higher dividend yield and improving inflow momentum make it a more value-oriented candidate, and the relative preference could shift if Western Asset outflows persist or if State Street's cloud transition weighs longer than expected.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BEN is a Hold and STT is a StrongBuy.
BEN's RSI Oscillator ascending out of oversold territory
The RSI Oscillator for BEN moved out of oversold territory on October 15, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 31 similar instances when the indicator left oversold territory. In 22 of the 31 cases the stock moved higher. This puts the odds of a move higher at 71%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 37 of 64 cases where BEN's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 58%.
Following a +3.16% 3-day Advance, the price is estimated to grow further. Considering data from situations where BEN advanced for three days, in 203 of 322 cases, the price rose further within the following month. The odds of a continued upward trend are 63%.
BEN may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 09, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on BEN as a result. In 60 of 89 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 67%.
The Moving Average Convergence Divergence Histogram (MACD) for BEN turned negative on October 09, 2026. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 48 similar instances when the indicator turned negative. In 36 of the 48 cases the stock turned lower in the days that followed. This puts the odds of success at 75%.
The 10-day moving average for BEN crossed bearishly below the 50-day moving average on September 18, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 9 of 14 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 64%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where BEN declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 71%.
The Aroon Indicator for BEN entered a downward trend on October 22, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is 44 (best 1 - 100 worst), indicating steady price growth. BEN’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 69 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. BEN’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 82, placing this stock better than average.
The Tickeron Valuation Rating of 80 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.371) is normal, around the industry mean (2.404). P/E Ratio (21.551) is within average values for comparable stocks, (-3.413). Projected Growth (PEG Ratio) (0.407) is also within normal values, averaging (1.319). Dividend Yield (0.042) settles around the average of (0.272) among similar stocks. P/S Ratio (1.814) is also within normal values, averaging (15.798).
The Tickeron SMR rating for this company is 80 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron PE Growth Rating for this company is 89 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
STT's RSI Indicator climbs out of oversold territory
The RSI Indicator for STT moved out of oversold territory on October 21, 2026. This could be a sign that the stock is shifting from a downward trend to an upward trend. Traders may want to buy the stock or call options. The A.I.dvisor looked at 17 similar instances when the indicator left oversold territory. In 17 of the 17 cases the stock moved higher. This puts the odds of a move higher at 90%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 37 of 55 cases where STT's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 67%.
Following a +2.13% 3-day Advance, the price is estimated to grow further. Considering data from situations where STT advanced for three days, in 240 of 367 cases, the price rose further within the following month. The odds of a continued upward trend are 65%.
STT may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The 10-day moving average for STT crossed bearishly below the 50-day moving average on September 22, 2026. This indicates that the trend has shifted lower and could be considered a sell signal. In 7 of 13 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are 54%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where STT declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 54%.
The Aroon Indicator for STT entered a downward trend on October 22, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 8 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 13 (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 82, placing this stock better than average.
The Tickeron PE Growth Rating for this company is 20 (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Price Growth Rating for this company is 47 (best 1 - 100 worst), indicating steady price growth. STT’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron Valuation Rating of 84 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.878) is normal, around the industry mean (2.404). P/E Ratio (14.666) is within average values for comparable stocks, (-3.413). Projected Growth (PEG Ratio) (0.671) is also within normal values, averaging (1.319). Dividend Yield (0.022) settles around the average of (0.272) among similar stocks. P/S Ratio (3.453) is also within normal values, averaging (15.798).
BEN | STT | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 62 | 73 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 80 Overvalued | 84 Overvalued | |
PROFIT vs RISK RATING 1..100 | 69 | 13 | |
SMR RATING 1..100 | 80 | 8 | |
PRICE GROWTH RATING 1..100 | 44 | 47 | |
P/E GROWTH RATING 1..100 | 89 | 20 | |
SEASONALITY SCORE 1..100 | 85 | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
BEN's Valuation (80) in the Investment Managers industry is in the same range as STT (84) in the Regional Banks industry. This means that BEN’s stock grew similarly to STT’s over the last 12 months.
STT's Profit vs Risk Rating (13) in the Regional Banks industry is somewhat better than the same rating for BEN (69) in the Investment Managers industry. This means that STT’s stock grew somewhat faster than BEN’s over the last 12 months.
STT's SMR Rating (8) in the Regional Banks industry is significantly better than the same rating for BEN (80) in the Investment Managers industry. This means that STT’s stock grew significantly faster than BEN’s over the last 12 months.
BEN's Price Growth Rating (44) in the Investment Managers industry is in the same range as STT (47) in the Regional Banks industry. This means that BEN’s stock grew similarly to STT’s over the last 12 months.
STT's P/E Growth Rating (20) in the Regional Banks industry is significantly better than the same rating for BEN (89) in the Investment Managers industry. This means that STT’s stock grew significantly faster than BEN’s over the last 12 months.
| BEN | STT | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 71% | 1 day ago 90% |
| Stochastic ODDS (%) | 1 day ago 58% | 1 day ago 67% |
| Momentum ODDS (%) | 1 day ago 67% | N/A |
| MACD ODDS (%) | 1 day ago 75% | N/A |
| TrendWeek ODDS (%) | 1 day ago 64% | 1 day ago 67% |
| TrendMonth ODDS (%) | 1 day ago 70% | 1 day ago 60% |
| Advances ODDS (%) | 2 days ago 63% | 2 days ago 65% |
| Declines ODDS (%) | 4 days ago 71% | 4 days ago 54% |
| BollingerBands ODDS (%) | 1 day ago 59% | 1 day ago 85% |
| Aroon ODDS (%) | 1 day ago 63% | 1 day ago 64% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BEN’s FA Score shows that 0 FA rating(s) are green while STT’s FA Score has 3 green FA rating(s).
- BEN’s FA Score: 0 green, 5 red.
- STT’s FA Score: 3 green, 2 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BEN’s TA Score shows that 4 TA indicator(s) are bullish while STT’s TA Score has 4 bullish TA indicator(s).
- BEN’s TA Score: 4 bullish, 5 bearish.
- STT’s TA Score: 4 bullish, 3 bearish.
Price Growth
BEN (@Investment Managers) experienced а +3.77% price change this week, while STT (@Investment Managers) price change was +1.23% for the same time period.
The average weekly price growth across all stocks in the @Investment Managers industry was -1.40%. For the same industry, the average monthly price growth was -5.36%, and the average quarterly price growth was -0.89%.
Reported Earning Dates
BEN is expected to report earnings on Nov 06, 2026.
STT is expected to report earnings on Jan 15, 2027.
Industries' Descriptions
@Investment Managers (-1.40% weekly)Investment Managers manage financial assets and other investments of clients. Management includes designing a short- or long-term strategy for buying/holding and selling of portfolio holdings. It can also include tax services and other aspects of financial planning as well. While it is perceived that the industry is faced with growing competition from robo-advisors/digital platforms and passive/ index-tracking funds, many investors still find value in actively managed in-person services that investment management companies often emphasize on. At the same time, many wealth managers are also incorporating digital initiatives/low cost options in addition to their in-person customized services. Their main sources of revenues are fees as a percentage of assets under management, in addition to a certain portion of clients’ gains from asset appreciation. BlackRock, Inc., Blackstone Group Inc and Brookfield Asset Management are some of the major investment management companies.
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BEN and
Correlation & Price change
A.I.dvisor indicates that over the last year, BEN has been loosely correlated with IVZ. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if BEN jumps, then IVZ could also see price increases.
STT and
Correlation & Price change
A.I.dvisor indicates that over the last year, STT has been closely correlated with NTRS. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if STT jumps, then NTRS could also see price increases.