Advertisement
CB vs PGR
Which Stock Would AI Choose? Chubb Limited (CB) vs. Progressive Corporation (PGR) Stock Comparison
Key Takeaways
- CB exhibits stronger year-to-date performance at 6.04% compared to PGR's 4.78%, reflecting resilient momentum in recent market activity.
- Both stocks trade at attractive valuations, with PGR at a lower trailing P/E ratio of 10.37 versus CB's 12.86, appealing to value-oriented investors.
- CB offers global diversification in property and casualty insurance, while PGR dominates U.S. personal auto lines with robust premium growth.
- Recent quarterly results show strength: PGR beat Q1 estimates, and CB anticipates solid Q1 figures.
- CB has a lower beta of 0.50 compared to PGR's 0.33, indicating moderate volatility in turbulent markets.
- Market caps are closely matched at approximately $129B for CB and $119B for PGR, highlighting comparable scale.
Introduction
Chubb Limited (CB) and Progressive Corporation (PGR) are leading players in the property and casualty insurance sector, offering traders and investors exposure to stable premiums amid economic shifts. This comparison analyzes their recent performance, business models, and market positioning, relevant for those seeking defensive stocks with growth potential. As interest rates stabilize and catastrophe risks evolve, understanding relative momentum and valuation helps in portfolio allocation, particularly for income-focused or momentum traders evaluating insurance names in the current environment.
CB Overview and Recent Performance
Chubb Limited (CB) is a global provider of property and casualty insurance, serving commercial, personal, and specialty lines across more than 50 countries. With a market capitalization of around $129 billion, it emphasizes underwriting discipline and diversified revenue streams.
In recent weeks, CB shares have shown steady gains, up approximately 6% year-to-date and 16% over the past year, outperforming broader benchmarks in shorter periods. This resilience stems from strong core operating income growth reported in prior quarters and anticipation for Q1 2026 earnings, expected at $14.85 billion in revenue and $6.47 EPS (earnings per share). Sentiment has been buoyed by favorable analyst updates and sector tailwinds like premium rate increases, though valuation concerns linger post-momentum.
PGR Overview and Recent Performance
Progressive Corporation (PGR) specializes in personal and commercial auto insurance, alongside other lines, primarily in the U.S. market. Its $119 billion market cap underscores its scale as the second-largest auto insurer.
Recent market activity has seen PGR deliver 4.78% year-to-date and 18% one-year returns, supported by Q1 2026 results featuring $22.19 billion in revenue and $2.82 billion net income, beating estimates on premium expansion. Factors influencing performance include competitive pricing dynamics and tech-driven efficiencies, though shares faced pressure from rising claims costs. Investor sentiment remains positive on long-term growth prospects in personal lines.
Trending AI Robots
Tickeron’s Trending AI Robots page showcases the platform's top-performing AI trading bots from its library of hundreds, which collectively trade thousands of tickers across diverse strategies like swing trading, scalping, and long-term holds. Only bots demonstrating superior adaptability to current market conditions—such as volatility in rates or sector rotations—earn a spot in this curated section, often displaying win rates above 70%, average returns ranging from 20-50% annually, and Sharpe ratios exceeding 1.5 for risk-adjusted performance. These bots vary in timeframe from intraday to multi-month, with detailed backtested stats and live results. Traders can explore and deploy them to enhance decision-making; visit the Trending AI Robots page for the latest selections.
Head-to-Head Comparison
Business models differ notably: CB’s global footprint provides broader sector exposure beyond auto, mitigating U.S.-centric risks, while PGR leverages data analytics for superior personal lines growth. Recent momentum favors CB on YTD basis, but PGR edges one-year returns amid premium surges.
Valuations highlight PGR’s cheaper P/E and higher reported yield, contrasting CB’s stability (ROE at 14.34% vs. 37.90%). Risk factors include catastrophe losses for both, though CB’s higher beta signals greater sensitivity. Market sentiment tilts toward growth in PGR’s auto dominance versus CB’s diversified resilience.
Tickeron AI Verdict
Tickeron’s AI currently leans toward CB due to its trend consistency, superior YTD relative performance, and upcoming catalysts like Q1 earnings amid stable underwriting trends. While PGR offers compelling value, CB’s global positioning provides a probabilistic edge in volatile conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CB is a Hold and PGR is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
CB’s FA Score shows that 1 FA rating(s) are green whilePGR’s FA Score has 0 green FA rating(s).
- CB’s FA Score: 1 green, 4 red.
- PGR’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
CB’s TA Score shows that 2 TA indicator(s) are bullish while PGR’s TA Score has 3 bullish TA indicator(s).
- CB’s TA Score: 2 bullish, 7 bearish.
- PGR’s TA Score: 3 bullish, 5 bearish.
Price Growth
CB (@Property/Casualty Insurance) experienced а -1.49% price change this week, while PGR (@Property/Casualty Insurance) price change was -1.17% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was -0.41%. For the same industry, the average monthly price growth was +0.90%, and the average quarterly price growth was -0.12%.
Reported Earning Dates
CB is expected to report earnings on Jul 28, 2026.
PGR is expected to report earnings on Jul 09, 2026.
Industries' Descriptions
@Property/Casualty Insurance (-0.41% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
| CB | PGR | CB / PGR | |
| Capitalization | 124B | 115B | 108% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 2.911 | -7.990 | -36% |
| P/E Ratio | 11.33 | 10.02 | 113% |
| Revenue | 61.2B | 89.4B | 68% |
| Total Cash | 43.4B | 13.1B | 331% |
| Total Debt | 17.5B | 8.39B | 209% |
CB | PGR | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 65 | 76 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 80 Overvalued | 76 Overvalued | |
PROFIT vs RISK RATING 1..100 | 6 | 39 | |
SMR RATING 1..100 | 98 | 75 | |
PRICE GROWTH RATING 1..100 | 55 | 61 | |
P/E GROWTH RATING 1..100 | 71 | 92 | |
SEASONALITY SCORE 1..100 | 55 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
PGR's Valuation (76) in the Property Or Casualty Insurance industry is in the same range as CB (80). This means that PGR’s stock grew similarly to CB’s over the last 12 months.
CB's Profit vs Risk Rating (6) in the Property Or Casualty Insurance industry is somewhat better than the same rating for PGR (39). This means that CB’s stock grew somewhat faster than PGR’s over the last 12 months.
PGR's SMR Rating (75) in the Property Or Casualty Insurance industry is in the same range as CB (98). This means that PGR’s stock grew similarly to CB’s over the last 12 months.
CB's Price Growth Rating (55) in the Property Or Casualty Insurance industry is in the same range as PGR (61). This means that CB’s stock grew similarly to PGR’s over the last 12 months.
CB's P/E Growth Rating (71) in the Property Or Casualty Insurance industry is in the same range as PGR (92). This means that CB’s stock grew similarly to PGR’s over the last 12 months.
| CB | PGR | |
|---|---|---|
| RSI ODDS (%) | N/A | N/A |
| Stochastic ODDS (%) | 2 days ago 58% | 2 days ago 63% |
| Momentum ODDS (%) | 2 days ago 48% | 2 days ago 46% |
| MACD ODDS (%) | 2 days ago 45% | 2 days ago 53% |
| TrendWeek ODDS (%) | 2 days ago 41% | 2 days ago 47% |
| TrendMonth ODDS (%) | 2 days ago 33% | 2 days ago 41% |
| Advances ODDS (%) | 26 days ago 50% | 15 days ago 55% |
| Declines ODDS (%) | 5 days ago 40% | 5 days ago 50% |
| BollingerBands ODDS (%) | 5 days ago 43% | 2 days ago 44% |
| Aroon ODDS (%) | 2 days ago 28% | 2 days ago 55% |
Advertisement
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| DECP | 32.07 | 0.08 | +0.25% |
| PGIM S&P 500 Buffer 12 ETF - Dec | |||
| BOE | 11.92 | 0.02 | +0.17% |
| BlackRock Enhanced Global Dividend Trust | |||
| TSEC | 25.81 | -0.02 | -0.08% |
| Touchstone Securitized Income ETF | |||
| IGSB | 52.42 | -0.07 | -0.13% |
| iShares 1-5 Year invmt Grd Corp Bd ETF | |||
| UTRE | 49.33 | -0.08 | -0.15% |
| F/m US Treasury 3 Year Note ETF | |||
CB and
Correlation & Price change
A.I.dvisor indicates that over the last year, CB has been closely correlated with HIG. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if CB jumps, then HIG could also see price increases.
PGR and
Correlation & Price change
A.I.dvisor indicates that over the last year, PGR has been closely correlated with HIG. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if PGR jumps, then HIG could also see price increases.