FNLC
Price
$28.82
Change
-$0.18 (-0.62%)
Updated
Nov 13 closing price
69 days until earnings call
UVSP
Price
$31.24
Change
-$0.32 (-1.01%)
Updated
Nov 13 closing price
69 days until earnings call
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FNLC vs UVSP

Header iconFNLC vs UVSP Comparison
Open Charts FNLC vs UVSPBanner chart's image
First Ban
Price$28.82
Change-$0.18 (-0.62%)
Volume$15.23K
CapitalizationN/A
Univest Financial
Price$31.24
Change-$0.32 (-1.01%)
Volume$147.36K
CapitalizationN/A
FNLC vs UVSP Comparison Chart
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FNLC
Daily Signalchanged days ago
Gain/Loss if shorted
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UVSP
Daily Signalchanged days ago
Gain/Loss if shorted
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FNLC vs. UVSP commentary
Nov 14, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNLC is a Sell and UVSP is a Sell.

COMPARISON
Comparison
Nov 14, 2024
Stock price -- (FNLC: $28.82 vs. UVSP: $31.24)
Brand notoriety: FNLC and UVSP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FNLC: 89% vs. UVSP: 142%
Market capitalization -- FNLC: $274.25M vs. UVSP: $600.91M
FNLC [@Regional Banks] is valued at $274.25M. UVSP’s [@Regional Banks] market capitalization is $600.91M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.84B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNLC’s FA Score shows that 1 FA rating(s) are green whileUVSP’s FA Score has 2 green FA rating(s).

  • FNLC’s FA Score: 1 green, 4 red.
  • UVSP’s FA Score: 2 green, 3 red.
According to our system of comparison, UVSP is a better buy in the long-term than FNLC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FNLC’s TA Score shows that 6 TA indicator(s) are bullish while UVSP’s TA Score has 4 bullish TA indicator(s).

  • FNLC’s TA Score: 6 bullish, 4 bearish.
  • UVSP’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, FNLC is a better buy in the short-term than UVSP.

Price Growth

FNLC (@Regional Banks) experienced а -7.09% price change this week, while UVSP (@Regional Banks) price change was -3.01% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.08%. For the same industry, the average monthly price growth was +5.28%, and the average quarterly price growth was +18.23%.

Reported Earning Dates

FNLC is expected to report earnings on Jan 22, 2025.

UVSP is expected to report earnings on Jan 22, 2025.

Industries' Descriptions

@Regional Banks (-0.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVSP($601M) has a higher market cap than FNLC($274M). FNLC has higher P/E ratio than UVSP: FNLC (9.17) vs UVSP (8.44). UVSP YTD gains are higher at: 46.954 vs. FNLC (8.002). UVSP has more cash in the bank: 72.8M vs. FNLC (25.1M). FNLC has less debt than UVSP: FNLC (20.1M) vs UVSP (494M). UVSP has higher revenues than FNLC: UVSP (297M) vs FNLC (80.6M).
FNLCUVSPFNLC / UVSP
Capitalization274M601M46%
EBITDAN/AN/A-
Gain YTD8.00246.95417%
P/E Ratio9.178.44109%
Revenue80.6M297M27%
Total Cash25.1M72.8M34%
Total Debt20.1M494M4%
FUNDAMENTALS RATINGS
FNLC vs UVSP: Fundamental Ratings
FNLC
UVSP
OUTLOOK RATING
1..100
1475
VALUATION
overvalued / fair valued / undervalued
1..100
72
Overvalued
50
Fair valued
PROFIT vs RISK RATING
1..100
4441
SMR RATING
1..100
4019
PRICE GROWTH RATING
1..100
4238
P/E GROWTH RATING
1..100
3117
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVSP's Valuation (50) in the Regional Banks industry is in the same range as FNLC (72). This means that UVSP’s stock grew similarly to FNLC’s over the last 12 months.

UVSP's Profit vs Risk Rating (41) in the Regional Banks industry is in the same range as FNLC (44). This means that UVSP’s stock grew similarly to FNLC’s over the last 12 months.

UVSP's SMR Rating (19) in the Regional Banks industry is in the same range as FNLC (40). This means that UVSP’s stock grew similarly to FNLC’s over the last 12 months.

UVSP's Price Growth Rating (38) in the Regional Banks industry is in the same range as FNLC (42). This means that UVSP’s stock grew similarly to FNLC’s over the last 12 months.

UVSP's P/E Growth Rating (17) in the Regional Banks industry is in the same range as FNLC (31). This means that UVSP’s stock grew similarly to FNLC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FNLCUVSP
RSI
ODDS (%)
Bearish Trend 1 day ago
78%
Bearish Trend 1 day ago
73%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
58%
Bearish Trend 1 day ago
70%
Momentum
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
65%
MACD
ODDS (%)
Bullish Trend 1 day ago
66%
Bullish Trend 1 day ago
67%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
53%
Bearish Trend 1 day ago
65%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
58%
Bullish Trend 1 day ago
58%
Advances
ODDS (%)
Bullish Trend 4 days ago
58%
Bullish Trend 4 days ago
58%
Declines
ODDS (%)
Bearish Trend 1 day ago
54%
Bearish Trend 1 day ago
64%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
63%
Bearish Trend 1 day ago
76%
Aroon
ODDS (%)
Bullish Trend 1 day ago
53%
Bearish Trend 1 day ago
58%
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FNLC
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
UVSP
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
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FNLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FNLC has been closely correlated with NWBI. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNLC jumps, then NWBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FNLC
1D Price
Change %
FNLC100%
-0.62%
NWBI - FNLC
80%
Closely correlated
-0.60%
FCBC - FNLC
79%
Closely correlated
-1.08%
IBOC - FNLC
79%
Closely correlated
-0.84%
GSBC - FNLC
79%
Closely correlated
-0.46%
UVSP - FNLC
79%
Closely correlated
-1.01%
More

UVSP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVSP has been closely correlated with NWBI. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if UVSP jumps, then NWBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVSP
1D Price
Change %
UVSP100%
-1.01%
NWBI - UVSP
89%
Closely correlated
-0.60%
STBA - UVSP
88%
Closely correlated
-1.23%
FFBC - UVSP
88%
Closely correlated
-0.75%
FCF - UVSP
87%
Closely correlated
-0.69%
BY - UVSP
87%
Closely correlated
-1.28%
More