BY
Price
$27.71
Change
-$0.31 (-1.11%)
Updated
Jul 18, 04:59 PM (EDT)
Capitalization
937.28M
5 days until earnings call
CIVB
Price
$21.32
Change
-$0.13 (-0.61%)
Updated
Jul 18, 04:59 PM (EDT)
Capitalization
241.27M
5 days until earnings call
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BY vs CIVB

Header iconBY vs CIVB Comparison
Open Charts BY vs CIVBBanner chart's image
Byline Ban
Price$27.71
Change-$0.31 (-1.11%)
Volume$2.37K
Capitalization937.28M
Civista Bancshares
Price$21.32
Change-$0.13 (-0.61%)
Volume$158
Capitalization241.27M
BY vs CIVB Comparison Chart in %
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BY
Daily Signalchanged days ago
Gain/Loss if bought
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CIVB
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BY vs. CIVB commentary
Jul 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BY is a Hold and CIVB is a Hold.

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COMPARISON
Comparison
Jul 19, 2025
Stock price -- (BY: $28.02 vs. CIVB: $21.45)
Brand notoriety: BY and CIVB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BY: 80% vs. CIVB: 130%
Market capitalization -- BY: $937.28M vs. CIVB: $241.27M
BY [@Regional Banks] is valued at $937.28M. CIVB’s [@Regional Banks] market capitalization is $241.27M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BY’s FA Score shows that 2 FA rating(s) are green whileCIVB’s FA Score has 2 green FA rating(s).

  • BY’s FA Score: 2 green, 3 red.
  • CIVB’s FA Score: 2 green, 3 red.
According to our system of comparison, both BY and CIVB are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BY’s TA Score shows that 5 TA indicator(s) are bullish while CIVB’s TA Score has 3 bullish TA indicator(s).

  • BY’s TA Score: 5 bullish, 5 bearish.
  • CIVB’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, BY is a better buy in the short-term than CIVB.

Price Growth

BY (@Regional Banks) experienced а -0.85% price change this week, while CIVB (@Regional Banks) price change was -13.58% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.33%. For the same industry, the average monthly price growth was +5.35%, and the average quarterly price growth was +9.88%.

Reported Earning Dates

BY is expected to report earnings on Oct 23, 2025.

CIVB is expected to report earnings on Oct 24, 2025.

Industries' Descriptions

@Regional Banks (+0.33% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BY($937M) has a higher market cap than CIVB($241M). BY has higher P/E ratio than CIVB: BY (7.91) vs CIVB (5.47). CIVB YTD gains are higher at: 3.575 vs. BY (-2.669). CIVB has less debt than BY: CIVB (454M) vs BY (513M). BY has higher revenues than CIVB: BY (384M) vs CIVB (160M).
BYCIVBBY / CIVB
Capitalization937M241M389%
EBITDAN/AN/A-
Gain YTD-2.6693.575-75%
P/E Ratio7.915.47145%
Revenue384M160M240%
Total Cash71.2MN/A-
Total Debt513M454M113%
FUNDAMENTALS RATINGS
BY vs CIVB: Fundamental Ratings
BY
CIVB
OUTLOOK RATING
1..100
2074
VALUATION
overvalued / fair valued / undervalued
1..100
57
Fair valued
46
Fair valued
PROFIT vs RISK RATING
1..100
2946
SMR RATING
1..100
1529
PRICE GROWTH RATING
1..100
4951
P/E GROWTH RATING
1..100
5027
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CIVB's Valuation (46) in the Regional Banks industry is in the same range as BY (57). This means that CIVB’s stock grew similarly to BY’s over the last 12 months.

BY's Profit vs Risk Rating (29) in the Regional Banks industry is in the same range as CIVB (46). This means that BY’s stock grew similarly to CIVB’s over the last 12 months.

BY's SMR Rating (15) in the Regional Banks industry is in the same range as CIVB (29). This means that BY’s stock grew similarly to CIVB’s over the last 12 months.

BY's Price Growth Rating (49) in the Regional Banks industry is in the same range as CIVB (51). This means that BY’s stock grew similarly to CIVB’s over the last 12 months.

CIVB's P/E Growth Rating (27) in the Regional Banks industry is in the same range as BY (50). This means that CIVB’s stock grew similarly to BY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYCIVB
RSI
ODDS (%)
Bearish Trend 2 days ago
82%
Bearish Trend 2 days ago
61%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
60%
Momentum
ODDS (%)
Bullish Trend 2 days ago
61%
Bearish Trend 2 days ago
62%
MACD
ODDS (%)
Bullish Trend 2 days ago
73%
Bearish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
62%
Bearish Trend 2 days ago
62%
Advances
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 16 days ago
60%
Declines
ODDS (%)
Bearish Trend 8 days ago
59%
N/A
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
82%
Bearish Trend 2 days ago
60%
Aroon
ODDS (%)
Bearish Trend 2 days ago
50%
Bullish Trend 2 days ago
61%
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BY
Daily Signalchanged days ago
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CIVB
Daily Signalchanged days ago
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BY and

Correlation & Price change

A.I.dvisor indicates that over the last year, BY has been closely correlated with TRMK. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if BY jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BY
1D Price
Change %
BY100%
+1.05%
TRMK - BY
90%
Closely correlated
+0.79%
BHLB - BY
90%
Closely correlated
+1.19%
FBK - BY
90%
Closely correlated
+2.33%
UBSI - BY
90%
Closely correlated
N/A
CTBI - BY
90%
Closely correlated
+1.54%
More

CIVB and

Correlation & Price change

A.I.dvisor indicates that over the last year, CIVB has been closely correlated with HOPE. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if CIVB jumps, then HOPE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CIVB
1D Price
Change %
CIVB100%
-0.60%
HOPE - CIVB
74%
Closely correlated
+1.69%
HWC - CIVB
72%
Closely correlated
+1.38%
FHB - CIVB
71%
Closely correlated
+1.15%
BY - CIVB
71%
Closely correlated
+1.05%
THFF - CIVB
71%
Closely correlated
+0.95%
More