Advertisement
CLVT vs PAY
Which Stock Would AI Choose? Clarivate Plc (CLVT) vs. Paymentus Holdings, Inc. (PAY) Stock Comparison
Key Takeaways
- PAY pairs double-digit revenue growth with expanding margins and a clean, profitable income statement, while CLVT is navigating a multi-year turnaround marked by negative earnings and heavy debt.
- PAY has delivered positive earnings momentum and repeated guidance raises, whereas CLVT is still working to re-establish consistent growth after strategic divestitures.
- Tickeron AI Verdict: Between the two, Tickeron's AI would currently favor PAY, reflecting its more consistent trend, stable profitability, and stronger relative momentum.
- The two companies operate in different parts of the information economy: CLVT is a subscription data and workflow provider, while PAY is a cloud-based bill-payment platform driven by transaction volume.
- For more on each company's latest developments and intraday activity, explore CLVT Major News, CLVT Today's Price Move, PAY Major News, and PAY Today's Price Move.
- Interested in data-driven trading ideas across thousands of tickers? Explore Trending AI Robots to see the strategies currently favored for market conditions.
Introduction
Investors weighing the intersection of software, data, and digital payments frequently screen for names with durable revenue models and clear catalysts. This stock comparison puts two distinct businesses side by side: CLVT (Clarivate Plc), a provider of subscription-based data, analytics, and workflow solutions, and PAY (Paymentus Holdings, Inc.), a cloud-based electronic bill-presentment and payment platform. Although both are technology-driven, their growth profiles, profitability, and market positioning differ sharply. Growth-oriented traders may find PAY's momentum and margin expansion compelling, while value- and turnaround-minded investors may monitor CLVT's restructuring progress. Understanding their relative performance and risk profiles helps clarify which stock aligns with a given investment approach.
CLVT Overview and Recent Performance
CLVT is a global information-services company focused on two scaled segments, Academia & Government and Intellectual Property (IP), after completing the strategic sale of its Life Sciences & Healthcare division. The company earns roughly 93% of its revenue from recurring subscriptions, supporting a high-visibility base even as overall growth remains modest. In recent market activity, the stock has traded well below prior-year levels, reflecting investor caution around slowing organic growth, negative earnings, and a balance sheet carrying several billion dollars in net debt.
Recent weeks have brought early signs of stabilization. Management reported that recurring organic revenue and IP annual contract value (ACV, a measure of recurring contract commitments) returned to positive growth for the first time in several years, and the company is leaning into AI-enabled products such as its Web of Science research-intelligence platform and the IPOne agentic-AI launch. However, total organic growth remains near flat, and full-year cash-flow guidance was trimmed as a result of divestitures. Sentiment is therefore mixed: improving leading indicators are offset by continued restructuring and a valuation that trades at a discount to historical software multiples.
PAY Overview and Recent Performance
PAY provides cloud-based electronic bill-presentment and payment technology to more than 2,500 billers and financial institutions across North America, spanning utilities, insurance, government, telecom, and banking. Its business is transaction-driven, generating revenue primarily from payment fees processed through its platform and its Instant Payment Network. In recent market activity, the stock has outperformed over the trailing twelve months, supported by consistent top-line growth and record profitability.
Recent quarters have shown revenue rising nearly 20% year over year alongside even faster growth in adjusted EBITDA (earnings before interest, taxes, depreciation, and amortization, a common measure of operating profitability), which climbed close to 40%. The company raised full-year guidance for the third consecutive quarter and reached a record adjusted EBITDA margin. Management has also highlighted early monetization initiatives, including a first sizable interchange agreement and growth in its BillWallet consumer product. The main point of scrutiny is a decelerating revenue-growth rate, which investors are weighing against a profitable, cash-generative model and strong bookings momentum.
Trending AI Robots
Tickeron's Trending AI Robots page highlights a curated selection of automated trading strategies chosen for their suitability to current market conditions. While Tickeron offers hundreds of AI trading bots that collectively trade thousands of different tickers, only a subset earns a place in this featured section. Each robot operates with its own trading style, timeframe, strategy, performance statistics, and universe of tickers, allowing users to compare approaches rather than rely on a single signal. Because market regimes shift, the robots best positioned for momentum, mean-reversion, or volatility-driven conditions may change over time. For traders seeking a systematic, data-driven complement to their own analysis, reviewing the Trending AI Robots list offers a practical starting point for evaluating current opportunities.
Head-to-Head Comparison
The clearest contrast between CLVT and PAY lies in their growth and profitability trajectories. PAY is in a growth-and-margin-expansion phase, with positive earnings, rising free cash flow, and a net-cash balance sheet that provides flexibility for reinvestment or strategic moves. CLVT, by contrast, is consolidating around its most durable subscription franchises while reducing leverage, a process that has pressured reported revenue and kept earnings negative.
Their risk profiles also differ. CLVT carries meaningful execution and balance-sheet risk, but its high recurring-revenue mix and discounted valuation may appeal to investors betting on a successful turnaround and AI-driven product cycle. PAY faces competition in the payments space and potential deceleration as growth normalizes, yet its profitability, scale, and expanding ecosystem support relatively more consistent momentum. In short, this is a trade-off between a value-oriented restructuring story and a growth-oriented, already-profitable platform business.
Tickeron AI Verdict
Based on observable factors such as trend consistency, earnings stability, margin expansion, and relative market positioning, Tickeron's AI would currently lean toward PAY over CLVT. PAY exhibits more consistent profitability, a rising margin profile, positive analyst revisions, and a steadier price trend, qualities that quantitative systems tend to favor. CLVT shows encouraging early signals but remains in an earlier stage of recovery, with more variable momentum. This assessment is probabilistic rather than definitive and should be considered alongside each investor's own research and objectives.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CLVT is a Hold and PAY is a Buy.
CLVT in upward trend: price rose above 50-day moving average on November 03, 2026
CLVT moved above its 50-day moving average on November 03, 2026 date and that indicates a change from a downward trend to an upward trend. In 33 of 42 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are 79%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on November 03, 2026. You may want to consider a long position or call options on CLVT as a result. In 50 of 81 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 62%.
The Moving Average Convergence Divergence (MACD) for CLVT just turned positive on October 13, 2026. Looking at past instances where CLVT's MACD turned positive, the stock continued to rise in 31 of 45 cases over the following month. The odds of a continued upward trend are 69%.
The 10-day moving average for CLVT crossed bullishly above the 50-day moving average on November 04, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 8 of 14 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 57%.
Following a +2.14% 3-day Advance, the price is estimated to grow further. Considering data from situations where CLVT advanced for three days, in 157 of 240 cases, the price rose further within the following month. The odds of a continued upward trend are 65%.
The Aroon Indicator entered an Uptrend today. In 67 of 118 cases where CLVT Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 57%.
Bearish Trend Analysis
The RSI Indicator demonstrates that the ticker has stayed in the overbought zone for 5 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 3 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where CLVT declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 82%.
CLVT broke above its upper Bollinger Band on November 03, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Valuation Rating of 23 (best 1 - 100 worst) indicates that the company is slightly undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.330) is normal, around the industry mean (2.898). P/E Ratio (-4.500) is within average values for comparable stocks, (18.492). Projected Growth (PEG Ratio) (0.178) is also within normal values, averaging (2.284). Dividend Yield (0.000) settles around the average of (0.224) among similar stocks. P/S Ratio (0.504) is also within normal values, averaging (139.965).
The Tickeron Price Growth Rating for this company is 38 (best 1 - 100 worst), indicating steady price growth. CLVT’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 45 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Seasonality Score of 85 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron SMR rating for this company is 93 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. CLVT’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 93, placing this stock worse than average.
PAY in upward trend: 10-day moving average broke above 50-day moving average on November 10, 2026
The 10-day moving average for PAY crossed bullishly above the 50-day moving average on November 10, 2026. This indicates that the trend has shifted higher and could be considered a buy signal. In 16 of 17 past instances when the 10-day crossed above the 50-day, the stock continued to move higher over the following month. The odds of a continued upward trend are 90%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on November 06, 2026. You may want to consider a long position or call options on PAY as a result. In 62 of 79 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 78%.
The Moving Average Convergence Divergence (MACD) for PAY just turned positive on October 07, 2026. Looking at past instances where PAY's MACD turned positive, the stock continued to rise in 35 of 45 cases over the following month. The odds of a continued upward trend are 78%.
PAY moved above its 50-day moving average on November 04, 2026 date and that indicates a change from a downward trend to an upward trend.
Following a +2.49% 3-day Advance, the price is estimated to grow further. Considering data from situations where PAY advanced for three days, in 241 of 302 cases, the price rose further within the following month. The odds of a continued upward trend are 80%.
The Aroon Indicator entered an Uptrend today. In 127 of 176 cases where PAY Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are 72%.
Bearish Trend Analysis
The Stochastic Oscillator entered the overbought zone. Expect a price pull-back in the foreseeable future.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where PAY declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 80%.
PAY broke above its upper Bollinger Band on November 02, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
Fundamental Analysis (Ratings)
The Tickeron Price Growth Rating for this company is 48 (best 1 - 100 worst), indicating steady price growth. PAY’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron SMR rating for this company is 56 (best 1 - 100 worst), indicating strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Valuation Rating of 72 (best 1 - 100 worst) indicates that the company is slightly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (6.872) is normal, around the industry mean (16.360). P/E Ratio (49.955) is within average values for comparable stocks, (53.310). Projected Growth (PEG Ratio) (0.000) is also within normal values, averaging (3.696). Dividend Yield (0.000) settles around the average of (0.434) among similar stocks. P/S Ratio (3.478) is also within normal values, averaging (104.492).
The Tickeron Profit vs. Risk Rating rating for this company is 75 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. PAY’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 92, placing this stock better than average.
The Tickeron PE Growth Rating for this company is 84 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
CLVT | PAY | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 45 | 27 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 23 Undervalued | 72 Overvalued | |
PROFIT vs RISK RATING 1..100 | 100 | 75 | |
SMR RATING 1..100 | 93 | 56 | |
PRICE GROWTH RATING 1..100 | 38 | 48 | |
P/E GROWTH RATING 1..100 | 45 | 84 | |
SEASONALITY SCORE 1..100 | 85 | 24 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
CLVT's Valuation (23) in the Financial Conglomerates industry is somewhat better than the same rating for PAY (72) in the Electronic Equipment Or Instruments industry. This means that CLVT’s stock grew somewhat faster than PAY’s over the last 12 months.
PAY's Profit vs Risk Rating (75) in the Electronic Equipment Or Instruments industry is in the same range as CLVT (100) in the Financial Conglomerates industry. This means that PAY’s stock grew similarly to CLVT’s over the last 12 months.
PAY's SMR Rating (56) in the Electronic Equipment Or Instruments industry is somewhat better than the same rating for CLVT (93) in the Financial Conglomerates industry. This means that PAY’s stock grew somewhat faster than CLVT’s over the last 12 months.
CLVT's Price Growth Rating (38) in the Financial Conglomerates industry is in the same range as PAY (48) in the Electronic Equipment Or Instruments industry. This means that CLVT’s stock grew similarly to PAY’s over the last 12 months.
CLVT's P/E Growth Rating (45) in the Financial Conglomerates industry is somewhat better than the same rating for PAY (84) in the Electronic Equipment Or Instruments industry. This means that CLVT’s stock grew somewhat faster than PAY’s over the last 12 months.
| CLVT | PAY | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 63% | N/A |
| Stochastic ODDS (%) | 2 days ago 87% | 2 days ago 81% |
| Momentum ODDS (%) | 2 days ago 62% | 2 days ago 78% |
| MACD ODDS (%) | 2 days ago 69% | 6 days ago 78% |
| TrendWeek ODDS (%) | 2 days ago 66% | 2 days ago 77% |
| TrendMonth ODDS (%) | 2 days ago 62% | 2 days ago 76% |
| Advances ODDS (%) | 2 days ago 65% | 3 days ago 80% |
| Declines ODDS (%) | 13 days ago 82% | 15 days ago 80% |
| BollingerBands ODDS (%) | 2 days ago 74% | 2 days ago 81% |
| Aroon ODDS (%) | 2 days ago 57% | 2 days ago 72% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
CLVT’s FA Score shows that 1 FA rating(s) are green while PAY’s FA Score has 0 green FA rating(s).
- CLVT’s FA Score: 1 green, 4 red.
- PAY’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
CLVT’s TA Score shows that 6 TA indicator(s) are bullish while PAY’s TA Score has 6 bullish TA indicator(s).
- CLVT’s TA Score: 6 bullish, 4 bearish.
- PAY’s TA Score: 6 bullish, 3 bearish.
Price Growth
CLVT (@Information Technology Services) experienced а +14.35% price change this week, while PAY (@Computer Communications) price change was +9.99% for the same time period.
The average weekly price growth across all stocks in the @Information Technology Services industry was -0.20%. For the same industry, the average monthly price growth was -3.92%, and the average quarterly price growth was -6.42%.
The average weekly price growth across all stocks in the @Computer Communications industry was -2.31%. For the same industry, the average monthly price growth was -11.86%, and the average quarterly price growth was -5.31%.
Reported Earning Dates
CLVT is expected to report earnings on Mar 02, 2027.
PAY is expected to report earnings on Feb 17, 2027.
Industries' Descriptions
@Information Technology Services (-0.20% weekly)The industry, whose total market cap runs into trillions, makes hardware/software that allows data to be stored, retrieved, transmitted, and manipulated on computers. With the ever-increasing relevance of data, the information technology (IT) industry has gained momentous growth over the years, and continues to thrive on innovation. Some of the behemoths in the industry are International Business Machines Corporation, Accenture, and VMware, Inc.
@Computer Communications (-2.31% weekly)Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.
Advertisement
CLVT and
Correlation & Price change
A.I.dvisor indicates that over the last year, CLVT has been loosely correlated with FLYW. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if CLVT jumps, then FLYW could also see price increases.
| Ticker / NAME | Correlation To CLVT | 1D Price Change % | ||
|---|---|---|---|---|
| CLVT | 100% | +0.84% | ||
| FLYW - CLVT | 61% Loosely correlated | +0.99% | ||
| PSFE - CLVT | 56% Loosely correlated | +0.42% | ||
| PAY - CLVT | 51% Loosely correlated | -0.26% | ||
| XRX - CLVT | 50% Loosely correlated | +2.88% | ||
| AI - CLVT | 49% Loosely correlated | -1.33% | ||
More | ||||
PAY and
Correlation & Price change
A.I.dvisor indicates that over the last year, PAY has been loosely correlated with TASK. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if PAY jumps, then TASK could also see price increases.
| Ticker / NAME | Correlation To PAY | 1D Price Change % | ||
|---|---|---|---|---|
| PAY | 100% | -0.26% | ||
| TASK - PAY | 57% Loosely correlated | +0.76% | ||
| CDW - PAY | 53% Loosely correlated | +2.89% | ||
| CLVT - PAY | 51% Loosely correlated | +0.84% | ||
| NABL - PAY | 50% Loosely correlated | -3.12% | ||
| TOST - PAY | 50% Loosely correlated | -0.72% | ||
More | ||||
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| SPXU | 36.41 | 0.41 | +1.14% |
| ProShares UltraPro Short S&P500 (SPXU) | |||
| FXL | 204.18 | -0.09 | -0.05% |
| First Trust Technology AlphaDEX Fund (FXL) | |||
| EPAI | 23.91 | -0.09 | -0.38% |
| Harbor AI Inflection Strategy ETF (EPAI) | |||
| EOCT | 33.46 | -0.16 | -0.48% |
| Innovator Emerging Markets Power Buffer ETF - October (EOCT) | |||
| IBHL | 24.50 | -0.12 | -0.49% |
| iShares iBonds 2032 Term High Yield and Income ETF (IBHL) | |||