CPF
Price
$31.85
Change
-$0.47 (-1.45%)
Updated
Jan 16 closing price
Capitalization
853.8M
9 days until earnings call
Intraday BUY SELL Signals
FRME
Price
$38.08
Change
-$0.45 (-1.17%)
Updated
Jan 16 closing price
Capitalization
2.2B
7 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

CPF vs FRME

Header iconCPF vs FRME Comparison
Open Charts CPF vs FRMEBanner chart's image
Central Pacific Financial
Price$31.85
Change-$0.47 (-1.45%)
Volume$158.45K
Capitalization853.8M
First Merchants
Price$38.08
Change-$0.45 (-1.17%)
Volume$258.69K
Capitalization2.2B
CPF vs FRME Comparison Chart in %
CPF
Daily Signal:
Gain/Loss:
FRME
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
CPF vs. FRME commentary
Jan 19, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CPF is a Hold and FRME is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Jan 19, 2026
Stock price -- (CPF: $31.85 vs. FRME: $38.08)
Brand notoriety: CPF and FRME are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CPF: 102% vs. FRME: 98%
Market capitalization -- CPF: $853.8M vs. FRME: $2.2B
CPF [@Regional Banks] is valued at $853.8M. FRME’s [@Regional Banks] market capitalization is $2.2B. The market cap for tickers in the [@Regional Banks] industry ranges from $158.52B to $0. The average market capitalization across the [@Regional Banks] industry is $8.86B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CPF’s FA Score shows that 1 FA rating(s) are green whileFRME’s FA Score has 2 green FA rating(s).

  • CPF’s FA Score: 1 green, 4 red.
  • FRME’s FA Score: 2 green, 3 red.
According to our system of comparison, CPF is a better buy in the long-term than FRME.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CPF’s TA Score shows that 4 TA indicator(s) are bullish while FRME’s TA Score has 5 bullish TA indicator(s).

  • CPF’s TA Score: 4 bullish, 4 bearish.
  • FRME’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, FRME is a better buy in the short-term than CPF.

Price Growth

CPF (@Regional Banks) experienced а -0.25% price change this week, while FRME (@Regional Banks) price change was -0.08% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.07%. For the same industry, the average monthly price growth was +1.77%, and the average quarterly price growth was +14.88%.

Reported Earning Dates

CPF is expected to report earnings on Jan 28, 2026.

FRME is expected to report earnings on Jan 26, 2026.

Industries' Descriptions

@Regional Banks (+1.07% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
FRME($2.2B) has a higher market cap than CPF($854M). CPF has higher P/E ratio than FRME: CPF (13.11) vs FRME (9.52). CPF YTD gains are higher at: 2.214 vs. FRME (1.601). CPF has more cash in the bank: 103M vs. FRME (88.1M). CPF has less debt than FRME: CPF (158M) vs FRME (856M). FRME has higher revenues than CPF: FRME (648M) vs CPF (271M).
CPFFRMECPF / FRME
Capitalization854M2.2B39%
EBITDAN/AN/A-
Gain YTD2.2141.601138%
P/E Ratio13.119.52138%
Revenue271M648M42%
Total Cash103M88.1M117%
Total Debt158M856M18%
FUNDAMENTALS RATINGS
CPF vs FRME: Fundamental Ratings
CPF
FRME
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
29
Undervalued
PROFIT vs RISK RATING
1..100
4174
SMR RATING
1..100
2416
PRICE GROWTH RATING
1..100
5058
P/E GROWTH RATING
1..100
5483
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (29) in the Regional Banks industry is in the same range as CPF (59). This means that FRME’s stock grew similarly to CPF’s over the last 12 months.

CPF's Profit vs Risk Rating (41) in the Regional Banks industry is somewhat better than the same rating for FRME (74). This means that CPF’s stock grew somewhat faster than FRME’s over the last 12 months.

FRME's SMR Rating (16) in the Regional Banks industry is in the same range as CPF (24). This means that FRME’s stock grew similarly to CPF’s over the last 12 months.

CPF's Price Growth Rating (50) in the Regional Banks industry is in the same range as FRME (58). This means that CPF’s stock grew similarly to FRME’s over the last 12 months.

CPF's P/E Growth Rating (54) in the Regional Banks industry is in the same range as FRME (83). This means that CPF’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CPFFRME
RSI
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 3 days ago
73%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
57%
Bullish Trend 3 days ago
62%
Momentum
ODDS (%)
Bullish Trend 3 days ago
75%
Bullish Trend 3 days ago
62%
MACD
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 3 days ago
67%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 3 days ago
65%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
62%
Bearish Trend 3 days ago
61%
Advances
ODDS (%)
Bullish Trend 4 days ago
60%
Bullish Trend 4 days ago
55%
Declines
ODDS (%)
Bearish Trend 6 days ago
62%
Bearish Trend 6 days ago
63%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 3 days ago
59%
Aroon
ODDS (%)
Bullish Trend 3 days ago
68%
Bullish Trend 3 days ago
53%
View a ticker or compare two or three
Interact to see
Advertisement
CPF
Daily Signal:
Gain/Loss:
FRME
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
TEFTX10.000.02
+0.20%
Templeton Foreign C
GCPAX22.51N/A
N/A
Gateway Equity Call Premium A
GETGX46.67-0.08
-0.17%
Victory Sycamore Established Value R
GSSSX30.35-0.07
-0.23%
Goldman Sachs Small Cap Value Svc
ICVPX13.72-0.05
-0.36%
VY® Columbia Small Cap Value II S2