CZFS
Price
$68.37
Change
-$2.05 (-2.91%)
Updated
Dec 17 closing price
36 days until earnings call
THFF
Price
$48.75
Change
+$0.13 (+0.27%)
Updated
Dec 18, 10:59 AM (EDT)
48 days until earnings call
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CZFS vs THFF

Header iconCZFS vs THFF Comparison
Open Charts CZFS vs THFFBanner chart's image
Citizens Financial Services
Price$68.37
Change-$2.05 (-2.91%)
Volume$23.48K
CapitalizationN/A
First Financial
Price$48.75
Change+$0.13 (+0.27%)
Volume$129
CapitalizationN/A
CZFS vs THFF Comparison Chart
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CZFS
Daily Signalchanged days ago
Gain/Loss if bought
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THFF
Daily Signalchanged days ago
Gain/Loss if bought
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CZFS vs. THFF commentary
Dec 18, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CZFS is a Hold and THFF is a Hold.

COMPARISON
Comparison
Dec 18, 2024
Stock price -- (CZFS: $68.37 vs. THFF: $48.62)
Brand notoriety: CZFS and THFF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CZFS: 110% vs. THFF: 121%
Market capitalization -- CZFS: $231.58M vs. THFF: $452.83M
CZFS [@Regional Banks] is valued at $231.58M. THFF’s [@Regional Banks] market capitalization is $452.83M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.88B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CZFS’s FA Score shows that 0 FA rating(s) are green whileTHFF’s FA Score has 2 green FA rating(s).

  • CZFS’s FA Score: 0 green, 5 red.
  • THFF’s FA Score: 2 green, 3 red.
According to our system of comparison, THFF is a better buy in the long-term than CZFS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CZFS’s TA Score shows that 4 TA indicator(s) are bullish while THFF’s TA Score has 2 bullish TA indicator(s).

  • CZFS’s TA Score: 4 bullish, 3 bearish.
  • THFF’s TA Score: 2 bullish, 5 bearish.
According to our system of comparison, CZFS is a better buy in the short-term than THFF.

Price Growth

CZFS (@Regional Banks) experienced а -4.36% price change this week, while THFF (@Regional Banks) price change was -3.26% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.77%. For the same industry, the average monthly price growth was +1.03%, and the average quarterly price growth was +22.51%.

Reported Earning Dates

CZFS is expected to report earnings on Jan 23, 2025.

THFF is expected to report earnings on Feb 04, 2025.

Industries' Descriptions

@Regional Banks (-0.77% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
THFF($453M) has a higher market cap than CZFS($232M). CZFS has higher P/E ratio than THFF: CZFS (11.92) vs THFF (7.34). THFF YTD gains are higher at: 16.954 vs. CZFS (12.242). THFF has less debt than CZFS: THFF (109M) vs CZFS (322M). THFF has higher revenues than CZFS: THFF (210M) vs CZFS (91.9M).
CZFSTHFFCZFS / THFF
Capitalization232M453M51%
EBITDAN/AN/A-
Gain YTD12.24216.95472%
P/E Ratio11.927.34162%
Revenue91.9M210M44%
Total CashN/AN/A-
Total Debt322M109M295%
FUNDAMENTALS RATINGS
CZFS vs THFF: Fundamental Ratings
CZFS
THFF
OUTLOOK RATING
1..100
5862
VALUATION
overvalued / fair valued / undervalued
1..100
56
Fair valued
46
Fair valued
PROFIT vs RISK RATING
1..100
5046
SMR RATING
1..100
3523
PRICE GROWTH RATING
1..100
3943
P/E GROWTH RATING
1..100
7211
SEASONALITY SCORE
1..100
2250

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

THFF's Valuation (46) in the Regional Banks industry is in the same range as CZFS (56) in the null industry. This means that THFF’s stock grew similarly to CZFS’s over the last 12 months.

THFF's Profit vs Risk Rating (46) in the Regional Banks industry is in the same range as CZFS (50) in the null industry. This means that THFF’s stock grew similarly to CZFS’s over the last 12 months.

THFF's SMR Rating (23) in the Regional Banks industry is in the same range as CZFS (35) in the null industry. This means that THFF’s stock grew similarly to CZFS’s over the last 12 months.

CZFS's Price Growth Rating (39) in the null industry is in the same range as THFF (43) in the Regional Banks industry. This means that CZFS’s stock grew similarly to THFF’s over the last 12 months.

THFF's P/E Growth Rating (11) in the Regional Banks industry is somewhat better than the same rating for CZFS (72) in the null industry. This means that THFF’s stock grew somewhat faster than CZFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CZFSTHFF
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
37%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
54%
Bearish Trend 1 day ago
54%
Momentum
ODDS (%)
Bearish Trend 1 day ago
38%
Bearish Trend 1 day ago
55%
MACD
ODDS (%)
Bearish Trend 1 day ago
42%
Bearish Trend 1 day ago
50%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
47%
Bearish Trend 1 day ago
54%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
49%
Bearish Trend 1 day ago
55%
Advances
ODDS (%)
Bullish Trend 24 days ago
66%
Bullish Trend 8 days ago
49%
Declines
ODDS (%)
Bearish Trend 6 days ago
63%
Bearish Trend 6 days ago
52%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
52%
N/A
Aroon
ODDS (%)
Bullish Trend 1 day ago
54%
Bullish Trend 1 day ago
55%
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CZFS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
THFF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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CZFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, CZFS has been closely correlated with FNLC. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if CZFS jumps, then FNLC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZFS
1D Price
Change %
CZFS100%
-2.91%
FNLC - CZFS
67%
Closely correlated
-2.05%
BFC - CZFS
66%
Closely correlated
-1.24%
BFST - CZFS
65%
Loosely correlated
-2.74%
MBWM - CZFS
65%
Loosely correlated
-2.62%
THFF - CZFS
65%
Loosely correlated
-2.86%
More

THFF and

Correlation & Price change

A.I.dvisor indicates that over the last year, THFF has been closely correlated with BUSE. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if THFF jumps, then BUSE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To THFF
1D Price
Change %
THFF100%
-2.86%
BUSE - THFF
90%
Closely correlated
-2.35%
NWBI - THFF
89%
Closely correlated
-2.15%
FCBC - THFF
89%
Closely correlated
-0.72%
FMBH - THFF
89%
Closely correlated
-2.05%
TRST - THFF
89%
Closely correlated
-4.26%
More