CZNC
Price
$19.83
Change
-$0.07 (-0.35%)
Updated
Mar 11, 04:56 PM (EDT)
Capitalization
288.8M
36 days until earnings call
SBT
Price
$4.58
Change
-$0.00 (-0.00%)
Updated
Mar 11 closing price
Capitalization
260.34M
54 days until earnings call
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CZNC vs SBT

Header iconCZNC vs SBT Comparison
Open Charts CZNC vs SBTBanner chart's image
Citizens & Northern
Price$19.83
Change-$0.07 (-0.35%)
Volume$100
Capitalization288.8M
Sterling Ban
Price$4.58
Change-$0.00 (-0.00%)
Volume$32.56K
Capitalization260.34M
CZNC vs SBT Comparison Chart
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CZNC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SBT
Daily Signalchanged days ago
Gain/Loss if bought
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VS
CZNC vs. SBT commentary
Mar 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CZNC is a Buy and SBT is a Hold.

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COMPARISON
Comparison
Mar 12, 2025
Stock price -- (CZNC: $19.90 vs. SBT: $4.57)
Brand notoriety: CZNC and SBT are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CZNC: 66% vs. SBT: 120%
Market capitalization -- CZNC: $288.8M vs. SBT: $260.34M
CZNC [@Regional Banks] is valued at $288.8M. SBT’s [@Regional Banks] market capitalization is $260.34M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.89B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CZNC’s FA Score shows that 0 FA rating(s) are green whileSBT’s FA Score has 1 green FA rating(s).

  • CZNC’s FA Score: 0 green, 5 red.
  • SBT’s FA Score: 1 green, 4 red.
According to our system of comparison, CZNC is a better buy in the long-term than SBT.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CZNC’s TA Score shows that 3 TA indicator(s) are bullish while SBT’s TA Score has 3 bullish TA indicator(s).

  • CZNC’s TA Score: 3 bullish, 5 bearish.
  • SBT’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, CZNC is a better buy in the short-term than SBT.

Price Growth

CZNC (@Regional Banks) experienced а -6.04% price change this week, while SBT (@Regional Banks) price change was -1.08% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -1.57%. For the same industry, the average monthly price growth was -2.82%, and the average quarterly price growth was +7.47%.

Reported Earning Dates

CZNC is expected to report earnings on Apr 17, 2025.

SBT is expected to report earnings on May 05, 2025.

Industries' Descriptions

@Regional Banks (-1.57% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CZNC($289M) has a higher market cap than SBT($260M). SBT has higher P/E ratio than CZNC: SBT (33.33) vs CZNC (11.56). CZNC YTD gains are higher at: 8.412 vs. SBT (-3.992). SBT has less debt than CZNC: SBT (62.5M) vs CZNC (209M). CZNC has higher revenues than SBT: CZNC (103M) vs SBT (67.7M).
CZNCSBTCZNC / SBT
Capitalization289M260M111%
EBITDAN/AN/A-
Gain YTD8.412-3.992-211%
P/E Ratio11.5633.3335%
Revenue103M67.7M152%
Total CashN/AN/A-
Total Debt209M62.5M334%
FUNDAMENTALS RATINGS
CZNC vs SBT: Fundamental Ratings
CZNC
SBT
OUTLOOK RATING
1..100
6679
VALUATION
overvalued / fair valued / undervalued
1..100
62
Fair valued
92
Overvalued
PROFIT vs RISK RATING
1..100
100100
SMR RATING
1..100
3955
PRICE GROWTH RATING
1..100
9691
P/E GROWTH RATING
1..100
423
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CZNC's Valuation (62) in the Regional Banks industry is in the same range as SBT (92) in the Savings Banks industry. This means that CZNC’s stock grew similarly to SBT’s over the last 12 months.

CZNC's Profit vs Risk Rating (100) in the Regional Banks industry is in the same range as SBT (100) in the Savings Banks industry. This means that CZNC’s stock grew similarly to SBT’s over the last 12 months.

CZNC's SMR Rating (39) in the Regional Banks industry is in the same range as SBT (55) in the Savings Banks industry. This means that CZNC’s stock grew similarly to SBT’s over the last 12 months.

SBT's Price Growth Rating (91) in the Savings Banks industry is in the same range as CZNC (96) in the Regional Banks industry. This means that SBT’s stock grew similarly to CZNC’s over the last 12 months.

SBT's P/E Growth Rating (3) in the Savings Banks industry is somewhat better than the same rating for CZNC (42) in the Regional Banks industry. This means that SBT’s stock grew somewhat faster than CZNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CZNCSBT
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
67%
Momentum
ODDS (%)
Bearish Trend 2 days ago
55%
Bearish Trend 2 days ago
56%
MACD
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
58%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
58%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
50%
Bearish Trend 2 days ago
61%
Advances
ODDS (%)
Bullish Trend 14 days ago
53%
Bullish Trend 14 days ago
62%
Declines
ODDS (%)
Bearish Trend 6 days ago
47%
Bearish Trend 2 days ago
58%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
55%
Aroon
ODDS (%)
Bearish Trend 2 days ago
54%
Bearish Trend 2 days ago
54%
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CZNC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SBT
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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CZNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, CZNC has been closely correlated with THFF. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if CZNC jumps, then THFF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZNC
1D Price
Change %
CZNC100%
-2.64%
THFF - CZNC
71%
Closely correlated
-0.92%
TOWN - CZNC
70%
Closely correlated
-2.93%
CCNE - CZNC
70%
Closely correlated
-3.64%
BFST - CZNC
69%
Closely correlated
-3.82%
NRIM - CZNC
69%
Closely correlated
-5.44%
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