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FND vs HD
Which Stock Would AI Choose? Floor & Decor Holdings (FND) vs. The Home Depot (HD) Stock Comparison
1) Key Takeaways
- FND is a fast-growing hard-surface flooring specialty retailer, while HD is the diversified, large-cap leader across home improvement and professional (Pro) distribution.
- Both names face the same macro drag—historically low housing turnover and elevated mortgage rates—yet HD has held comparable-sales growth positive, while FND has posted negative comparable sales in recent quarters.
- HD offers greater scale, a long dividend record, and a growing Pro ecosystem; FND offers a larger long-term store-expansion runway but with more earnings volatility.
- On a relative performance basis, FND has been the weaker momentum story over the past year, while HD has shown more stable, resilient execution.
- Market positioning favors HD for trend consistency and stability, whereas FND skews toward higher-beta, housing-recovery sensitivity.
2) Introduction
This stock comparison examines two retailers tied to the same housing and renovation cycle but operating at very different points on the scale-and-maturity spectrum. Floor & Decor Holdings (FND) is a specialty hard-surface flooring chain in an aggressive store-expansion phase, while The Home Depot (HD) is the industry bellwether with a nationwide footprint and a growing professional contractor ecosystem. For traders and investors weighing growth potential against stability, the contrast in relative performance, market positioning, and risk profile makes this a useful pairing—particularly in an environment where housing turnover remains subdued and big-ticket discretionary demand is uneven.
3) FND Overview and Recent Performance
Floor & Decor Holdings (FND), headquartered in Atlanta and founded in 2000, is a multi-channel specialty retailer of hard-surface flooring—tile, wood, laminate, vinyl, and natural stone—along with installation materials and decorative accessories. It operates warehouse-format stores across the United States and targets both professional installers and do-it-yourself (DIY) customers through an everyday-low-price model.
Recent market activity has been challenging for the stock. Over the past year, FND shares declined roughly a third, underperforming the broader market as elevated mortgage rates and weak existing-home sales pressured renovation demand. In its most recent fiscal first quarter, total sales slipped about 0.7% to $1.15 billion while comparable store sales (a key retail metric measuring sales at locations open for at least a year) fell 3.7%. The subsequent quarter showed improvement—net sales rose about 3% and net income climbed more than 50% year over year—but comparable sales remained modestly negative.
Management has responded with a $400 million share repurchase authorization, continued new-store openings, and a long-term target of roughly 500 warehouse-format locations. This supports a growth narrative, but investor sentiment has been tempered by soft same-store trends and pressure on the laminate and vinyl product mix.
4) HD Overview and Recent Performance
The Home Depot (HD), also headquartered in Atlanta, is the world's largest home improvement retailer, operating more than 2,300 retail stores plus a growing network of specialty distribution locations serving professional contractors. Its strategy increasingly emphasizes the Pro customer through acquisitions such as SRS Distribution and expansion into roofing, drywall, and HVAC (heating, ventilation, and air conditioning) distribution.
Recent performance has been resilient rather than spectacular. In its latest reported quarter, HD grew total sales about 5.7% year over year to roughly $47.9 billion, with comparable sales up 1.7% and adjusted earnings per share (EPS, or profit divided by shares outstanding) up about 5%. Digital sales rose double digits, and the Pro segment continued to outpace the DIY business. Management has described the housing backdrop as "frozen," citing low turnover and high mortgage rates, yet the company has reaffirmed modest full-year growth guidance.
Investors have also leaned on the stock's income characteristics—HD recently raised its quarterly dividend, extending a long streak of consecutive increases. Even so, the shares have traded down year to date in a range broadly in line with or slightly below the broader consumer discretionary sector, reflecting persistent caution around large-project spending.
5) Trending AI Robots
For traders seeking a more systematic approach to navigating setups like FND and HD, Tickeron's Trending AI Robots page offers a curated view of the platform's AI trading bots. Tickeron maintains hundreds of AI Trading Bots that collectively trade thousands of different tickers across varied strategies, timeframes, and risk profiles. Only a select subset—those best suited to current market conditions—earns a place in this curated section, which highlights roughly 20-plus standout robots selected from a much larger universe. These bots differ in trading style, holding period, win rate, profit factor, and the specific tickers they cover, so no single approach fits every trader. Browsing the page can help you identify whether a systematic AI strategy is currently active on your watchlist names and evaluate its performance metrics before committing.
6) Head-to-Head Comparison
The clearest contrast between these two names is scale versus runway. HD is a mature, diversified giant whose growth depends increasingly on share gains and the Pro ecosystem, while FND is a smaller specialty player still in a multi-year store-opening cycle with a long-term target of roughly 500 locations versus under 300 today.
On recent momentum, HD has been the steadier performer, holding comparable sales in positive territory and preserving margins through cost discipline, whereas FND has reported negative comparable sales and more pronounced earnings swings. In terms of risk factors, both face housing-turnover sensitivity, but FND carries higher beta and a heavier reliance on big-ticket discretionary flooring projects, while HD benefits from more recurring repair-and-maintenance demand.
Sector exposure also differs: FND is a focused single-category specialty retailer, whereas HD spans a broad home improvement and professional distribution ecosystem. Finally, HD provides a dividend and lower relative valuation volatility, while FND offers higher growth optionality if housing activity normalizes.
7) Tickeron AI Verdict
Based on observable factors such as trend consistency, earnings stability, catalyst quality, and relative positioning, Tickeron's AI would likely lean toward HD in the current environment. The company's positive comparable sales, diversified Pro and DIY mix, growing digital channel, and reliable dividend suggest a steadier, more consistent trend profile than FND, which remains more sensitive to a housing-turnover recovery that has yet to materialize. That said, this is a probabilistic assessment rather than a definitive outcome: FND's larger long-term store runway and improved cash generation could make it the stronger relative performer if renovation demand and housing activity rebound. The AI's preference reflects current momentum and stability, not a permanent judgment on either company's fundamentals.
8) Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FND is a Buy and HD is a StrongBuy.
FND's MACD Histogram crosses above signal line
The Moving Average Convergence Divergence (MACD) for FND turned positive on September 21, 2026. Looking at past instances where FND's MACD turned positive, the stock continued to rise in 40 of 47 cases over the following month. The odds of a continued upward trend are 85%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The RSI Oscillator points to a transition from a downward trend to an upward trend -- in cases where FND's RSI Indicator exited the oversold zone, 28 of 34 resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 82%.
The Stochastic Oscillator suggests the stock price trend may be in a reversal from a downward trend to an upward trend. 40 of 58 cases where FND's Stochastic Oscillator exited the oversold zone resulted in an increase in price. Tickeron's analysis proposes that the odds of a continued upward trend are 69%.
Following a +3.23% 3-day Advance, the price is estimated to grow further. Considering data from situations where FND advanced for three days, in 178 of 263 cases, the price rose further within the following month. The odds of a continued upward trend are 68%.
FND may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.
Bearish Trend Analysis
The Momentum Indicator moved below the 0 level on October 09, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on FND as a result. In 71 of 84 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are 85%.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where FND declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 81%.
The Aroon Indicator for FND entered a downward trend on October 21, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Valuation Rating of 65 (best 1 - 100 worst) indicates that the company is fair valued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.925) is normal, around the industry mean (1.526). P/E Ratio (20.884) is within average values for comparable stocks, (14.178). Projected Growth (PEG Ratio) (0.440) is also within normal values, averaging (1.177). Dividend Yield (0.000) settles around the average of (0.228) among similar stocks. P/S Ratio (1.058) is also within normal values, averaging (0.937).
The Tickeron SMR rating for this company is 72 (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Price Growth Rating for this company is 73 (best 1 - 100 worst), indicating slightly worse than average price growth. FND’s price grows at a lower rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 85 (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 100 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. FND’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 93, placing this stock worse than average.
HD in upward trend: price rose above 50-day moving average on October 20, 2026
HD moved above its 50-day moving average on October 20, 2026 date and that indicates a change from a downward trend to an upward trend. In 26 of 37 similar past instances, the stock price increased further within the following month. The odds of a continued upward trend are 70%.
Technical Analysis (Indicators)
Bullish Trend Analysis
The Momentum Indicator moved above the 0 level on October 12, 2026. You may want to consider a long position or call options on HD as a result. In 47 of 73 past instances where the momentum indicator moved above 0, the stock continued to climb. The odds of a continued upward trend are 64%.
The Moving Average Convergence Divergence (MACD) for HD just turned positive on October 07, 2026. Looking at past instances where HD's MACD turned positive, the stock continued to rise in 28 of 45 cases over the following month. The odds of a continued upward trend are 62%.
Following a +1.77% 3-day Advance, the price is estimated to grow further. Considering data from situations where HD advanced for three days, in 195 of 310 cases, the price rose further within the following month. The odds of a continued upward trend are 63%.
Bearish Trend Analysis
The RSI Indicator has been in the overbought zone for 1 day. Expect a price pull-back in the near future.
The Stochastic Oscillator demonstrated that the ticker has stayed in the overbought zone for 7 days. The longer the ticker stays in the overbought zone, the sooner a price pull-back is expected.
Following a 3-day decline, the stock is projected to fall further. Considering past instances where HD declined for three days, the price rose further in 50 of 62 cases within the following month. The odds of a continued downward trend are 59%.
HD broke above its upper Bollinger Band on October 15, 2026. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.
The Aroon Indicator for HD entered a downward trend on October 12, 2026. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.
Fundamental Analysis (Ratings)
The Tickeron SMR rating for this company is 14 (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.
The Tickeron Seasonality Score of 50 (best 1 - 100 worst) indicates that the company is fair valued in the industry. The Tickeron Seasonality score describes the variance of predictable price changes around the same period every calendar year. These changes can be tied to a specific month, quarter, holiday or vacation period, as well as a meteorological or growing season.
The Tickeron Price Growth Rating for this company is 56 (best 1 - 100 worst), indicating steady price growth. HD’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.
The Tickeron PE Growth Rating for this company is 61 (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.
The Tickeron Profit vs. Risk Rating rating for this company is 89 (best 1 - 100 worst), indicating that the returns do not compensate for the risks. HD’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 93, placing this stock better than average.
The Tickeron Valuation Rating of 91 (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: HD's P/B Ratio (18.861) is slightly higher than the industry average of (1.526). P/E Ratio (21.952) is within average values for comparable stocks, (14.178). HD's Projected Growth (PEG Ratio) (2.446) is slightly higher than the industry average of (1.177). Dividend Yield (0.030) settles around the average of (0.228) among similar stocks. HD's P/S Ratio (1.781) is slightly higher than the industry average of (0.937).
FND | HD | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 15 | 23 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 65 Fair valued | 91 Overvalued | |
PROFIT vs RISK RATING 1..100 | 100 | 89 | |
SMR RATING 1..100 | 72 | 14 | |
PRICE GROWTH RATING 1..100 | 73 | 56 | |
P/E GROWTH RATING 1..100 | 85 | 61 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
FND's Valuation (65) in the Home Improvement Chains industry is in the same range as HD (91). This means that FND’s stock grew similarly to HD’s over the last 12 months.
HD's Profit vs Risk Rating (89) in the Home Improvement Chains industry is in the same range as FND (100). This means that HD’s stock grew similarly to FND’s over the last 12 months.
HD's SMR Rating (14) in the Home Improvement Chains industry is somewhat better than the same rating for FND (72). This means that HD’s stock grew somewhat faster than FND’s over the last 12 months.
HD's Price Growth Rating (56) in the Home Improvement Chains industry is in the same range as FND (73). This means that HD’s stock grew similarly to FND’s over the last 12 months.
HD's P/E Growth Rating (61) in the Home Improvement Chains industry is in the same range as FND (85). This means that HD’s stock grew similarly to FND’s over the last 12 months.
| FND | HD | |
|---|---|---|
| RSI ODDS (%) | 4 days ago 82% | 2 days ago 45% |
| Stochastic ODDS (%) | 2 days ago 69% | 2 days ago 58% |
| Momentum ODDS (%) | 2 days ago 85% | 2 days ago 64% |
| MACD ODDS (%) | 2 days ago 85% | 2 days ago 62% |
| TrendWeek ODDS (%) | 2 days ago 69% | 2 days ago 59% |
| TrendMonth ODDS (%) | 2 days ago 80% | 2 days ago 58% |
| Advances ODDS (%) | 17 days ago 68% | 3 days ago 63% |
| Declines ODDS (%) | 4 days ago 81% | 11 days ago 59% |
| BollingerBands ODDS (%) | 2 days ago 80% | 2 days ago 59% |
| Aroon ODDS (%) | 2 days ago 82% | 2 days ago 52% |
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
FND’s FA Score shows that 0 FA rating(s) are green while HD’s FA Score has 1 green FA rating(s).
- FND’s FA Score: 0 green, 5 red.
- HD’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
FND’s TA Score shows that 5 TA indicator(s) are bullish while HD’s TA Score has 4 bullish TA indicator(s).
- FND’s TA Score: 5 bullish, 3 bearish.
- HD’s TA Score: 4 bullish, 5 bearish.
Price Growth
FND (@Home Improvement Chains) experienced а +2.01% price change this week, while HD (@Home Improvement Chains) price change was +6.30% for the same time period.
The average weekly price growth across all stocks in the @Home Improvement Chains industry was +3.43%. For the same industry, the average monthly price growth was +2.06%, and the average quarterly price growth was -6.90%.
Reported Earning Dates
FND is expected to report earnings on Oct 29, 2026.
HD is expected to report earnings on Nov 17, 2026.
Industries' Descriptions
@Home Improvement Chains (+3.43% weekly)The home improvement chains industry sells home improvement merchandise and do-it-yourself repair and building goods. Customers include individual contractors or construction managers on one hand; on the other hand, there are retail consumers who’d either buy raw materials/items from the store to do a project on their own, or pay extra for installation services. Products sold include fencing supplies, lumber materials, hardware, lighting fixtures, plumbing supplies, home decor items, bathroom remodel items, roofing materials, tools and wallboard to name a few. The Home Depot Inc., Lowe’s Companies, Inc. and Floor & Decor Holdings, Inc. are some of the biggest home improvement retailing companies in the U.S. Allowing all types of customers the flexibility to choose or buy products both offline and online and then having the products shipped to the respective sites/homes are some of the potential drivers of a home improvement chain’s popularity. Many big-box home improvement chains are looking to expand their overseas presence. Supply-chain efficiency and distribution management are some of the key ingredients to grow/make profit in this industry.
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FND and
Correlation & Price change
A.I.dvisor indicates that over the last year, FND has been closely correlated with HD. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if FND jumps, then HD could also see price increases.