FRME
Price
$41.90
Change
+$0.71 (+1.72%)
Updated
Jun 23, 04:59 PM (EDT)
Capitalization
2.6B
35 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$22.59
Change
+$0.51 (+2.31%)
Updated
Jun 23, 04:13 PM (EDT)
Capitalization
1.14B
29 days until earnings call
Intraday BUY SELL Signals
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FRME vs OSBC

FRME vs OSBC Comparison Chart in %
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FRME vs. OSBC commentary
Jun 23, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a Hold and OSBC is a Buy.

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COMPARISON
Comparison
Jun 23, 2026
Stock price -- (FRME: $41.18 vs. OSBC: $22.08)
Brand notoriety: FRME and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRME: 143% vs. OSBC: 91%
Market capitalization -- FRME: $2.6B vs. OSBC: $1.14B
FRME [@Regional Banks] is valued at $2.6B. OSBC’s [@Regional Banks] market capitalization is $1.14B. The market cap for tickers in the [@Regional Banks] industry ranges from $142.82B to $0. The average market capitalization across the [@Regional Banks] industry is $6.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRME’s FA Score shows that 1 FA rating(s) are green whileOSBC’s FA Score has 2 green FA rating(s).

  • FRME’s FA Score: 1 green, 4 red.
  • OSBC’s FA Score: 2 green, 3 red.
According to our system of comparison, both FRME and OSBC are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRME’s TA Score shows that 6 TA indicator(s) are bullish while OSBC’s TA Score has 5 bullish TA indicator(s).

  • FRME’s TA Score: 6 bullish, 4 bearish.
  • OSBC’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than FRME.

Price Growth

FRME (@Regional Banks) experienced а +0.07% price change this week, while OSBC (@Regional Banks) price change was +0.32% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.31%. For the same industry, the average monthly price growth was +5.68%, and the average quarterly price growth was +13.55%.

Reported Earning Dates

FRME is expected to report earnings on Jul 28, 2026.

OSBC is expected to report earnings on Jul 22, 2026.

Industries' Descriptions

@Regional Banks (+1.31% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FRME($2.6B) has a higher market cap than OSBC($1.14B). OSBC has higher P/E ratio than FRME: OSBC (13.22) vs FRME (12.15). OSBC YTD gains are higher at: 14.016 vs. FRME (11.940). FRME has more cash in the bank: 98.1M vs. OSBC (51.7M). OSBC has less debt than FRME: OSBC (300M) vs FRME (1.39B). FRME has higher revenues than OSBC: FRME (660M) vs OSBC (354M).
FRMEOSBCFRME / OSBC
Capitalization2.6B1.14B228%
EBITDAN/AN/A-
Gain YTD11.94014.01685%
P/E Ratio12.1513.2292%
Revenue660M354M186%
Total Cash98.1M51.7M190%
Total Debt1.39B300M462%
FUNDAMENTALS RATINGS
FRME vs OSBC: Fundamental Ratings
FRME
OSBC
OUTLOOK RATING
1..100
3343
VALUATION
overvalued / fair valued / undervalued
1..100
25
Undervalued
67
Overvalued
PROFIT vs RISK RATING
1..100
8832
SMR RATING
1..100
4146
PRICE GROWTH RATING
1..100
4847
P/E GROWTH RATING
1..100
3624
SEASONALITY SCORE
1..100
7542

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (25) in the Regional Banks industry is somewhat better than the same rating for OSBC (67). This means that FRME’s stock grew somewhat faster than OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (32) in the Regional Banks industry is somewhat better than the same rating for FRME (88). This means that OSBC’s stock grew somewhat faster than FRME’s over the last 12 months.

FRME's SMR Rating (41) in the Regional Banks industry is in the same range as OSBC (46). This means that FRME’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Price Growth Rating (47) in the Regional Banks industry is in the same range as FRME (48). This means that OSBC’s stock grew similarly to FRME’s over the last 12 months.

OSBC's P/E Growth Rating (24) in the Regional Banks industry is in the same range as FRME (36). This means that OSBC’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRMEOSBC
RSI
ODDS (%)
Bearish Trend 2 days ago
83%
Bearish Trend 2 days ago
71%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
59%
Momentum
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
67%
MACD
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
55%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
47%
Bullish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
64%
Declines
ODDS (%)
Bearish Trend 23 days ago
62%
N/A
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
73%
Bearish Trend 2 days ago
62%
Aroon
ODDS (%)
Bullish Trend 2 days ago
37%
Bullish Trend 2 days ago
52%
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FRME
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with FRME. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then FRME could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
+0.87%
FRME - OSBC
84%
Closely correlated
+1.13%
BY - OSBC
83%
Closely correlated
+0.94%
GSBC - OSBC
83%
Closely correlated
+1.25%
MBWM - OSBC
82%
Closely correlated
+0.39%
BUSE - OSBC
82%
Closely correlated
+0.99%
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