FRME
Price
$41.11
Change
+$0.01 (+0.02%)
Updated
Sep 11 closing price
Capitalization
2.58B
45 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$25.58
Change
+$0.05 (+0.20%)
Updated
Sep 11 closing price
Capitalization
1.3B
39 days until earnings call
Intraday BUY SELL Signals
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FRME vs OSBC

FRME vs OSBC Comparison Chart in %
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FRME vs. OSBC commentary
Sep 12, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a Hold and OSBC is a StrongBuy.

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SUMMARIES
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FUNDAMENTALS
Fundamentals
FRME($2.58B) has a higher market cap than OSBC($1.3B). OSBC has higher P/E ratio than FRME: OSBC (14.79) vs FRME (13.22). OSBC YTD gains are higher at: 32.455 vs. FRME (12.741). FRME has more cash in the bank: 86.7M vs. OSBC (48.1M). OSBC has less debt than FRME: OSBC (445M) vs FRME (1.5B). FRME has higher revenues than OSBC: FRME (692M) vs OSBC (375M).
FRMEOSBCFRME / OSBC
Capitalization2.58B1.3B198%
EBITDAN/AN/A-
Gain YTD12.74132.45539%
P/E Ratio13.2214.7989%
Revenue692M375M185%
Total Cash86.7M48.1M180%
Total Debt1.5B445M337%
FUNDAMENTALS RATINGS
FRME vs OSBC: Fundamental Ratings
FRME
OSBC
OUTLOOK RATING
1..100
2585
VALUATION
overvalued / fair valued / undervalued
1..100
25
Undervalued
71
Overvalued
PROFIT vs RISK RATING
1..100
7816
SMR RATING
1..100
1620
PRICE GROWTH RATING
1..100
5141
P/E GROWTH RATING
1..100
2114
SEASONALITY SCORE
1..100
5047

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (25) in the Regional Banks industry is somewhat better than the same rating for OSBC (71). This means that FRME’s stock grew somewhat faster than OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (16) in the Regional Banks industry is somewhat better than the same rating for FRME (78). This means that OSBC’s stock grew somewhat faster than FRME’s over the last 12 months.

FRME's SMR Rating (16) in the Regional Banks industry is in the same range as OSBC (20). This means that FRME’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Price Growth Rating (41) in the Regional Banks industry is in the same range as FRME (51). This means that OSBC’s stock grew similarly to FRME’s over the last 12 months.

OSBC's P/E Growth Rating (14) in the Regional Banks industry is in the same range as FRME (21). This means that OSBC’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRMEOSBC
RSI
ODDS (%)
Bullish Trend 2 days ago
70%
Bearish Trend 2 days ago
59%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
55%
Momentum
ODDS (%)
Bearish Trend 2 days ago
63%
Bullish Trend 2 days ago
70%
MACD
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
55%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
52%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
66%
Declines
ODDS (%)
Bearish Trend 4 days ago
62%
Bearish Trend 4 days ago
53%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
65%
Aroon
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 2 days ago
64%
COMPARISON
Comparison
Sep 12, 2026
Stock price -- (FRME: $41.11 vs. OSBC: $25.58)
Brand notoriety: FRME and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRME: 65% vs. OSBC: 74%
Market capitalization -- FRME: $2.58B vs. OSBC: $1.3B
FRME [@Regional Banks] is valued at $2.58B. OSBC’s [@Regional Banks] market capitalization is $1.3B. The market cap for tickers in the [@Regional Banks] industry ranges from $10.73K to $142.82B. The average market capitalization across the [@Regional Banks] industry is $6.48B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is overvalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRME’s FA Score shows that 3 FA rating(s) are green while OSBC’s FA Score has 3 green FA rating(s).

  • FRME’s FA Score: 3 green, 2 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, OSBC is a better buy in the long-term than FRME.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRME’s TA Score shows that 3 TA indicator(s) are bullish while OSBC’s TA Score has 4 bullish TA indicator(s).

  • FRME’s TA Score: 3 bullish, 7 bearish.
  • OSBC’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than FRME.

Price Growth

FRME (@Regional Banks) experienced а -2.26% price change this week, while OSBC (@Regional Banks) price change was -0.54% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.96%. For the same industry, the average monthly price growth was -1.25%, and the average quarterly price growth was +19.22%.

Reported Earning Dates

FRME is expected to report earnings on Oct 27, 2026.

OSBC is expected to report earnings on Oct 21, 2026.

Industries' Descriptions

@Regional Banks (-0.96% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

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FRME
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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FRME and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRME has been closely correlated with EFSC. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if FRME jumps, then EFSC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRME
1D Price
Change %
FRME100%
+0.02%
EFSC - FRME
86%
Closely correlated
+0.33%
BY - FRME
85%
Closely correlated
+0.76%
PRK - FRME
84%
Closely correlated
-0.17%
UBSI - FRME
84%
Closely correlated
+0.58%
NBTB - FRME
84%
Closely correlated
+0.21%
More

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
+0.20%
BY - OSBC
83%
Closely correlated
+0.76%
GSBC - OSBC
83%
Closely correlated
+0.30%
BUSE - OSBC
81%
Closely correlated
+0.20%
EFSC - OSBC
80%
Closely correlated
+0.33%
FRME - OSBC
80%
Closely correlated
+0.02%
More