FRME
Price
$38.20
Change
+$0.81 (+2.17%)
Updated
Sep 19, 10:18 AM (EDT)
35 days until earnings call
UVSP
Price
$28.86
Change
+$0.48 (+1.69%)
Updated
Sep 19, 10:56 AM (EDT)
34 days until earnings call
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FRME vs UVSP

Header iconFRME vs UVSP Comparison
Open Charts FRME vs UVSPBanner chart's image
First Merchants
Price$38.20
Change+$0.81 (+2.17%)
Volume$100
CapitalizationN/A
Univest Financial
Price$28.86
Change+$0.48 (+1.69%)
Volume$2K
CapitalizationN/A
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FRME vs UVSP Comparison Chart
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FRME
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
UVSP
Daily Signalchanged days ago
Gain/Loss if shorted
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VS
FRME vs. UVSP commentary
Sep 19, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FRME is a Hold and UVSP is a Hold.

COMPARISON
Comparison
Sep 19, 2024
Stock price -- (FRME: $37.39 vs. UVSP: $28.37)
Brand notoriety: FRME and UVSP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FRME: 71% vs. UVSP: 125%
Market capitalization -- FRME: $2.03B vs. UVSP: $600.91M
FRME [@Regional Banks] is valued at $2.03B. UVSP’s [@Regional Banks] market capitalization is $600.91M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.78B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FRME’s FA Score shows that 2 FA rating(s) are green whileUVSP’s FA Score has 2 green FA rating(s).

  • FRME’s FA Score: 2 green, 3 red.
  • UVSP’s FA Score: 2 green, 3 red.
According to our system of comparison, UVSP is a better buy in the long-term than FRME.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FRME’s TA Score shows that 3 TA indicator(s) are bullish while UVSP’s TA Score has 3 bullish TA indicator(s).

  • FRME’s TA Score: 3 bullish, 5 bearish.
  • UVSP’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, UVSP is a better buy in the short-term than FRME.

Price Growth

FRME (@Regional Banks) experienced а +4.94% price change this week, while UVSP (@Regional Banks) price change was +4.42% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.64%. For the same industry, the average monthly price growth was +4.29%, and the average quarterly price growth was +14.71%.

Reported Earning Dates

FRME is expected to report earnings on Oct 24, 2024.

UVSP is expected to report earnings on Oct 23, 2024.

Industries' Descriptions

@Regional Banks (+2.64% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FRME($2.03B) has a higher market cap than UVSP($601M). FRME has higher P/E ratio than UVSP: FRME (9.16) vs UVSP (8.44). UVSP YTD gains are higher at: 32.477 vs. FRME (3.971). FRME has more cash in the bank: 125M vs. UVSP (72.8M). UVSP has less debt than FRME: UVSP (494M) vs FRME (871M). FRME has higher revenues than UVSP: FRME (651M) vs UVSP (297M).
FRMEUVSPFRME / UVSP
Capitalization2.03B601M337%
EBITDAN/AN/A-
Gain YTD3.97132.47712%
P/E Ratio9.168.44109%
Revenue651M297M219%
Total Cash125M72.8M172%
Total Debt871M494M176%
FUNDAMENTALS RATINGS
FRME vs UVSP: Fundamental Ratings
FRME
UVSP
OUTLOOK RATING
1..100
6519
VALUATION
overvalued / fair valued / undervalued
1..100
58
Fair valued
48
Fair valued
PROFIT vs RISK RATING
1..100
6452
SMR RATING
1..100
1220
PRICE GROWTH RATING
1..100
4438
P/E GROWTH RATING
1..100
1313
SEASONALITY SCORE
1..100
395

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVSP's Valuation (48) in the Regional Banks industry is in the same range as FRME (58). This means that UVSP’s stock grew similarly to FRME’s over the last 12 months.

UVSP's Profit vs Risk Rating (52) in the Regional Banks industry is in the same range as FRME (64). This means that UVSP’s stock grew similarly to FRME’s over the last 12 months.

FRME's SMR Rating (12) in the Regional Banks industry is in the same range as UVSP (20). This means that FRME’s stock grew similarly to UVSP’s over the last 12 months.

UVSP's Price Growth Rating (38) in the Regional Banks industry is in the same range as FRME (44). This means that UVSP’s stock grew similarly to FRME’s over the last 12 months.

UVSP's P/E Growth Rating (13) in the Regional Banks industry is in the same range as FRME (13). This means that UVSP’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FRMEUVSP
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
78%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
66%
Bullish Trend 1 day ago
70%
Momentum
ODDS (%)
Bearish Trend 1 day ago
63%
Bullish Trend 1 day ago
67%
MACD
ODDS (%)
Bearish Trend 1 day ago
56%
Bearish Trend 1 day ago
70%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
61%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
56%
Bullish Trend 1 day ago
57%
Advances
ODDS (%)
Bullish Trend 1 day ago
59%
Bullish Trend 1 day ago
57%
Declines
ODDS (%)
Bearish Trend 9 days ago
64%
Bearish Trend 14 days ago
63%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
59%
Bearish Trend 1 day ago
73%
Aroon
ODDS (%)
N/A
N/A
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FRME
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
UVSP
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
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FRME and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRME has been closely correlated with UBSI. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if FRME jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRME
1D Price
Change %
FRME100%
+0.24%
UBSI - FRME
89%
Closely correlated
+0.11%
CVBF - FRME
89%
Closely correlated
+0.11%
FFBC - FRME
88%
Closely correlated
+0.04%
SSB - FRME
88%
Closely correlated
+0.38%
TCBK - FRME
88%
Closely correlated
+0.67%
More

UVSP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVSP has been closely correlated with STBA. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if UVSP jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVSP
1D Price
Change %
UVSP100%
+0.75%
STBA - UVSP
84%
Closely correlated
+0.09%
BY - UVSP
84%
Closely correlated
-0.11%
FRME - UVSP
84%
Closely correlated
+0.24%
NWBI - UVSP
84%
Closely correlated
+0.15%
TMP - UVSP
84%
Closely correlated
+0.39%
More