Advertisement
HBAN vs RF
Which Stock Would AI Choose? Huntington Bancshares (HBAN) vs. Regions Financial (RF) Stock Comparison
Key Takeaways
- Both HBAN and RF delivered strong Q1 2026 earnings beats, with adjusted EPS of $0.37 and $0.62 respectively, fueled by loan and deposit growth.
- RF has outperformed HBAN in recent market activity, posting a 44% one-year return compared to 18%.
- Dividend yields are nearly identical at around 3.75%, appealing to income-focused investors.
- RF exhibits higher return on equity (ROE, a measure of profitability relative to shareholders' equity) at 11.9% versus HBAN's 8.4%.
- HBAN holds a larger market capitalization of $33.5 billion compared to RF's $24.2 billion.
- Both stocks trade at similar price-to-earnings (P/E, a valuation ratio comparing price to earnings) multiples around 12x.
Introduction
Huntington Bancshares (HBAN) and Regions Financial (RF) are prominent regional banks navigating a dynamic interest rate environment and economic shifts. This comparison analyzes their recent performance, financial health, and market positioning, offering insights for traders seeking momentum plays and long-term investors prioritizing dividends and stability. With both reporting robust Q1 2026 results amid loan growth and deposit expansion, understanding their relative strengths helps evaluate opportunities in the banking sector, particularly as regional lenders adapt to regulatory changes and consumer demand.
HBAN Overview and Recent Performance
Huntington Bancshares (HBAN), a Midwest-focused regional bank offering commercial, consumer, and wealth management services, has shown resilience in recent market activity. The stock trades around $16.55, with a market cap of $33.5 billion. Following strong Q1 2026 earnings, featuring adjusted EPS (earnings per share) of $0.37 and a 34% revenue increase driven by organic loan and deposit growth, shares gained momentum. Net interest margin (NIM, the difference between interest income and expense) improved, supported by acquisitions and excellent credit quality. Year-to-date performance stands at 3.6%, reflecting steady sentiment amid broader sector volatility.
RF Overview and Recent Performance
Regions Financial (RF), a Southeast U.S. bank providing retail banking, commercial lending, and mortgage services, continues to demonstrate solid execution. Trading near $28.33 with a $24.2 billion market cap, the stock benefited from Q1 2026 results showing $1.89 billion in revenue and adjusted EPS of $0.62. Loan growth and strategic fee initiatives bolstered net income to $539 million, though deposit costs posed some pressure. Recent weeks have seen positive momentum, with year-to-date gains of 5.5% and a one-year return of 44%, signaling stronger investor confidence in its growth trajectory.
Trending AI Robots
Tickeron’s Trending AI Robots page showcases the platform's top-performing AI trading bots, curated from hundreds available that trade thousands of tickers across various styles like day trading, swing trading, and long-term strategies. Only 25 bots out of 351 total make this elite list, selected based on current market suitability, with performance stats highlighting win rates often above 60%, average returns ranging from 20-100% annually in backtests, and diverse risk profiles. These bots employ pattern recognition, momentum signals, and quantitative models tailored to volatile conditions. Explore Trending AI Robots to identify tools that align with your trading timeframe and risk tolerance.
Head-to-Head Comparison
Both HBAN and RF operate as regional banks with diversified revenue from net interest income (NII, core banking profit from loans minus deposits) and fees, but differ in geographic focus—HBAN in the Midwest versus RF in the Southeast—exposing them to varying economic drivers like manufacturing and real estate. RF edges in growth momentum and profitability, with superior ROE and one-year returns, while HBAN offers a larger scale and stability via its beta of 0.97. Risk factors include interest rate sensitivity and credit provisions (NCO, net charge-offs), with both maintaining strong capital positions. Market sentiment favors RF for its EPS trajectory, though HBAN's dividend payout ratio provides income reliability.
Tickeron AI Verdict
Tickeron’s AI models currently lean toward RF due to its consistent trend strength, higher ROE, and superior relative performance in recent months, positioning it better for continued momentum in a stabilizing rate environment. HBAN remains competitive with scale advantages, but RF shows probabilistic edge in growth catalysts.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HBAN is a StrongBuy and RF is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
HBAN’s FA Score shows that 1 FA rating(s) are green whileRF’s FA Score has 1 green FA rating(s).
- HBAN’s FA Score: 1 green, 4 red.
- RF’s FA Score: 1 green, 4 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
HBAN’s TA Score shows that 5 TA indicator(s) are bullish while RF’s TA Score has 5 bullish TA indicator(s).
- HBAN’s TA Score: 5 bullish, 6 bearish.
- RF’s TA Score: 5 bullish, 5 bearish.
Price Growth
HBAN (@Regional Banks) experienced а -1.24% price change this week, while RF (@Regional Banks) price change was -3.00% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was +0.62%. For the same industry, the average monthly price growth was +1.59%, and the average quarterly price growth was +17.20%.
Reported Earning Dates
HBAN is expected to report earnings on Jul 23, 2026.
RF is expected to report earnings on Jul 17, 2026.
Industries' Descriptions
@Regional Banks (+0.62% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| HBAN | RF | HBAN / RF | |
| Capitalization | 32.4B | 22.9B | 141% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -7.076 | -0.045 | 15,889% |
| P/E Ratio | 12.28 | 11.13 | 110% |
| Revenue | 8.78B | 7.62B | 115% |
| Total Cash | 1.78B | 3.11B | 57% |
| Total Debt | 23.5B | 5.14B | 457% |
HBAN | RF | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 66 | 75 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 71 Overvalued | 66 Overvalued | |
PROFIT vs RISK RATING 1..100 | 72 | 46 | |
SMR RATING 1..100 | 7 | 8 | |
PRICE GROWTH RATING 1..100 | 59 | 51 | |
P/E GROWTH RATING 1..100 | 49 | 45 | |
SEASONALITY SCORE 1..100 | 50 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
RF's Valuation (66) in the Major Banks industry is in the same range as HBAN (71) in the Regional Banks industry. This means that RF’s stock grew similarly to HBAN’s over the last 12 months.
RF's Profit vs Risk Rating (46) in the Major Banks industry is in the same range as HBAN (72) in the Regional Banks industry. This means that RF’s stock grew similarly to HBAN’s over the last 12 months.
HBAN's SMR Rating (7) in the Regional Banks industry is in the same range as RF (8) in the Major Banks industry. This means that HBAN’s stock grew similarly to RF’s over the last 12 months.
RF's Price Growth Rating (51) in the Major Banks industry is in the same range as HBAN (59) in the Regional Banks industry. This means that RF’s stock grew similarly to HBAN’s over the last 12 months.
RF's P/E Growth Rating (45) in the Major Banks industry is in the same range as HBAN (49) in the Regional Banks industry. This means that RF’s stock grew similarly to HBAN’s over the last 12 months.
| HBAN | RF | |
|---|---|---|
| RSI ODDS (%) | 1 day ago 71% | 1 day ago 68% |
| Stochastic ODDS (%) | 1 day ago 64% | 1 day ago 66% |
| Momentum ODDS (%) | 1 day ago 59% | 1 day ago 63% |
| MACD ODDS (%) | 1 day ago 61% | 1 day ago 58% |
| TrendWeek ODDS (%) | 1 day ago 62% | 1 day ago 64% |
| TrendMonth ODDS (%) | 1 day ago 57% | 1 day ago 59% |
| Advances ODDS (%) | 7 days ago 62% | 7 days ago 62% |
| Declines ODDS (%) | 1 day ago 60% | 1 day ago 64% |
| BollingerBands ODDS (%) | 1 day ago 73% | 1 day ago 57% |
| Aroon ODDS (%) | 1 day ago 57% | 1 day ago 57% |
Advertisement
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| OWNB | 23.88 | 0.85 | +3.70% |
| Bitwise Bitcoin Standard Corporations ETF | |||
| QCOC | 23.66 | N/A | N/A |
| FT Vest Nasdaq-100® Cnsrv Buffr ETF -Oct | |||
| AGZD | 22.60 | -0.03 | -0.15% |
| WisdomTree Interest RtHdgUS Aggt Bd ETF | |||
| EEMS | 79.13 | -0.13 | -0.16% |
| iShares MSCI Emerging Markets Sm-Cp ETF | |||
| QLTY | 40.12 | -0.30 | -0.74% |
| GMO U.S. Quality ETF | |||
HBAN and
Correlation & Price change
A.I.dvisor indicates that over the last year, HBAN has been closely correlated with FITB. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBAN jumps, then FITB could also see price increases.
| Ticker / NAME | Correlation To HBAN | 1D Price Change % | ||
|---|---|---|---|---|
| HBAN | 100% | -0.99% | ||
| FITB - HBAN | 88% Closely correlated | -1.38% | ||
| PNC - HBAN | 86% Closely correlated | -1.04% | ||
| KEY - HBAN | 85% Closely correlated | -1.34% | ||
| CFG - HBAN | 84% Closely correlated | -2.46% | ||
| RF - HBAN | 84% Closely correlated | -2.90% | ||
More | ||||
RF and
Correlation & Price change
A.I.dvisor indicates that over the last year, RF has been closely correlated with KEY. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if RF jumps, then KEY could also see price increases.