HMN
Price
$42.60
Change
+$0.68 (+1.62%)
Updated
Jul 3 closing price
Capitalization
1.49B
24 days until earnings call
SPNT
Price
$19.80
Change
+$0.42 (+2.17%)
Updated
Jul 3 closing price
Capitalization
2.19B
25 days until earnings call
Interact to see
Advertisement

HMN vs SPNT

Header iconHMN vs SPNT Comparison
Open Charts HMN vs SPNTBanner chart's image
Horace Mann Educators
Price$42.60
Change+$0.68 (+1.62%)
Volume$179.46K
Capitalization1.49B
SiriusPoint
Price$19.80
Change+$0.42 (+2.17%)
Volume$417.02K
Capitalization2.19B
HMN vs SPNT Comparison Chart in %
Loading...
HMN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SPNT
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
HMN vs. SPNT commentary
Jul 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HMN is a Hold and SPNT is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Jul 07, 2025
Stock price -- (HMN: $42.60 vs. SPNT: $19.80)
Brand notoriety: HMN and SPNT are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: HMN: 62% vs. SPNT: 61%
Market capitalization -- HMN: $1.49B vs. SPNT: $2.19B
HMN [@Property/Casualty Insurance] is valued at $1.49B. SPNT’s [@Property/Casualty Insurance] market capitalization is $2.19B. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $121.13B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $14.95B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HMN’s FA Score shows that 1 FA rating(s) are green whileSPNT’s FA Score has 2 green FA rating(s).

  • HMN’s FA Score: 1 green, 4 red.
  • SPNT’s FA Score: 2 green, 3 red.
According to our system of comparison, SPNT is a better buy in the long-term than HMN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HMN’s TA Score shows that 3 TA indicator(s) are bullish while SPNT’s TA Score has 2 bullish TA indicator(s).

  • HMN’s TA Score: 3 bullish, 4 bearish.
  • SPNT’s TA Score: 2 bullish, 5 bearish.
According to our system of comparison, HMN is a better buy in the short-term than SPNT.

Price Growth

HMN (@Property/Casualty Insurance) experienced а -0.35% price change this week, while SPNT (@Property/Casualty Insurance) price change was -5.17% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +0.43%. For the same industry, the average monthly price growth was +0.61%, and the average quarterly price growth was +17.53%.

Reported Earning Dates

HMN is expected to report earnings on Oct 30, 2025.

SPNT is expected to report earnings on Jul 31, 2025.

Industries' Descriptions

@Property/Casualty Insurance (+0.43% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
SPNT($2.19B) has a higher market cap than HMN($1.5B). HMN has higher P/E ratio than SPNT: HMN (33.55) vs SPNT (6.97). SPNT YTD gains are higher at: 20.805 vs. HMN (10.407). SPNT has more cash in the bank: 6.1B vs. HMN (552M). HMN has less debt than SPNT: HMN (546M) vs SPNT (786M). SPNT has higher revenues than HMN: SPNT (2.7B) vs HMN (1.43B).
HMNSPNTHMN / SPNT
Capitalization1.5B2.19B68%
EBITDAN/AN/A-
Gain YTD10.40720.80550%
P/E Ratio33.556.97482%
Revenue1.43B2.7B53%
Total Cash552M6.1B9%
Total Debt546M786M69%
FUNDAMENTALS RATINGS
HMN vs SPNT: Fundamental Ratings
HMN
SPNT
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
30
Undervalued
75
Overvalued
PROFIT vs RISK RATING
1..100
5026
SMR RATING
1..100
8792
PRICE GROWTH RATING
1..100
5143
P/E GROWTH RATING
1..100
836
SEASONALITY SCORE
1..100
5075

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HMN's Valuation (30) in the Multi Line Insurance industry is somewhat better than the same rating for SPNT (75) in the Property Or Casualty Insurance industry. This means that HMN’s stock grew somewhat faster than SPNT’s over the last 12 months.

SPNT's Profit vs Risk Rating (26) in the Property Or Casualty Insurance industry is in the same range as HMN (50) in the Multi Line Insurance industry. This means that SPNT’s stock grew similarly to HMN’s over the last 12 months.

HMN's SMR Rating (87) in the Multi Line Insurance industry is in the same range as SPNT (92) in the Property Or Casualty Insurance industry. This means that HMN’s stock grew similarly to SPNT’s over the last 12 months.

SPNT's Price Growth Rating (43) in the Property Or Casualty Insurance industry is in the same range as HMN (51) in the Multi Line Insurance industry. This means that SPNT’s stock grew similarly to HMN’s over the last 12 months.

SPNT's P/E Growth Rating (6) in the Property Or Casualty Insurance industry is significantly better than the same rating for HMN (83) in the Multi Line Insurance industry. This means that SPNT’s stock grew significantly faster than HMN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HMNSPNT
RSI
ODDS (%)
N/A
Bearish Trend 4 days ago
68%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
47%
Bearish Trend 4 days ago
60%
Momentum
ODDS (%)
Bullish Trend 4 days ago
60%
Bullish Trend 4 days ago
69%
MACD
ODDS (%)
Bearish Trend 4 days ago
46%
Bearish Trend 4 days ago
71%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
50%
Bearish Trend 4 days ago
62%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
55%
Bullish Trend 4 days ago
69%
Advances
ODDS (%)
Bullish Trend 6 days ago
56%
Bullish Trend about 1 month ago
71%
Declines
ODDS (%)
Bearish Trend 12 days ago
51%
Bearish Trend 5 days ago
64%
BollingerBands
ODDS (%)
N/A
Bearish Trend 4 days ago
71%
Aroon
ODDS (%)
Bearish Trend 4 days ago
54%
Bullish Trend 5 days ago
60%
View a ticker or compare two or three
Interact to see
Advertisement
HMN
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SPNT
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
TCGCX21.630.26
+1.22%
Thornburg Small/Mid Cap Growth C
DRGYX48.650.32
+0.66%
BNY Mellon Dynamic Value Fund Y
MDLVX31.230.19
+0.61%
BlackRock Advantage Large Cap Val Inv A
VGQRX17.480.06
+0.34%
Virtus KAR Global Quality Dividend R6
DIEFX15.030.04
+0.27%
Destinations International Equity I

HMN and

Correlation & Price change

A.I.dvisor indicates that over the last year, HMN has been closely correlated with CINF. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if HMN jumps, then CINF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HMN
1D Price
Change %
HMN100%
+1.62%
CINF - HMN
69%
Closely correlated
+1.70%
L - HMN
67%
Closely correlated
+1.15%
SAFT - HMN
66%
Loosely correlated
+1.52%
THG - HMN
64%
Loosely correlated
+1.17%
CNA - HMN
61%
Loosely correlated
+0.53%
More

SPNT and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPNT has been loosely correlated with L. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if SPNT jumps, then L could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SPNT
1D Price
Change %
SPNT100%
+2.17%
L - SPNT
63%
Loosely correlated
+1.15%
CINF - SPNT
63%
Loosely correlated
+1.70%
THG - SPNT
57%
Loosely correlated
+1.17%
HIG - SPNT
56%
Loosely correlated
+1.70%
AFG - SPNT
55%
Loosely correlated
+1.75%
More