HTBK
Price
$9.25
Change
-$0.05 (-0.54%)
Updated
Jun 4 closing price
Capitalization
524.83M
49 days until earnings call
IBCP
Price
$31.07
Change
-$0.63 (-1.99%)
Updated
Jun 4 closing price
Capitalization
529.95M
49 days until earnings call
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HTBK vs IBCP

Header iconHTBK vs IBCP Comparison
Open Charts HTBK vs IBCPBanner chart's image
Heritage Commerce
Price$9.25
Change-$0.05 (-0.54%)
Volume$487.03K
Capitalization524.83M
Independent Bank
Price$31.07
Change-$0.63 (-1.99%)
Volume$57.08K
Capitalization529.95M
HTBK vs IBCP Comparison Chart
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HTBK
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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HTBK vs. IBCP commentary
Jun 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is HTBK is a Buy and IBCP is a Hold.

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COMPARISON
Comparison
Jun 05, 2025
Stock price -- (HTBK: $9.25 vs. IBCP: $31.07)
Brand notoriety: HTBK and IBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: HTBK: 157% vs. IBCP: 59%
Market capitalization -- HTBK: $524.83M vs. IBCP: $529.95M
HTBK [@Regional Banks] is valued at $524.83M. IBCP’s [@Regional Banks] market capitalization is $529.95M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

HTBK’s FA Score shows that 3 FA rating(s) are green whileIBCP’s FA Score has 3 green FA rating(s).

  • HTBK’s FA Score: 3 green, 2 red.
  • IBCP’s FA Score: 3 green, 2 red.
According to our system of comparison, HTBK is a better buy in the long-term than IBCP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

HTBK’s TA Score shows that 5 TA indicator(s) are bullish while IBCP’s TA Score has 5 bullish TA indicator(s).

  • HTBK’s TA Score: 5 bullish, 4 bearish.
  • IBCP’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, HTBK is a better buy in the short-term than IBCP.

Price Growth

HTBK (@Regional Banks) experienced а +1.31% price change this week, while IBCP (@Regional Banks) price change was -1.43% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.60%. For the same industry, the average monthly price growth was +2.16%, and the average quarterly price growth was +3.25%.

Reported Earning Dates

HTBK is expected to report earnings on Jul 24, 2025.

IBCP is expected to report earnings on Jul 24, 2025.

Industries' Descriptions

@Regional Banks (-0.60% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBCP($530M) and HTBK($525M) have the same market capitalization . IBCP has higher P/E ratio than HTBK: IBCP (8.82) vs HTBK (8.01). HTBK YTD gains are higher at: 1.348 vs. IBCP (-9.392). IBCP has more cash in the bank: 58.6M vs. HTBK (40.1M). HTBK has less debt than IBCP: HTBK (39.5M) vs IBCP (129M). IBCP (200M) and HTBK (192M) have equivalent revenues.
HTBKIBCPHTBK / IBCP
Capitalization525M530M99%
EBITDAN/AN/A-
Gain YTD1.348-9.392-14%
P/E Ratio8.018.8291%
Revenue192M200M96%
Total Cash40.1M58.6M68%
Total Debt39.5M129M31%
FUNDAMENTALS RATINGS
HTBK vs IBCP: Fundamental Ratings
HTBK
IBCP
OUTLOOK RATING
1..100
5570
VALUATION
overvalued / fair valued / undervalued
1..100
32
Undervalued
78
Overvalued
PROFIT vs RISK RATING
1..100
6420
SMR RATING
1..100
1111
PRICE GROWTH RATING
1..100
5654
P/E GROWTH RATING
1..100
1427
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTBK's Valuation (32) in the Regional Banks industry is somewhat better than the same rating for IBCP (78). This means that HTBK’s stock grew somewhat faster than IBCP’s over the last 12 months.

IBCP's Profit vs Risk Rating (20) in the Regional Banks industry is somewhat better than the same rating for HTBK (64). This means that IBCP’s stock grew somewhat faster than HTBK’s over the last 12 months.

IBCP's SMR Rating (11) in the Regional Banks industry is in the same range as HTBK (11). This means that IBCP’s stock grew similarly to HTBK’s over the last 12 months.

IBCP's Price Growth Rating (54) in the Regional Banks industry is in the same range as HTBK (56). This means that IBCP’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's P/E Growth Rating (14) in the Regional Banks industry is in the same range as IBCP (27). This means that HTBK’s stock grew similarly to IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
HTBKIBCP
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
63%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
67%
Momentum
ODDS (%)
Bearish Trend 1 day ago
56%
Bearish Trend 1 day ago
62%
MACD
ODDS (%)
Bearish Trend 1 day ago
52%
Bearish Trend 1 day ago
57%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
61%
Bearish Trend 1 day ago
68%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
58%
Bearish Trend 1 day ago
65%
Advances
ODDS (%)
Bullish Trend 24 days ago
58%
Bullish Trend 17 days ago
63%
Declines
ODDS (%)
Bearish Trend 4 days ago
58%
Bearish Trend 4 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
64%
Aroon
ODDS (%)
Bullish Trend 1 day ago
51%
Bullish Trend 1 day ago
68%
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HTBK
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with FMBH. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
-0.54%
FMBH - HTBK
85%
Closely correlated
-1.11%
IBCP - HTBK
85%
Closely correlated
-1.99%
BUSE - HTBK
85%
Closely correlated
-1.72%
UVSP - HTBK
85%
Closely correlated
-1.77%
FULT - HTBK
84%
Closely correlated
-1.67%
More

IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with SBSI. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then SBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
-1.99%
SBSI - IBCP
88%
Closely correlated
-0.75%
FMBH - IBCP
87%
Closely correlated
-1.11%
FCF - IBCP
87%
Closely correlated
-1.53%
NWBI - IBCP
87%
Closely correlated
-0.73%
TCBK - IBCP
87%
Closely correlated
-1.19%
More