IBCP
Price
$33.49
Change
-$1.05 (-3.04%)
Updated
Feb 21 closing price
Capitalization
529.95M
65 days until earnings call
USCB
Price
$18.95
Change
-$0.25 (-1.30%)
Updated
Feb 21 closing price
Capitalization
217.53M
60 days until earnings call
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IBCP vs USCB

Header iconIBCP vs USCB Comparison
Open Charts IBCP vs USCBBanner chart's image
Independent Bank
Price$33.49
Change-$1.05 (-3.04%)
Volume$137.06K
Capitalization529.95M
USCB Financial Holdings
Price$18.95
Change-$0.25 (-1.30%)
Volume$25.62K
Capitalization217.53M
IBCP vs USCB Comparison Chart
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
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USCB
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP vs. USCB commentary
Feb 23, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is IBCP is a Hold and USCB is a Hold.

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COMPARISON
Comparison
Feb 23, 2025
Stock price -- (IBCP: $33.49 vs. USCB: $18.95)
Brand notoriety: IBCP and USCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: IBCP: 118% vs. USCB: 111%
Market capitalization -- IBCP: $529.95M vs. USCB: $217.53M
IBCP [@Regional Banks] is valued at $529.95M. USCB’s [@Regional Banks] market capitalization is $217.53M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.88B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

IBCP’s FA Score shows that 3 FA rating(s) are green whileUSCB’s FA Score has 1 green FA rating(s).

  • IBCP’s FA Score: 3 green, 2 red.
  • USCB’s FA Score: 1 green, 4 red.
According to our system of comparison, IBCP is a better buy in the long-term than USCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

IBCP’s TA Score shows that 5 TA indicator(s) are bullish while USCB’s TA Score has 4 bullish TA indicator(s).

  • IBCP’s TA Score: 5 bullish, 4 bearish.
  • USCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, IBCP is a better buy in the short-term than USCB.

Price Growth

IBCP (@Regional Banks) experienced а -4.61% price change this week, while USCB (@Regional Banks) price change was +1.45% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -1.09%. For the same industry, the average monthly price growth was +1.76%, and the average quarterly price growth was +9.90%.

Reported Earning Dates

IBCP is expected to report earnings on Apr 29, 2025.

USCB is expected to report earnings on Apr 24, 2025.

Industries' Descriptions

@Regional Banks (-1.09% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBCP($530M) has a higher market cap than USCB($218M). USCB has higher P/E ratio than IBCP: USCB (13.18) vs IBCP (8.82). USCB YTD gains are higher at: 7.318 vs. IBCP (-3.141). IBCP has more cash in the bank: 58.6M vs. USCB (5.07M). IBCP has less debt than USCB: IBCP (129M) vs USCB (194M). IBCP has higher revenues than USCB: IBCP (200M) vs USCB (66M).
IBCPUSCBIBCP / USCB
Capitalization530M218M243%
EBITDAN/AN/A-
Gain YTD-3.1417.318-43%
P/E Ratio8.8213.1867%
Revenue200M66M303%
Total Cash58.6M5.07M1,155%
Total Debt129M194M66%
FUNDAMENTALS RATINGS
IBCP: Fundamental Ratings
IBCP
OUTLOOK RATING
1..100
89
VALUATION
overvalued / fair valued / undervalued
1..100
77
Overvalued
PROFIT vs RISK RATING
1..100
20
SMR RATING
1..100
21
PRICE GROWTH RATING
1..100
54
P/E GROWTH RATING
1..100
29
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
IBCPUSCB
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 3 days ago
69%
Bullish Trend 3 days ago
76%
Momentum
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 3 days ago
57%
MACD
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
62%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
68%
Bearish Trend 3 days ago
67%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
66%
Bullish Trend 3 days ago
68%
Advances
ODDS (%)
Bullish Trend 18 days ago
65%
Bullish Trend 19 days ago
68%
Declines
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 10 days ago
68%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
73%
N/A
Aroon
ODDS (%)
Bullish Trend 3 days ago
66%
Bearish Trend 3 days ago
71%
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IBCP
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
USCB
Daily Signalchanged days ago
Gain/Loss if bought
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IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with FMBH. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
-3.04%
FMBH - IBCP
87%
Closely correlated
-1.33%
NWBI - IBCP
87%
Closely correlated
-0.63%
BUSE - IBCP
87%
Closely correlated
-2.65%
FCF - IBCP
86%
Closely correlated
-0.98%
THFF - IBCP
86%
Closely correlated
-3.31%
More

USCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, USCB has been closely correlated with AROW. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if USCB jumps, then AROW could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To USCB
1D Price
Change %
USCB100%
-1.30%
AROW - USCB
67%
Closely correlated
-1.58%
BY - USCB
65%
Loosely correlated
-2.00%
FBK - USCB
65%
Loosely correlated
-2.27%
CBSH - USCB
64%
Loosely correlated
-1.40%
IBCP - USCB
64%
Loosely correlated
-3.04%
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