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MET vs UNM
Which Stock Would AI Choose? MetLife (MET) vs. Unum Group (UNM) Stock Comparison
Key Takeaways
- MetLife (MET) holds a significantly larger market capitalization of $50.7 billion compared to Unum Group (UNM)'s $12.5 billion, offering greater scale and diversification.
- Both stocks trade around $77-78, but MET has demonstrated stronger recent momentum with approximately 14% gains over the past month.
- MET provides a higher dividend yield at 2.92% versus UNM's 2.37%, appealing to income-focused investors.
- Analyst price targets indicate potential upside: $89 for MET and $93 for UNM.
- UNM shows lower volatility with a beta of 0.18 (a measure of stock volatility relative to the market) compared to MET's 0.73.
- Upcoming earnings—UNM on April 28 and MET on May 6—could drive near-term shifts in relative performance.
Introduction
In the life and health insurance sector, MetLife (MET) and Unum Group (UNM) stand as prominent peers with shares trading at comparable levels around $77. This comparison highlights their relative performance, valuation metrics, and market positioning amid recent volatility and interest rate dynamics. Investors seeking stability in financials or traders eyeing momentum plays will benefit from insights into growth drivers, risk profiles, and AI signals, enabling informed decisions on sector allocation or direct exposure.
MET Overview and Recent Performance
MetLife, Inc. (MET) is a global leader in life insurance, annuities, group benefits, and retirement solutions, serving millions across diverse markets. In recent weeks, MET shares have gained momentum, rising over 13% in the past month amid analyst upgrades like UBS lifting its price target to $102. Positive sentiment stems from robust adjusted earnings per share (EPS, a measure of profitability per share) in recent quarters, strategic private credit expansions, and preliminary strong variable investment income for Q1 2026. Year-to-date, the stock is up slightly at 0.9%, with a P/E ratio (price-to-earnings, valuation relative to earnings) of 16.5 reflecting reasonable pricing.
UNM Overview and Recent Performance
Unum Group (UNM) specializes in disability insurance, group life, accident coverage, and voluntary benefits, primarily in the U.S. market. Recent market activity has seen UNM shares rise about 4% over the past 30 days, supported by premium growth expectations of 4-7% for 2026. Despite a Q4 2025 earnings miss, adjusted operating income held firm, with analysts maintaining a neutral-to-buy stance ahead of Q1 results. Year-to-date performance stands at 1.2%, trading at a P/E of 18.2 with lower beta indicating reduced sensitivity to market swings.
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Head-to-Head Comparison
MetLife (MET) and Unum Group (UNM) both operate in life/health insurance but differ in scale and focus: MET's global diversification contrasts UNM's U.S.-centric group benefits emphasis. Growth drivers include MET's investment income and international premiums versus UNM's persistency in voluntary lines. Recent momentum favors MET, though UNM edges YTD returns. Risk profiles show UNM's lower beta for stability, while MET offers higher yield. Market sentiment remains constructive for both, with similar 52-week ranges but MET's size buffering sector headwinds like claims pressures.
Tickeron AI Verdict
Tickeron’s AI currently favors MET with higher probability due to superior recent trend consistency, larger scale for resilience, stronger momentum, and analyst-backed catalysts like investment gains. While UNM provides lower risk and solid premium outlook, MET's relative positioning suggests better near-term upside potential ahead of earnings.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer. Disclaimers and Limitations
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is MET is a Hold and UNM is a Buy.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
MET’s FA Score shows that 3 FA rating(s) are green whileUNM’s FA Score has 2 green FA rating(s).
- MET’s FA Score: 3 green, 2 red.
- UNM’s FA Score: 2 green, 3 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
MET’s TA Score shows that 4 TA indicator(s) are bullish while UNM’s TA Score has 3 bullish TA indicator(s).
- MET’s TA Score: 4 bullish, 5 bearish.
- UNM’s TA Score: 3 bullish, 4 bearish.
Price Growth
MET (@Life/Health Insurance) experienced а -0.11% price change this week, while UNM (@Life/Health Insurance) price change was -1.35% for the same time period.
The average weekly price growth across all stocks in the @Life/Health Insurance industry was +0.14%. For the same industry, the average monthly price growth was +2.21%, and the average quarterly price growth was +2.92%.
Reported Earning Dates
MET is expected to report earnings on Aug 05, 2026.
UNM is expected to report earnings on Jul 28, 2026.
Industries' Descriptions
@Life/Health Insurance (+0.14% weekly)Life insurance companies mainly sell policies that pay a death benefit as a lump sum upon the death of the insured to their beneficiaries. Life insurance policies may be sold as term life, (which guarantees payment of a stated death benefit and expires at the end of a specified term) or permanent /typically whole life (which is more expensive but lasts a lifetime and carries a cash accumulation component). Life insurance firms may also sell long-term disability policies that help to replace the insured individual’s income if they become sick or disabled. Health insurance, on the other hand, helps pay for medical expenses. Anthem, Inc., MetLife, Inc. and Aflac Incorporated are some of the largest U.S. companies in this industry.
| MET | UNM | MET / UNM | |
| Capitalization | 56.3B | 14.5B | 388% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 12.569 | 18.286 | 69% |
| P/E Ratio | 16.94 | 19.61 | 86% |
| Revenue | 76B | 13.2B | 576% |
| Total Cash | 121B | 35.5B | 341% |
| Total Debt | 21.1B | 3.76B | 561% |
MET | UNM | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 73 | 30 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 32 Undervalued | 45 Fair valued | |
PROFIT vs RISK RATING 1..100 | 38 | 4 | |
SMR RATING 1..100 | 96 | 91 | |
PRICE GROWTH RATING 1..100 | 27 | 44 | |
P/E GROWTH RATING 1..100 | 29 | 10 | |
SEASONALITY SCORE 1..100 | 36 | 50 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
MET's Valuation (32) in the Life Or Health Insurance industry is in the same range as UNM (45). This means that MET’s stock grew similarly to UNM’s over the last 12 months.
UNM's Profit vs Risk Rating (4) in the Life Or Health Insurance industry is somewhat better than the same rating for MET (38). This means that UNM’s stock grew somewhat faster than MET’s over the last 12 months.
UNM's SMR Rating (91) in the Life Or Health Insurance industry is in the same range as MET (96). This means that UNM’s stock grew similarly to MET’s over the last 12 months.
MET's Price Growth Rating (27) in the Life Or Health Insurance industry is in the same range as UNM (44). This means that MET’s stock grew similarly to UNM’s over the last 12 months.
UNM's P/E Growth Rating (10) in the Life Or Health Insurance industry is in the same range as MET (29). This means that UNM’s stock grew similarly to MET’s over the last 12 months.
| MET | UNM | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 64% | 2 days ago 47% |
| Stochastic ODDS (%) | 2 days ago 59% | 2 days ago 51% |
| Momentum ODDS (%) | 2 days ago 53% | N/A |
| MACD ODDS (%) | 2 days ago 69% | 2 days ago 79% |
| TrendWeek ODDS (%) | 2 days ago 57% | 2 days ago 44% |
| TrendMonth ODDS (%) | 2 days ago 50% | 2 days ago 70% |
| Advances ODDS (%) | 12 days ago 63% | 12 days ago 70% |
| Declines ODDS (%) | 6 days ago 53% | 6 days ago 43% |
| BollingerBands ODDS (%) | 2 days ago 65% | 2 days ago 47% |
| Aroon ODDS (%) | 2 days ago 48% | 2 days ago 67% |
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MET and
Correlation & Price change
A.I.dvisor indicates that over the last year, MET has been closely correlated with PRU. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if MET jumps, then PRU could also see price increases.
UNM and
Correlation & Price change
A.I.dvisor indicates that over the last year, UNM has been loosely correlated with CNO. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UNM jumps, then CNO could also see price increases.