NNI
Price
$119.62
Change
-$2.80 (-2.29%)
Updated
Jul 15 closing price
Capitalization
3.51B
21 days until earnings call
PHR
Price
$26.73
Change
-$0.87 (-3.15%)
Updated
Jul 15 closing price
Capitalization
1.3B
49 days until earnings call
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NNI vs PHR

Header iconNNI vs PHR Comparison
Open Charts NNI vs PHRBanner chart's image
Nelnet
Price$119.62
Change-$2.80 (-2.29%)
Volume$103.11K
Capitalization3.51B
Phreesia
Price$26.73
Change-$0.87 (-3.15%)
Volume$368.73K
Capitalization1.3B
NNI vs PHR Comparison Chart in %
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NNI
Daily Signalchanged days ago
Gain/Loss if bought
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PHR
Daily Signalchanged days ago
Gain/Loss if bought
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NNI vs. PHR commentary
Jul 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is NNI is a Buy and PHR is a Hold.

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COMPARISON
Comparison
Jul 16, 2025
Stock price -- (NNI: $119.62 vs. PHR: $26.73)
Brand notoriety: NNI and PHR are both not notable
NNI represents the Finance/Rental/Leasing, while PHR is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: NNI: 121% vs. PHR: 63%
Market capitalization -- NNI: $3.51B vs. PHR: $1.3B
NNI [@Finance/Rental/Leasing] is valued at $3.51B. PHR’s [@Packaged Software] market capitalization is $1.3B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $3.15T to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B. The average market capitalization across the [@Packaged Software] industry is $12.8B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

NNI’s FA Score shows that 1 FA rating(s) are green whilePHR’s FA Score has 0 green FA rating(s).

  • NNI’s FA Score: 1 green, 4 red.
  • PHR’s FA Score: 0 green, 5 red.
According to our system of comparison, NNI is a better buy in the long-term than PHR.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

NNI’s TA Score shows that 4 TA indicator(s) are bullish while PHR’s TA Score has 5 bullish TA indicator(s).

  • NNI’s TA Score: 4 bullish, 4 bearish.
  • PHR’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, both NNI and PHR are a good buy in the short-term.

Price Growth

NNI (@Finance/Rental/Leasing) experienced а -3.46% price change this week, while PHR (@Packaged Software) price change was -5.91% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.01%. For the same industry, the average monthly price growth was +6.69%, and the average quarterly price growth was +14.81%.

The average weekly price growth across all stocks in the @Packaged Software industry was -1.69%. For the same industry, the average monthly price growth was +6.49%, and the average quarterly price growth was +11.73%.

Reported Earning Dates

NNI is expected to report earnings on Nov 10, 2025.

PHR is expected to report earnings on Sep 03, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+0.01% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

@Packaged Software (-1.69% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
NNI($3.51B) has a higher market cap than PHR($1.3B). NNI YTD gains are higher at: 12.545 vs. PHR (6.240). PHR has less debt than NNI: PHR (12M) vs NNI (11.6B). NNI has higher revenues than PHR: NNI (1.03B) vs PHR (356M).
NNIPHRNNI / PHR
Capitalization3.51B1.3B269%
EBITDAN/A-104M-
Gain YTD12.5456.240201%
P/E Ratio38.19N/A-
Revenue1.03B356M290%
Total CashN/A87.5M-
Total Debt11.6B12M96,667%
FUNDAMENTALS RATINGS
NNI vs PHR: Fundamental Ratings
NNI
PHR
OUTLOOK RATING
1..100
2566
VALUATION
overvalued / fair valued / undervalued
1..100
50
Fair valued
50
Fair valued
PROFIT vs RISK RATING
1..100
7100
SMR RATING
1..100
100100
PRICE GROWTH RATING
1..100
4647
P/E GROWTH RATING
1..100
100100
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

NNI's Valuation (50) in the Finance Or Rental Or Leasing industry is in the same range as PHR (50) in the null industry. This means that NNI’s stock grew similarly to PHR’s over the last 12 months.

NNI's Profit vs Risk Rating (7) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PHR (100) in the null industry. This means that NNI’s stock grew significantly faster than PHR’s over the last 12 months.

NNI's SMR Rating (100) in the Finance Or Rental Or Leasing industry is in the same range as PHR (100) in the null industry. This means that NNI’s stock grew similarly to PHR’s over the last 12 months.

NNI's Price Growth Rating (46) in the Finance Or Rental Or Leasing industry is in the same range as PHR (47) in the null industry. This means that NNI’s stock grew similarly to PHR’s over the last 12 months.

NNI's P/E Growth Rating (100) in the Finance Or Rental Or Leasing industry is in the same range as PHR (100) in the null industry. This means that NNI’s stock grew similarly to PHR’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
NNIPHR
RSI
ODDS (%)
Bearish Trend 1 day ago
47%
Bearish Trend 1 day ago
61%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
55%
Bullish Trend 1 day ago
75%
Momentum
ODDS (%)
Bearish Trend 1 day ago
40%
Bearish Trend 1 day ago
86%
MACD
ODDS (%)
Bearish Trend 1 day ago
43%
Bearish Trend 1 day ago
68%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
43%
Bearish Trend 1 day ago
82%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
52%
Bearish Trend 1 day ago
83%
Advances
ODDS (%)
Bullish Trend 6 days ago
54%
Bullish Trend 7 days ago
82%
Declines
ODDS (%)
N/A
Bearish Trend 5 days ago
81%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
43%
Bullish Trend 1 day ago
85%
Aroon
ODDS (%)
Bullish Trend 1 day ago
45%
Bullish Trend 1 day ago
83%
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NNI
Daily Signalchanged days ago
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PHR
Daily Signalchanged days ago
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NNI and

Correlation & Price change

A.I.dvisor indicates that over the last year, NNI has been closely correlated with AGM. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if NNI jumps, then AGM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NNI
1D Price
Change %
NNI100%
-2.29%
AGM - NNI
69%
Closely correlated
-0.28%
NAVI - NNI
66%
Loosely correlated
-2.99%
SYF - NNI
63%
Loosely correlated
-3.27%
AXP - NNI
62%
Loosely correlated
-3.20%
ENVA - NNI
62%
Loosely correlated
-2.53%
More

PHR and

Correlation & Price change

A.I.dvisor indicates that over the last year, PHR has been loosely correlated with COIN. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if PHR jumps, then COIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PHR
1D Price
Change %
PHR100%
-3.15%
COIN - PHR
57%
Loosely correlated
-1.52%
CLSK - PHR
55%
Loosely correlated
-3.25%
QTWO - PHR
53%
Loosely correlated
-1.58%
LAW - PHR
50%
Loosely correlated
-1.94%
RIOT - PHR
49%
Loosely correlated
-3.28%
More