OSBC
Price
$16.59
Change
-$0.17 (-1.01%)
Updated
May 9, 04:59 PM (EDT)
Capitalization
607.51M
67 days until earnings call
PFS
Price
$17.12
Change
-$0.08 (-0.47%)
Updated
May 9, 04:59 PM (EDT)
Capitalization
1.1B
76 days until earnings call
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OSBC vs PFS

Header iconOSBC vs PFS Comparison
Open Charts OSBC vs PFSBanner chart's image
Old Second Ban
Price$16.59
Change-$0.17 (-1.01%)
Volume$2.23K
Capitalization607.51M
Provident Financial Services
Price$17.12
Change-$0.08 (-0.47%)
Volume$5.12K
Capitalization1.1B
OSBC vs PFS Comparison Chart
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OSBC
Daily Signalchanged days ago
Gain/Loss if bought
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PFS
Daily Signalchanged days ago
Gain/Loss if bought
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VS
OSBC vs. PFS commentary
May 10, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a StrongBuy and PFS is a StrongBuy.

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COMPARISON
Comparison
May 10, 2025
Stock price -- (OSBC: $16.76 vs. PFS: $17.20)
Brand notoriety: OSBC and PFS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 106% vs. PFS: 54%
Market capitalization -- OSBC: $607.51M vs. PFS: $1.1B
OSBC [@Regional Banks] is valued at $607.51M. PFS’s [@Regional Banks] market capitalization is $1.1B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.97B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 3 FA rating(s) are green whilePFS’s FA Score has 2 green FA rating(s).

  • OSBC’s FA Score: 3 green, 2 red.
  • PFS’s FA Score: 2 green, 3 red.
According to our system of comparison, both OSBC and PFS are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 5 TA indicator(s) are bullish while PFS’s TA Score has 6 bullish TA indicator(s).

  • OSBC’s TA Score: 5 bullish, 6 bearish.
  • PFS’s TA Score: 6 bullish, 5 bearish.
According to our system of comparison, PFS is a better buy in the short-term than OSBC.

Price Growth

OSBC (@Regional Banks) experienced а +4.95% price change this week, while PFS (@Regional Banks) price change was +3.06% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.41%. For the same industry, the average monthly price growth was +6.39%, and the average quarterly price growth was +3.94%.

Reported Earning Dates

OSBC is expected to report earnings on Jul 16, 2025.

PFS is expected to report earnings on Jul 25, 2025.

Industries' Descriptions

@Regional Banks (+0.41% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PFS($1.1B) has a higher market cap than OSBC($608M). PFS has higher P/E ratio than OSBC: PFS (8.49) vs OSBC (6.71). OSBC YTD gains are higher at: -6.033 vs. PFS (-8.163). PFS has more cash in the bank: 189M vs. OSBC (59.5M). OSBC has less debt than PFS: OSBC (490M) vs PFS (1.46B). PFS has higher revenues than OSBC: PFS (479M) vs OSBC (281M).
OSBCPFSOSBC / PFS
Capitalization608M1.1B55%
EBITDAN/AN/A-
Gain YTD-6.033-8.16374%
P/E Ratio6.718.4979%
Revenue281M479M59%
Total Cash59.5M189M31%
Total Debt490M1.46B34%
FUNDAMENTALS RATINGS
OSBC vs PFS: Fundamental Ratings
OSBC
PFS
OUTLOOK RATING
1..100
2215
VALUATION
overvalued / fair valued / undervalued
1..100
52
Fair valued
35
Fair valued
PROFIT vs RISK RATING
1..100
2552
SMR RATING
1..100
109
PRICE GROWTH RATING
1..100
5255
P/E GROWTH RATING
1..100
2314
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PFS's Valuation (35) in the Savings Banks industry is in the same range as OSBC (52) in the Regional Banks industry. This means that PFS’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (25) in the Regional Banks industry is in the same range as PFS (52) in the Savings Banks industry. This means that OSBC’s stock grew similarly to PFS’s over the last 12 months.

PFS's SMR Rating (9) in the Savings Banks industry is in the same range as OSBC (10) in the Regional Banks industry. This means that PFS’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Price Growth Rating (52) in the Regional Banks industry is in the same range as PFS (55) in the Savings Banks industry. This means that OSBC’s stock grew similarly to PFS’s over the last 12 months.

PFS's P/E Growth Rating (14) in the Savings Banks industry is in the same range as OSBC (23) in the Regional Banks industry. This means that PFS’s stock grew similarly to OSBC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCPFS
RSI
ODDS (%)
Bearish Trend 2 days ago
76%
Bullish Trend 2 days ago
67%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
64%
Momentum
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
68%
MACD
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
66%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
61%
Advances
ODDS (%)
Bullish Trend 5 days ago
67%
Bullish Trend 8 days ago
57%
Declines
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 4 days ago
60%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
58%
Aroon
ODDS (%)
Bearish Trend 2 days ago
53%
Bearish Trend 2 days ago
63%
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OSBC
Daily Signalchanged days ago
Gain/Loss if bought
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PFS
Daily Signalchanged days ago
Gain/Loss if bought
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with FNB. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-1.01%
FNB - OSBC
86%
Closely correlated
-0.94%
SBCF - OSBC
86%
Closely correlated
-0.68%
CATY - OSBC
85%
Closely correlated
-1.13%
ASB - OSBC
85%
Closely correlated
-0.26%
FFBC - OSBC
85%
Closely correlated
-0.78%
More

PFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFS has been closely correlated with BHLB. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFS jumps, then BHLB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFS
1D Price
Change %
PFS100%
-0.52%
BHLB - PFS
91%
Closely correlated
-0.58%
FFBC - PFS
89%
Closely correlated
-0.78%
NWBI - PFS
89%
Closely correlated
-0.56%
PPBI - PFS
89%
Closely correlated
+0.05%
EBC - PFS
89%
Closely correlated
-0.59%
More