PFSI
Price
$98.18
Change
-$0.64 (-0.65%)
Updated
Aug 7 closing price
Capitalization
4.52B
76 days until earnings call
UWMC
Price
$4.50
Change
+$0.15 (+3.45%)
Updated
Aug 7 closing price
Capitalization
686.13M
89 days until earnings call
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PFSI vs UWMC

Header iconPFSI vs UWMC Comparison
Open Charts PFSI vs UWMCBanner chart's image
PennyMac Financial Services
Price$98.18
Change-$0.64 (-0.65%)
Volume$286.4K
Capitalization4.52B
UWM Holdings
Price$4.50
Change+$0.15 (+3.45%)
Volume$16.36M
Capitalization686.13M
PFSI vs UWMC Comparison Chart in %
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PFSI
Daily Signalchanged days ago
Gain/Loss if bought
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UWMC
Daily Signalchanged days ago
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PFSI vs. UWMC commentary
Aug 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PFSI is a StrongBuy and UWMC is a Buy.

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COMPARISON
Comparison
Aug 08, 2025
Stock price -- (PFSI: $98.18 vs. UWMC: $4.50)
Brand notoriety: PFSI and UWMC are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: PFSI: 73% vs. UWMC: 246%
Market capitalization -- PFSI: $4.52B vs. UWMC: $686.13M
PFSI [@Finance/Rental/Leasing] is valued at $4.52B. UWMC’s [@Finance/Rental/Leasing] market capitalization is $686.13M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.06B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PFSI’s FA Score shows that 1 FA rating(s) are green whileUWMC’s FA Score has 1 green FA rating(s).

  • PFSI’s FA Score: 1 green, 4 red.
  • UWMC’s FA Score: 1 green, 4 red.
According to our system of comparison, PFSI is a better buy in the long-term than UWMC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PFSI’s TA Score shows that 6 TA indicator(s) are bullish while UWMC’s TA Score has 6 bullish TA indicator(s).

  • PFSI’s TA Score: 6 bullish, 3 bearish.
  • UWMC’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, PFSI is a better buy in the short-term than UWMC.

Price Growth

PFSI (@Finance/Rental/Leasing) experienced а +5.41% price change this week, while UWMC (@Finance/Rental/Leasing) price change was +11.94% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +1.96%. For the same industry, the average monthly price growth was +1.50%, and the average quarterly price growth was +14.33%.

Reported Earning Dates

PFSI is expected to report earnings on Oct 23, 2025.

UWMC is expected to report earnings on Nov 05, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+1.96% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
PFSI($4.53B) has a higher market cap than UWMC($686M). UWMC has higher P/E ratio than PFSI: UWMC (42.47) vs PFSI (32.75). PFSI YTD gains are higher at: -3.296 vs. UWMC (-20.012). UWMC has less debt than PFSI: UWMC (2.97B) vs PFSI (13.5B). PFSI has higher revenues than UWMC: PFSI (2.04B) vs UWMC (794M).
PFSIUWMCPFSI / UWMC
Capitalization4.53B686M660%
EBITDA424MN/A-
Gain YTD-3.296-20.01216%
P/E Ratio32.7542.4777%
Revenue2.04B794M257%
Total Cash949MN/A-
Total Debt13.5B2.97B455%
FUNDAMENTALS RATINGS
PFSI: Fundamental Ratings
PFSI
OUTLOOK RATING
1..100
6
VALUATION
overvalued / fair valued / undervalued
1..100
42
Fair valued
PROFIT vs RISK RATING
1..100
19
SMR RATING
1..100
69
PRICE GROWTH RATING
1..100
58
P/E GROWTH RATING
1..100
93
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
PFSIUWMC
RSI
ODDS (%)
N/A
Bearish Trend 1 day ago
79%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
71%
Bullish Trend 1 day ago
76%
Momentum
ODDS (%)
Bullish Trend 1 day ago
70%
Bearish Trend 1 day ago
76%
MACD
ODDS (%)
Bullish Trend 1 day ago
73%
Bullish Trend 1 day ago
80%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
75%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
60%
Bullish Trend 1 day ago
75%
Advances
ODDS (%)
Bullish Trend 3 days ago
68%
Bullish Trend 3 days ago
74%
Declines
ODDS (%)
Bearish Trend 1 day ago
64%
Bearish Trend 8 days ago
78%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
67%
Bearish Trend 1 day ago
74%
Aroon
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
72%
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PFSI
Daily Signalchanged days ago
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UWMC
Daily Signalchanged days ago
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PFSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFSI has been closely correlated with UWMC. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFSI jumps, then UWMC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFSI
1D Price
Change %
PFSI100%
-0.65%
UWMC - PFSI
67%
Closely correlated
+3.45%
COOP - PFSI
62%
Loosely correlated
-2.55%
RKT - PFSI
61%
Loosely correlated
-3.15%
WD - PFSI
58%
Loosely correlated
+5.87%
LC - PFSI
56%
Loosely correlated
-2.49%
More

UWMC and

Correlation & Price change

A.I.dvisor indicates that over the last year, UWMC has been closely correlated with PFSI. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UWMC jumps, then PFSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UWMC
1D Price
Change %
UWMC100%
+3.45%
PFSI - UWMC
67%
Closely correlated
-0.65%
RKT - UWMC
65%
Loosely correlated
-3.15%
WD - UWMC
53%
Loosely correlated
+5.87%
PRAA - UWMC
50%
Loosely correlated
+0.19%
COOP - UWMC
50%
Loosely correlated
-2.55%
More