PFSI
Price
$107.62
Change
+$0.97 (+0.91%)
Updated
Jan 17 closing price
Capitalization
4.52B
11 days until earnings call
WU
Price
$10.43
Change
-$0.11 (-1.04%)
Updated
Jan 17 closing price
Capitalization
4.7B
18 days until earnings call
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PFSI vs WU

Header iconPFSI vs WU Comparison
Open Charts PFSI vs WUBanner chart's image
PennyMac Financial Services
Price$107.62
Change+$0.97 (+0.91%)
Volume$186.65K
Capitalization4.52B
Western Union Company (The)
Price$10.43
Change-$0.11 (-1.04%)
Volume$4.56M
Capitalization4.7B
PFSI vs WU Comparison Chart
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PFSI
Daily Signalchanged days ago
Gain/Loss if bought
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WU
Daily Signalchanged days ago
Gain/Loss if bought
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PFSI vs. WU commentary
Jan 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PFSI is a Hold and WU is a Hold.

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COMPARISON
Comparison
Jan 19, 2025
Stock price -- (PFSI: $107.62 vs. WU: $10.43)
Brand notoriety: PFSI and WU are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: PFSI: 72% vs. WU: 103%
Market capitalization -- PFSI: $4.52B vs. WU: $4.7B
PFSI [@Finance/Rental/Leasing] is valued at $4.52B. WU’s [@Finance/Rental/Leasing] market capitalization is $4.7B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.49B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PFSI’s FA Score shows that 2 FA rating(s) are green whileWU’s FA Score has 2 green FA rating(s).

  • PFSI’s FA Score: 2 green, 3 red.
  • WU’s FA Score: 2 green, 3 red.
According to our system of comparison, PFSI is a better buy in the long-term than WU.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PFSI’s TA Score shows that 2 TA indicator(s) are bullish while WU’s TA Score has 3 bullish TA indicator(s).

  • PFSI’s TA Score: 2 bullish, 3 bearish.
  • WU’s TA Score: 3 bullish, 3 bearish.
According to our system of comparison, WU is a better buy in the short-term than PFSI.

Price Growth

PFSI (@Finance/Rental/Leasing) experienced а +11.85% price change this week, while WU (@Finance/Rental/Leasing) price change was +1.56% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +4.15%. For the same industry, the average monthly price growth was +8.18%, and the average quarterly price growth was +24.16%.

Reported Earning Dates

PFSI is expected to report earnings on May 01, 2025.

WU is expected to report earnings on May 13, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+4.15% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
WU($4.7B) and PFSI($4.53B) have the same market capitalization . PFSI has higher P/E ratio than WU: PFSI (32.75) vs WU (8.18). PFSI YTD gains are higher at: 5.365 vs. WU (-1.604). WU has higher annual earnings (EBITDA): 1.04B vs. PFSI (424M). WU has more cash in the bank: 3.22B vs. PFSI (949M). WU has less debt than PFSI: WU (2.67B) vs PFSI (13.5B). WU has higher revenues than PFSI: WU (4.36B) vs PFSI (2.04B).
PFSIWUPFSI / WU
Capitalization4.53B4.7B96%
EBITDA424M1.04B41%
Gain YTD5.365-1.604-335%
P/E Ratio32.758.18400%
Revenue2.04B4.36B47%
Total Cash949M3.22B29%
Total Debt13.5B2.67B506%
FUNDAMENTALS RATINGS
PFSI vs WU: Fundamental Ratings
PFSI
WU
OUTLOOK RATING
1..100
2617
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
33
Fair valued
PROFIT vs RISK RATING
1..100
8100
SMR RATING
1..100
8412
PRICE GROWTH RATING
1..100
4574
P/E GROWTH RATING
1..100
4788
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PFSI's Valuation (33) in the Finance Or Rental Or Leasing industry is in the same range as WU (33). This means that PFSI’s stock grew similarly to WU’s over the last 12 months.

PFSI's Profit vs Risk Rating (8) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for WU (100). This means that PFSI’s stock grew significantly faster than WU’s over the last 12 months.

WU's SMR Rating (12) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PFSI (84). This means that WU’s stock grew significantly faster than PFSI’s over the last 12 months.

PFSI's Price Growth Rating (45) in the Finance Or Rental Or Leasing industry is in the same range as WU (74). This means that PFSI’s stock grew similarly to WU’s over the last 12 months.

PFSI's P/E Growth Rating (47) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for WU (88). This means that PFSI’s stock grew somewhat faster than WU’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PFSIWU
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bullish Trend 12 days ago
75%
Bullish Trend 12 days ago
58%
Momentum
ODDS (%)
Bearish Trend 12 days ago
55%
Bearish Trend 12 days ago
57%
MACD
ODDS (%)
N/A
Bearish Trend 12 days ago
56%
TrendWeek
ODDS (%)
Bearish Trend 12 days ago
62%
Bearish Trend 12 days ago
62%
TrendMonth
ODDS (%)
Bearish Trend 12 days ago
60%
Bearish Trend 12 days ago
62%
Advances
ODDS (%)
Bullish Trend 25 days ago
73%
Bullish Trend 25 days ago
55%
Declines
ODDS (%)
Bearish Trend 21 days ago
64%
Bearish Trend 13 days ago
61%
BollingerBands
ODDS (%)
N/A
N/A
Aroon
ODDS (%)
Bearish Trend 12 days ago
71%
Bullish Trend 12 days ago
61%
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PFSI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
WU
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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PFSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFSI has been closely correlated with COOP. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFSI jumps, then COOP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFSI
1D Price
Change %
PFSI100%
+0.91%
COOP - PFSI
72%
Closely correlated
+2.21%
WD - PFSI
69%
Closely correlated
-0.16%
RKT - PFSI
66%
Loosely correlated
+1.11%
UWMC - PFSI
65%
Loosely correlated
-0.65%
LC - PFSI
56%
Loosely correlated
+1.96%
More