Advertisement
ALL vs PGR
Which Stock Would AI Choose? Allstate (ALL) vs. Progressive (PGR) Stock Comparison
Key Takeaways
- Allstate (ALL) boasts a lower trailing P/E ratio (price-to-earnings ratio) of 5.6 compared to Progressive's (PGR) 10.2, suggesting relatively cheaper valuation.
- PGR holds a larger market capitalization at approximately $117 billion versus ALL's $55 billion, reflecting greater scale in the property and casualty (P&C) insurance sector.
- Recent market activity shows ALL with year-to-date (YTD) gains of 3.1% and stable momentum ahead of Q1 earnings, while PGR has experienced share price softness despite YTD gains of 6.3%.
- Both stocks exhibit low betas (a measure of volatility relative to the market)—ALL at 0.22 and PGR at 0.33—indicating defensive positioning amid sector challenges like catastrophe risks.
- ROE (return on equity) remains robust for both, with ALL at 39.5% and PGR at 37.9%, highlighting efficient capital utilization in recent quarters.
Introduction
Allstate (ALL) and Progressive (PGR) are leading players in the property and casualty insurance industry, particularly in auto and homeowners coverage. This comparison is relevant for value-oriented investors seeking stability in defensive sectors, as well as traders monitoring relative performance amid interest rate shifts and catastrophe exposure. Both stocks offer dividends and low volatility, but differ in scale, valuation, and recent momentum. With Q1 earnings approaching, understanding their business models, financial health, and market positioning aids in assessing sector trade-offs in the current environment.
ALL Overview and Recent Performance
Allstate Corporation (ALL) provides personal lines insurance, including auto, homeowners, and life products, serving millions of policyholders primarily in the U.S. In recent weeks, ALL shares have traded around $213, reflecting steady performance with a 52-week range of $188 to $219. YTD gains stand at 3.1%, supported by anticipation of strong Q1 results, including projected EPS growth over 110% year-over-year driven by net investment income (NII, interest and dividends from investments). Sentiment has benefited from analyst upgrades, such as Bank of America and Barclays raising price targets, amid improved underwriting discipline post-catastrophe events. However, the stock trails broader indices slightly, influenced by sector-wide pressures from rising claims costs.
PGR Overview and Recent Performance
Progressive Corporation (PGR) specializes in personal auto insurance with growing commercial lines, leveraging data analytics for competitive pricing and policies in force. Shares have softened recently to around $201, down from 52-week highs near $290, with YTD performance at 6.3%. This pullback follows mixed quarterly results showing revenue growth to $23.6 billion but valuation concerns amid regulatory scrutiny and higher loss ratios. Recent market activity highlights resilience in premiums earned, yet investor caution persists due to share price declines over longer periods, including a 12-month underperformance relative to peers. Upcoming Q1 earnings are expected to show net premiums up 8.8%.
Trending AI Robots
Tickeron’s Trending AI Robots page showcases a curated selection of 25 top-performing AI trading bots from a library of over 350, handpicked for their suitability in current market conditions. These bots employ diverse strategies like trend following, volatility plays, and multi-agent systems across timeframes from 5 minutes to daily charts, trading stocks, ETFs, and sectors including finance and semiconductors. Performance stats vary widely: win rates between 48% and 88%, annualized ROIs from 15% to 168%, and profit factors up to 11.7, with average trade durations of 1-55 days. Whether short-term scalping or longer holds, these bots offer statistically backed signals with risk management features like take-profit/stop-loss corridors. Traders can explore this page to identify bots matching their style and review real-time stats for thousands of tickers.
Head-to-Head Comparison
Both Allstate (ALL) and Progressive (PGR) operate in P&C insurance, focusing on auto but with ALL emphasizing homeowners and PGR excelling in commercial auto growth. Valuation contrasts sharply: ALL's forward P/E of 8.5 and PEG (price/earnings-to-growth) of 0.46 signal undervaluation versus PGR's 12.3 P/E and elevated 30.8 PEG. Momentum favors ALL's recent stability over PGR's pullback, though PGR's larger scale drives higher revenue. Risk factors include catastrophe losses and inflation-driven claims for both, but ALL's lower beta offers less volatility. Market sentiment tilts toward ALL pre-earnings, while PGR contends with softer pricing power; dividend yields are competitive, with ALL at 2% and PGR higher amid payout debates.
Tickeron AI Verdict
Tickeron’s AI currently favors Allstate (ALL) over Progressive (PGR) based on superior valuation metrics, trend consistency in recent market activity, lower beta for stability, and catalysts like projected Q1 EPS beats. While PGR offers scale advantages, ALL's relative positioning suggests higher probability of near-term outperformance, though both remain viable in a defensive sector rotation.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full Disclaimers and Limitations.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALL is a Hold and PGR is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ALL’s FA Score shows that 1 FA rating(s) are green whilePGR’s FA Score has 0 green FA rating(s).
- ALL’s FA Score: 1 green, 4 red.
- PGR’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ALL’s TA Score shows that 3 TA indicator(s) are bullish while PGR’s TA Score has 3 bullish TA indicator(s).
- ALL’s TA Score: 3 bullish, 4 bearish.
- PGR’s TA Score: 3 bullish, 5 bearish.
Price Growth
ALL (@Property/Casualty Insurance) experienced а -1.09% price change this week, while PGR (@Property/Casualty Insurance) price change was -0.43% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was -0.24%. For the same industry, the average monthly price growth was +0.55%, and the average quarterly price growth was +0.40%.
Reported Earning Dates
ALL is expected to report earnings on Aug 05, 2026.
PGR is expected to report earnings on Jul 09, 2026.
Industries' Descriptions
@Property/Casualty Insurance (-0.24% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
| ALL | PGR | ALL / PGR | |
| Capitalization | 55.5B | 115B | 48% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 4.074 | -8.434 | -48% |
| P/E Ratio | 4.77 | 9.97 | 48% |
| Revenue | 67.6B | 89.4B | 76% |
| Total Cash | 5.4B | 13.1B | 41% |
| Total Debt | 7.49B | 8.39B | 89% |
ALL | PGR | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 74 | 77 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 53 Fair valued | 77 Overvalued | |
PROFIT vs RISK RATING 1..100 | 12 | 39 | |
SMR RATING 1..100 | 81 | 75 | |
PRICE GROWTH RATING 1..100 | 34 | 60 | |
P/E GROWTH RATING 1..100 | 97 | 92 | |
SEASONALITY SCORE 1..100 | 85 | 85 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ALL's Valuation (53) in the Property Or Casualty Insurance industry is in the same range as PGR (77). This means that ALL’s stock grew similarly to PGR’s over the last 12 months.
ALL's Profit vs Risk Rating (12) in the Property Or Casualty Insurance industry is in the same range as PGR (39). This means that ALL’s stock grew similarly to PGR’s over the last 12 months.
PGR's SMR Rating (75) in the Property Or Casualty Insurance industry is in the same range as ALL (81). This means that PGR’s stock grew similarly to ALL’s over the last 12 months.
ALL's Price Growth Rating (34) in the Property Or Casualty Insurance industry is in the same range as PGR (60). This means that ALL’s stock grew similarly to PGR’s over the last 12 months.
PGR's P/E Growth Rating (92) in the Property Or Casualty Insurance industry is in the same range as ALL (97). This means that PGR’s stock grew similarly to ALL’s over the last 12 months.
| ALL | PGR | |
|---|---|---|
| RSI ODDS (%) | N/A | N/A |
| Stochastic ODDS (%) | 1 day ago 47% | 1 day ago 65% |
| Momentum ODDS (%) | 1 day ago 69% | 1 day ago 47% |
| MACD ODDS (%) | 1 day ago 33% | 1 day ago 47% |
| TrendWeek ODDS (%) | 1 day ago 51% | 1 day ago 47% |
| TrendMonth ODDS (%) | 1 day ago 59% | 1 day ago 41% |
| Advances ODDS (%) | 1 day ago 60% | 3 days ago 56% |
| Declines ODDS (%) | 7 days ago 49% | 7 days ago 50% |
| BollingerBands ODDS (%) | 1 day ago 63% | 1 day ago 44% |
| Aroon ODDS (%) | 1 day ago 56% | 1 day ago 57% |
Advertisement
| 1 Day | |||
|---|---|---|---|
| ETFs / NAME | Price $ | Chg $ | Chg % |
| BULX | 4.80 | 0.08 | +1.72% |
| GraniteShares 2x Long BULL Daily ETF | |||
| OEF | 370.81 | 3.19 | +0.87% |
| iShares S&P 100 ETF | |||
| SPDG | 44.80 | 0.14 | +0.32% |
| State Street SPDR PortS&PSectNetrlDivETF | |||
| MBS | 8.65 | -0.01 | -0.12% |
| Angel Oak Mortgage-Backed Securities ETF | |||
| PDT | 12.91 | -0.05 | -0.39% |
| John Hancock Premium Dividend Fund | |||
PGR and
Correlation & Price change
A.I.dvisor indicates that over the last year, PGR has been closely correlated with HIG. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if PGR jumps, then HIG could also see price increases.