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ALL vs PGR
Which Stock Would AI Choose? The Allstate Corporation (ALL) vs. The Progressive Corporation (PGR) Stock Comparison
Key Takeaways
- The Allstate Corporation (ALL) has delivered strong year-to-date performance with returns exceeding 28%, significantly outpacing The Progressive Corporation (PGR) which has seen modest declines in the same period.
- ALL has recently approached or reached multi-month highs amid positive earnings momentum and dividend stability, while PGR has faced relative pressure from slower policy growth and margin dynamics in the auto insurance segment.
- Both companies operate in the property and casualty insurance sector but differ in business mix, with ALL offering broader diversification across personal lines and PGR maintaining a more concentrated focus on auto insurance.
- Recent market activity highlights contrasting momentum: ALL benefits from robust underwriting results and shareholder returns, whereas PGR’s valuation reflects a reset amid competitive pricing pressures.
- Sector sentiment remains supportive for insurers overall, yet relative positioning favors ALL in the near term due to observable trend consistency and earnings beats.
- Longer-term historical records show PGR with superior compounded returns over a decade, underscoring trade-offs between current momentum and established growth profiles.
Introduction
The Allstate Corporation (ALL) and The Progressive Corporation (PGR) represent two leading players in the U.S. property and casualty insurance industry, making them natural subjects for comparison among investors seeking exposure to this defensive yet cyclical sector. Traders and portfolio managers monitoring insurance equities often evaluate these names together due to shared exposure to auto and home insurance trends, interest rate environments, and catastrophe risks. This analysis examines recent price behavior, operational developments, and relative positioning to assist those assessing short- to intermediate-term opportunities or constructing sector allocations. The comparison draws on verifiable market data and company disclosures without projecting future outcomes.
ALL Overview and Recent Performance
The Allstate Corporation (ALL) provides personal property and casualty insurance products, including auto, homeowners, and life coverage, serving millions of customers through multiple distribution channels. In recent market activity, the stock has exhibited notable strength, achieving gains of approximately 28% year-to-date and approaching 52-week highs near $274 during late July sessions. Positive drivers include favorable underwriting margins and earnings results that exceeded consensus expectations in recent quarters. Dividend declarations, such as the $1.08 quarterly payout, have reinforced income appeal. Sentiment has been supported by broader sector tailwinds and company-specific operational execution, contributing to sustained upward price movement amid fluctuating interest rates and claims environments.
PGR Overview and Recent Performance
The Progressive Corporation (PGR) specializes primarily in personal auto insurance while expanding into commercial lines and other property-casualty products, leveraging technology-driven pricing and direct distribution. During recent market activity, the stock has posted more muted results, with year-to-date performance near flat to slightly negative territory compared to broader market benchmarks. Factors influencing the trajectory include competitive pressures in auto insurance pricing and adjustments in policy acquisition amid economic conditions. Despite these headwinds, the company maintains scale advantages and historical records of consistent profitability. Market sentiment reflects a period of valuation recalibration, with performance trailing peers in the insurance group over the observed timeframe.
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Head-to-Head Comparison
In business model terms, ALL maintains broader diversification across personal lines including homeowners insurance, potentially offering resilience during auto-specific cycles, while PGR’s concentrated auto focus enables specialized pricing expertise but heightens sensitivity to rate competition. Growth drivers contrast as ALL has leveraged recent earnings momentum and dividend consistency, whereas PGR emphasizes technological scale for long-term compounding. Recent momentum favors ALL with superior year-to-date returns and trend consistency, though PGR retains advantages in historical total returns over multi-year periods. Risk factors include catastrophe exposure common to both and interest rate impacts on investment portfolios. Sector exposure remains aligned within property-casualty insurance, yet market sentiment has tilted toward ALL amid observable outperformance, creating trade-offs between near-term stability and established long-term records.
Tickeron AI Verdict
Based on observable factors such as stronger trailing price momentum, earnings consistency, and relative positioning within the sector, Tickeron’s AI would currently assign a probabilistic preference to The Allstate Corporation (ALL) over The Progressive Corporation (PGR). This assessment rests on converging signals including recent outperformance and margin trends, while acknowledging PGR’s established long-term compounding profile. Such evaluations remain probabilistic and subject to shifts in market conditions.
Disclaimer
The information on this webpage is provided for general informational and educational purposes only and is not intended as investment advice, a recommendation to purchase or sell any security, or an offer or solicitation related to investments. It does not consider your personal financial situation, goals, or risk profile, and all investing carries inherent risks, including the possibility of losing your entire investment. For more details, please review our full disclaimer.
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALL is a Hold and PGR is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
ALL’s FA Score shows that 2 FA rating(s) are green whilePGR’s FA Score has 0 green FA rating(s).
- ALL’s FA Score: 2 green, 3 red.
- PGR’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
ALL’s TA Score shows that 3 TA indicator(s) are bullish while PGR’s TA Score has 5 bullish TA indicator(s).
- ALL’s TA Score: 3 bullish, 5 bearish.
- PGR’s TA Score: 5 bullish, 6 bearish.
Price Growth
ALL (@Property/Casualty Insurance) experienced а -5.32% price change this week, while PGR (@Property/Casualty Insurance) price change was -3.00% for the same time period.
The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +0.62%. For the same industry, the average monthly price growth was +6.83%, and the average quarterly price growth was +16.72%.
Reported Earning Dates
ALL is expected to report earnings on Nov 04, 2026.
PGR is expected to report earnings on Oct 08, 2026.
Industries' Descriptions
@Property/Casualty Insurance (+0.62% weekly)Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.
| ALL | PGR | ALL / PGR | |
| Capitalization | 65.9B | 121B | 54% |
| EBITDA | N/A | N/A | - |
| Gain YTD | 26.436 | -2.358 | -1,121% |
| P/E Ratio | 5.22 | 10.48 | 50% |
| Revenue | 67.6B | 89.4B | 76% |
| Total Cash | 5.4B | N/A | - |
| Total Debt | 7.49B | 8.39B | 89% |
ALL | PGR | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 86 | 85 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 43 Fair valued | 56 Fair valued | |
PROFIT vs RISK RATING 1..100 | 4 | 35 | |
SMR RATING 1..100 | 26 | 34 | |
PRICE GROWTH RATING 1..100 | 44 | 61 | |
P/E GROWTH RATING 1..100 | 93 | 78 | |
SEASONALITY SCORE 1..100 | 50 | 30 |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
ALL's Valuation (43) in the Property Or Casualty Insurance industry is in the same range as PGR (56). This means that ALL’s stock grew similarly to PGR’s over the last 12 months.
ALL's Profit vs Risk Rating (4) in the Property Or Casualty Insurance industry is in the same range as PGR (35). This means that ALL’s stock grew similarly to PGR’s over the last 12 months.
ALL's SMR Rating (26) in the Property Or Casualty Insurance industry is in the same range as PGR (34). This means that ALL’s stock grew similarly to PGR’s over the last 12 months.
ALL's Price Growth Rating (44) in the Property Or Casualty Insurance industry is in the same range as PGR (61). This means that ALL’s stock grew similarly to PGR’s over the last 12 months.
PGR's P/E Growth Rating (78) in the Property Or Casualty Insurance industry is in the same range as ALL (93). This means that PGR’s stock grew similarly to ALL’s over the last 12 months.
| ALL | PGR | |
|---|---|---|
| RSI ODDS (%) | 2 days ago 63% | 2 days ago 47% |
| Stochastic ODDS (%) | 2 days ago 71% | 2 days ago 65% |
| Momentum ODDS (%) | 2 days ago 48% | 2 days ago 41% |
| MACD ODDS (%) | 2 days ago 37% | 2 days ago 49% |
| TrendWeek ODDS (%) | 2 days ago 50% | 2 days ago 46% |
| TrendMonth ODDS (%) | 2 days ago 63% | 2 days ago 41% |
| Advances ODDS (%) | 9 days ago 62% | 10 days ago 57% |
| Declines ODDS (%) | 3 days ago 49% | 3 days ago 50% |
| BollingerBands ODDS (%) | 2 days ago 52% | 2 days ago 61% |
| Aroon ODDS (%) | 2 days ago 69% | 2 days ago 67% |
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