ALRS
Price
$22.61
Change
-$0.14 (-0.62%)
Updated
Sep 26, 12:15 PM (EDT)
Capitalization
577.77M
26 days until earnings call
UBOH
Price
$36.70
Change
-$0.30 (-0.81%)
Updated
Sep 23 closing price
Capitalization
108.64M
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ALRS vs UBOH

Header iconALRS vs UBOH Comparison
Open Charts ALRS vs UBOHBanner chart's image
Alerus Financial
Price$22.61
Change-$0.14 (-0.62%)
Volume$300
Capitalization577.77M
United Bancshares
Price$36.70
Change-$0.30 (-0.81%)
Volume$1.31K
Capitalization108.64M
ALRS vs UBOH Comparison Chart in %
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ALRS
Daily Signalchanged days ago
Gain/Loss if bought
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UBOH
Daily Signalchanged days ago
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ALRS vs. UBOH commentary
Sep 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALRS is a Buy and UBOH is a Hold.

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COMPARISON
Comparison
Sep 26, 2025
Stock price -- (ALRS: $22.75 vs. UBOH: $36.70)
Brand notoriety: ALRS and UBOH are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ALRS: 88% vs. UBOH: 33%
Market capitalization -- ALRS: $577.77M vs. UBOH: $108.64M
ALRS [@Regional Banks] is valued at $577.77M. UBOH’s [@Regional Banks] market capitalization is $108.64M. The market cap for tickers in the [@Regional Banks] industry ranges from $164.29B to $0. The average market capitalization across the [@Regional Banks] industry is $7.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ALRS’s FA Score shows that 0 FA rating(s) are green whileUBOH’s FA Score has 1 green FA rating(s).

  • ALRS’s FA Score: 0 green, 5 red.
  • UBOH’s FA Score: 1 green, 4 red.
According to our system of comparison, UBOH is a better buy in the long-term than ALRS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ALRS’s TA Score shows that 4 TA indicator(s) are bullish while UBOH’s TA Score has 2 bullish TA indicator(s).

  • ALRS’s TA Score: 4 bullish, 6 bearish.
  • UBOH’s TA Score: 2 bullish, 4 bearish.
According to our system of comparison, UBOH is a better buy in the short-term than ALRS.

Price Growth

ALRS (@Regional Banks) experienced а -2.86% price change this week, while UBOH (@Regional Banks) price change was -1.08% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.19%. For the same industry, the average monthly price growth was +1.02%, and the average quarterly price growth was +13.60%.

Reported Earning Dates

ALRS is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (-0.19% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ALRS($578M) has a higher market cap than UBOH($109M). ALRS has higher P/E ratio than UBOH: ALRS (15.17) vs UBOH (13.01). UBOH (21.117) and ALRS (20.694) have similar YTD gains . ALRS has more cash in the bank: 34.9M vs. UBOH (14.4M). UBOH has less debt than ALRS: UBOH (16.6M) vs ALRS (277M). ALRS has higher revenues than UBOH: ALRS (260M) vs UBOH (37.3M).
ALRSUBOHALRS / UBOH
Capitalization578M109M530%
EBITDAN/AN/A-
Gain YTD20.69421.11798%
P/E Ratio15.1713.01117%
Revenue260M37.3M697%
Total Cash34.9M14.4M242%
Total Debt277M16.6M1,669%
FUNDAMENTALS RATINGS
ALRS vs UBOH: Fundamental Ratings
ALRS
UBOH
OUTLOOK RATING
1..100
5889
VALUATION
overvalued / fair valued / undervalued
1..100
49
Fair valued
83
Overvalued
PROFIT vs RISK RATING
1..100
7935
SMR RATING
1..100
3859
PRICE GROWTH RATING
1..100
4939
P/E GROWTH RATING
1..100
9911
SEASONALITY SCORE
1..100
5027

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ALRS's Valuation (49) in the null industry is somewhat better than the same rating for UBOH (83) in the Regional Banks industry. This means that ALRS’s stock grew somewhat faster than UBOH’s over the last 12 months.

UBOH's Profit vs Risk Rating (35) in the Regional Banks industry is somewhat better than the same rating for ALRS (79) in the null industry. This means that UBOH’s stock grew somewhat faster than ALRS’s over the last 12 months.

ALRS's SMR Rating (38) in the null industry is in the same range as UBOH (59) in the Regional Banks industry. This means that ALRS’s stock grew similarly to UBOH’s over the last 12 months.

UBOH's Price Growth Rating (39) in the Regional Banks industry is in the same range as ALRS (49) in the null industry. This means that UBOH’s stock grew similarly to ALRS’s over the last 12 months.

UBOH's P/E Growth Rating (11) in the Regional Banks industry is significantly better than the same rating for ALRS (99) in the null industry. This means that UBOH’s stock grew significantly faster than ALRS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ALRSUBOH
RSI
ODDS (%)
Bearish Trend 1 day ago
76%
Bearish Trend 3 days ago
37%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
46%
Momentum
ODDS (%)
Bearish Trend 1 day ago
78%
N/A
MACD
ODDS (%)
Bearish Trend 1 day ago
73%
Bearish Trend 1 day ago
33%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
70%
Bearish Trend 1 day ago
44%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
61%
Advances
ODDS (%)
Bullish Trend 9 days ago
57%
Bullish Trend 11 days ago
56%
Declines
ODDS (%)
Bearish Trend 1 day ago
65%
N/A
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
61%
Bearish Trend 1 day ago
22%
Aroon
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
71%
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ALRS
Daily Signalchanged days ago
Gain/Loss if bought
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UBOH
Daily Signalchanged days ago
Gain/Loss if bought
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ALRS and

Correlation & Price change

A.I.dvisor indicates that over the last year, ALRS has been closely correlated with SHBI. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if ALRS jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ALRS
1D Price
Change %
ALRS100%
-0.74%
SHBI - ALRS
70%
Closely correlated
-0.24%
NWBI - ALRS
68%
Closely correlated
-0.16%
FISI - ALRS
68%
Closely correlated
+0.07%
EBC - ALRS
67%
Closely correlated
+1.51%
CPF - ALRS
67%
Closely correlated
+0.26%
More

UBOH and

Correlation & Price change

A.I.dvisor tells us that UBOH and ALRS have been poorly correlated (+26% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that UBOH and ALRS's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBOH
1D Price
Change %
UBOH100%
N/A
ALRS - UBOH
26%
Poorly correlated
-0.74%
PCB - UBOH
25%
Poorly correlated
-0.26%
GNTY - UBOH
23%
Poorly correlated
-0.35%
ORRF - UBOH
23%
Poorly correlated
-0.20%
BCBP - UBOH
23%
Poorly correlated
-0.45%
More