ATLC
Price
$59.14
Change
-$0.84 (-1.40%)
Updated
Jan 31, 04:59 PM (EDT)
Capitalization
432.41M
40 days until earnings call
CPSS
Price
$11.77
Change
-$0.67 (-5.39%)
Updated
Jan 31, 04:59 PM (EDT)
Capitalization
160.8M
18 days until earnings call
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ATLC vs CPSS

Header iconATLC vs CPSS Comparison
Open Charts ATLC vs CPSSBanner chart's image
Atlanticus Holdings
Price$59.14
Change-$0.84 (-1.40%)
Volume$500
Capitalization432.41M
Consumer Portfolio Services
Price$11.77
Change-$0.67 (-5.39%)
Volume$629
Capitalization160.8M
ATLC vs CPSS Comparison Chart
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ATLC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
CPSS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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ATLC vs. CPSS commentary
Feb 01, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ATLC is a Buy and CPSS is a Hold.

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COMPARISON
Comparison
Feb 01, 2025
Stock price -- (ATLC: $59.98 vs. CPSS: $12.44)
Brand notoriety: ATLC and CPSS are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: ATLC: 74% vs. CPSS: 99%
Market capitalization -- ATLC: $432.41M vs. CPSS: $160.8M
ATLC [@Finance/Rental/Leasing] is valued at $432.41M. CPSS’s [@Finance/Rental/Leasing] market capitalization is $160.8M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.49B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ATLC’s FA Score shows that 2 FA rating(s) are green whileCPSS’s FA Score has 2 green FA rating(s).

  • ATLC’s FA Score: 2 green, 3 red.
  • CPSS’s FA Score: 2 green, 3 red.
According to our system of comparison, ATLC is a better buy in the long-term than CPSS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ATLC’s TA Score shows that 4 TA indicator(s) are bullish while CPSS’s TA Score has 4 bullish TA indicator(s).

  • ATLC’s TA Score: 4 bullish, 3 bearish.
  • CPSS’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, both ATLC and CPSS are a good buy in the short-term.

Price Growth

ATLC (@Finance/Rental/Leasing) experienced а +2.86% price change this week, while CPSS (@Finance/Rental/Leasing) price change was +8.17% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -0.02%. For the same industry, the average monthly price growth was +6.03%, and the average quarterly price growth was +28.65%.

Reported Earning Dates

ATLC is expected to report earnings on May 13, 2025.

CPSS is expected to report earnings on Apr 16, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-0.02% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
ATLC($432M) has a higher market cap than CPSS($161M). ATLC has higher P/E ratio than CPSS: ATLC (6.77) vs CPSS (4.23). CPSS YTD gains are higher at: 14.549 vs. ATLC (7.530). ATLC has less debt than CPSS: ATLC (2.03B) vs CPSS (2.57B). ATLC has higher revenues than CPSS: ATLC (256M) vs CPSS (205M).
ATLCCPSSATLC / CPSS
Capitalization432M161M268%
EBITDAN/AN/A-
Gain YTD7.53014.54952%
P/E Ratio6.774.23160%
Revenue256M205M125%
Total CashN/AN/A-
Total Debt2.03B2.57B79%
FUNDAMENTALS RATINGS
ATLC vs CPSS: Fundamental Ratings
ATLC
CPSS
OUTLOOK RATING
1..100
2232
VALUATION
overvalued / fair valued / undervalued
1..100
62
Fair valued
68
Overvalued
PROFIT vs RISK RATING
1..100
4137
SMR RATING
1..100
1121
PRICE GROWTH RATING
1..100
3639
P/E GROWTH RATING
1..100
103
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ATLC's Valuation (62) in the Finance Or Rental Or Leasing industry is in the same range as CPSS (68). This means that ATLC’s stock grew similarly to CPSS’s over the last 12 months.

CPSS's Profit vs Risk Rating (37) in the Finance Or Rental Or Leasing industry is in the same range as ATLC (41). This means that CPSS’s stock grew similarly to ATLC’s over the last 12 months.

ATLC's SMR Rating (11) in the Finance Or Rental Or Leasing industry is in the same range as CPSS (21). This means that ATLC’s stock grew similarly to CPSS’s over the last 12 months.

ATLC's Price Growth Rating (36) in the Finance Or Rental Or Leasing industry is in the same range as CPSS (39). This means that ATLC’s stock grew similarly to CPSS’s over the last 12 months.

CPSS's P/E Growth Rating (3) in the Finance Or Rental Or Leasing industry is in the same range as ATLC (10). This means that CPSS’s stock grew similarly to ATLC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ATLCCPSS
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
81%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
75%
Bearish Trend 3 days ago
75%
Momentum
ODDS (%)
Bullish Trend 3 days ago
80%
Bullish Trend 3 days ago
88%
MACD
ODDS (%)
Bullish Trend 3 days ago
77%
Bullish Trend 3 days ago
85%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
80%
Bullish Trend 3 days ago
82%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
84%
Bullish Trend 3 days ago
83%
Advances
ODDS (%)
Bullish Trend 3 days ago
82%
Bullish Trend 3 days ago
84%
Declines
ODDS (%)
Bearish Trend 8 days ago
77%
N/A
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
83%
Bearish Trend 3 days ago
86%
Aroon
ODDS (%)
Bearish Trend 3 days ago
84%
Bullish Trend 3 days ago
81%
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ATLC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
CPSS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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ATLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, ATLC has been loosely correlated with URI. These tickers have moved in lockstep 56% of the time. This A.I.-generated data suggests there is some statistical probability that if ATLC jumps, then URI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ATLC
1D Price
Change %
ATLC100%
-1.66%
URI - ATLC
56%
Loosely correlated
+2.07%
ENVA - ATLC
53%
Loosely correlated
+1.46%
BBDC - ATLC
49%
Loosely correlated
+1.31%
SYF - ATLC
48%
Loosely correlated
+1.02%
OMF - ATLC
47%
Loosely correlated
+0.68%
More

CPSS and

Correlation & Price change

A.I.dvisor indicates that over the last year, CPSS has been loosely correlated with UPBD. These tickers have moved in lockstep 39% of the time. This A.I.-generated data suggests there is some statistical probability that if CPSS jumps, then UPBD could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CPSS
1D Price
Change %
CPSS100%
+0.08%
UPBD - CPSS
39%
Loosely correlated
+0.71%
BBDC - CPSS
38%
Loosely correlated
+1.31%
AER - CPSS
32%
Poorly correlated
-0.44%
ECPG - CPSS
30%
Poorly correlated
+0.69%
ATLC - CPSS
28%
Poorly correlated
-1.66%
More