ATLC
Price
$62.15
Change
-$0.08 (-0.13%)
Updated
Aug 14 closing price
Capitalization
940.05M
83 days until earnings call
FOA
Price
$27.92
Change
-$0.92 (-3.19%)
Updated
Aug 14 closing price
Capitalization
309.33M
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ATLC vs FOA

Header iconATLC vs FOA Comparison
Open Charts ATLC vs FOABanner chart's image
Atlanticus Holdings
Price$62.15
Change-$0.08 (-0.13%)
Volume$30.91K
Capitalization940.05M
Finance of America Companies
Price$27.92
Change-$0.92 (-3.19%)
Volume$100.74K
Capitalization309.33M
ATLC vs FOA Comparison Chart in %
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ATLC
Daily Signalchanged days ago
Gain/Loss if bought
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FOA
Daily Signalchanged days ago
Gain/Loss if bought
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ATLC vs. FOA commentary
Aug 15, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ATLC is a Hold and FOA is a Hold.

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COMPARISON
Comparison
Aug 15, 2025
Stock price -- (ATLC: $62.15 vs. FOA: $27.92)
Brand notoriety: ATLC and FOA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ATLC: 47% vs. FOA: 97%
Market capitalization -- ATLC: $940.05M vs. FOA: $309.33M
ATLC [@Savings Banks] is valued at $940.05M. FOA’s [@Savings Banks] market capitalization is $309.33M. The market cap for tickers in the [@Savings Banks] industry ranges from $670.58B to $0. The average market capitalization across the [@Savings Banks] industry is $21.73B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ATLC’s FA Score shows that 2 FA rating(s) are green whileFOA’s FA Score has 3 green FA rating(s).

  • ATLC’s FA Score: 2 green, 3 red.
  • FOA’s FA Score: 3 green, 2 red.
According to our system of comparison, FOA is a better buy in the long-term than ATLC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ATLC’s TA Score shows that 6 TA indicator(s) are bullish while FOA’s TA Score has 5 bullish TA indicator(s).

  • ATLC’s TA Score: 6 bullish, 5 bearish.
  • FOA’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, both ATLC and FOA are a good buy in the short-term.

Price Growth

ATLC (@Savings Banks) experienced а +25.28% price change this week, while FOA (@Savings Banks) price change was +14.05% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.60%. For the same industry, the average monthly price growth was +4.93%, and the average quarterly price growth was +20.49%.

Reported Earning Dates

ATLC is expected to report earnings on Nov 06, 2025.

Industries' Descriptions

@Savings Banks (+2.60% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ATLC($940M) has a higher market cap than FOA($309M). ATLC has higher P/E ratio than FOA: ATLC (10.92) vs FOA (4.03). ATLC YTD gains are higher at: 11.420 vs. FOA (-0.711). ATLC has less debt than FOA: ATLC (2.5B) vs FOA (28.8B). FOA has higher revenues than ATLC: FOA (359M) vs ATLC (317M).
ATLCFOAATLC / FOA
Capitalization940M309M304%
EBITDAN/AN/A-
Gain YTD11.420-0.711-1,606%
P/E Ratio10.924.03271%
Revenue317M359M88%
Total CashN/AN/A-
Total Debt2.5B28.8B9%
FUNDAMENTALS RATINGS
ATLC vs FOA: Fundamental Ratings
ATLC
FOA
OUTLOOK RATING
1..100
249
VALUATION
overvalued / fair valued / undervalued
1..100
60
Fair valued
22
Undervalued
PROFIT vs RISK RATING
1..100
5285
SMR RATING
1..100
1321
PRICE GROWTH RATING
1..100
4136
P/E GROWTH RATING
1..100
184
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FOA's Valuation (22) in the null industry is somewhat better than the same rating for ATLC (60) in the Finance Or Rental Or Leasing industry. This means that FOA’s stock grew somewhat faster than ATLC’s over the last 12 months.

ATLC's Profit vs Risk Rating (52) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for FOA (85) in the null industry. This means that ATLC’s stock grew somewhat faster than FOA’s over the last 12 months.

ATLC's SMR Rating (13) in the Finance Or Rental Or Leasing industry is in the same range as FOA (21) in the null industry. This means that ATLC’s stock grew similarly to FOA’s over the last 12 months.

FOA's Price Growth Rating (36) in the null industry is in the same range as ATLC (41) in the Finance Or Rental Or Leasing industry. This means that FOA’s stock grew similarly to ATLC’s over the last 12 months.

FOA's P/E Growth Rating (4) in the null industry is in the same range as ATLC (18) in the Finance Or Rental Or Leasing industry. This means that FOA’s stock grew similarly to ATLC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ATLCFOA
RSI
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
78%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
69%
Bearish Trend 1 day ago
81%
Momentum
ODDS (%)
Bullish Trend 1 day ago
80%
Bullish Trend 1 day ago
78%
MACD
ODDS (%)
Bullish Trend 1 day ago
79%
Bullish Trend 1 day ago
82%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
82%
Bullish Trend 1 day ago
70%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
84%
Bullish Trend 1 day ago
73%
Advances
ODDS (%)
Bullish Trend 2 days ago
84%
Bullish Trend 3 days ago
70%
Declines
ODDS (%)
Bearish Trend 21 days ago
76%
Bearish Trend 1 day ago
82%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
74%
Bearish Trend 1 day ago
78%
Aroon
ODDS (%)
Bullish Trend 1 day ago
72%
Bullish Trend 1 day ago
69%
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ATLC
Daily Signalchanged days ago
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FOA
Daily Signalchanged days ago
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ATLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, ATLC has been closely correlated with SYF. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if ATLC jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ATLC
1D Price
Change %
ATLC100%
-0.13%
SYF - ATLC
68%
Closely correlated
+0.33%
ENVA - ATLC
67%
Closely correlated
-0.16%
OMF - ATLC
67%
Closely correlated
+0.91%
AL - ATLC
66%
Closely correlated
-0.69%
AXP - ATLC
64%
Loosely correlated
+0.28%
More

FOA and

Correlation & Price change

A.I.dvisor tells us that FOA and V have been poorly correlated (+26% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FOA and V's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FOA
1D Price
Change %
FOA100%
-3.19%
V - FOA
26%
Poorly correlated
+0.86%
ATLC - FOA
26%
Poorly correlated
-0.13%
BFH - FOA
25%
Poorly correlated
+0.62%
CACC - FOA
25%
Poorly correlated
-2.14%
SOFI - FOA
24%
Poorly correlated
-2.18%
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