AX
Price
$77.04
Change
+$0.74 (+0.97%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
4.37B
75 days until earnings call
Intraday BUY SELL Signals
CZFS
Price
$54.69
Change
-$0.27 (-0.49%)
Updated
Nov 19, 04:59 PM (EDT)
Capitalization
262.86M
63 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

AX vs CZFS

Header iconAX vs CZFS Comparison
Open Charts AX vs CZFSBanner chart's image
Axos Financial
Price$77.04
Change+$0.74 (+0.97%)
Volume$1.79K
Capitalization4.37B
Citizens Financial Services
Price$54.69
Change-$0.27 (-0.49%)
Volume$418
Capitalization262.86M
AX vs CZFS Comparison Chart in %
AX
Daily Signal:
Gain/Loss:
CZFS
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
AX vs. CZFS commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AX is a Hold and CZFS is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Nov 20, 2025
Stock price -- (AX: $76.30 vs. CZFS: $54.96)
Brand notoriety: AX and CZFS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: AX: 87% vs. CZFS: 102%
Market capitalization -- AX: $4.37B vs. CZFS: $262.86M
AX [@Regional Banks] is valued at $4.37B. CZFS’s [@Regional Banks] market capitalization is $262.86M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

AX’s FA Score shows that 2 FA rating(s) are green whileCZFS’s FA Score has 1 green FA rating(s).

  • AX’s FA Score: 2 green, 3 red.
  • CZFS’s FA Score: 1 green, 4 red.
According to our system of comparison, AX is a better buy in the long-term than CZFS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

AX’s TA Score shows that 4 TA indicator(s) are bullish while CZFS’s TA Score has 4 bullish TA indicator(s).

  • AX’s TA Score: 4 bullish, 4 bearish.
  • CZFS’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, both AX and CZFS are a good buy in the short-term.

Price Growth

AX (@Regional Banks) experienced а -6.87% price change this week, while CZFS (@Regional Banks) price change was -4.62% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.96%. For the same industry, the average monthly price growth was +1.62%, and the average quarterly price growth was +11.33%.

Reported Earning Dates

AX is expected to report earnings on Feb 03, 2026.

CZFS is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (-0.96% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
AX($4.37B) has a higher market cap than CZFS($263M). AX has higher P/E ratio than CZFS: AX (10.36) vs CZFS (7.70). AX YTD gains are higher at: 10.351 vs. CZFS (-10.532). CZFS has less debt than AX: CZFS (313M) vs AX (1.35B). AX has higher revenues than CZFS: AX (1.25B) vs CZFS (105M).
AXCZFSAX / CZFS
Capitalization4.37B263M1,660%
EBITDAN/AN/A-
Gain YTD10.351-10.532-98%
P/E Ratio10.367.70135%
Revenue1.25B105M1,186%
Total CashN/AN/A-
Total Debt1.35B313M432%
FUNDAMENTALS RATINGS
AX vs CZFS: Fundamental Ratings
AX
CZFS
OUTLOOK RATING
1..100
878
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
17
Undervalued
PROFIT vs RISK RATING
1..100
2963
SMR RATING
1..100
1243
PRICE GROWTH RATING
1..100
5973
P/E GROWTH RATING
1..100
3486
SEASONALITY SCORE
1..100
5085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CZFS's Valuation (17) in the null industry is somewhat better than the same rating for AX (68) in the Savings Banks industry. This means that CZFS’s stock grew somewhat faster than AX’s over the last 12 months.

AX's Profit vs Risk Rating (29) in the Savings Banks industry is somewhat better than the same rating for CZFS (63) in the null industry. This means that AX’s stock grew somewhat faster than CZFS’s over the last 12 months.

AX's SMR Rating (12) in the Savings Banks industry is in the same range as CZFS (43) in the null industry. This means that AX’s stock grew similarly to CZFS’s over the last 12 months.

AX's Price Growth Rating (59) in the Savings Banks industry is in the same range as CZFS (73) in the null industry. This means that AX’s stock grew similarly to CZFS’s over the last 12 months.

AX's P/E Growth Rating (34) in the Savings Banks industry is somewhat better than the same rating for CZFS (86) in the null industry. This means that AX’s stock grew somewhat faster than CZFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
AXCZFS
RSI
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 7 days ago
67%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
59%
Momentum
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 2 days ago
45%
MACD
ODDS (%)
Bearish Trend 2 days ago
81%
Bullish Trend 2 days ago
59%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
54%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
68%
Bullish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 10 days ago
70%
Bullish Trend 15 days ago
66%
Declines
ODDS (%)
Bearish Trend 3 days ago
69%
Bearish Trend 3 days ago
65%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
75%
Bearish Trend 2 days ago
37%
Aroon
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
54%
View a ticker or compare two or three
Interact to see
Advertisement
AX
Daily Signal:
Gain/Loss:
CZFS
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
JLPSX23.460.15
+0.64%
JPMorgan US Large Cap Core Plus I
LOMAX16.61N/A
N/A
Edgar Lomax Value
LVAEX29.09N/A
N/A
LSV Value Equity Investor
MEIGX50.25-0.10
-0.20%
MFS Value R1
RETTX29.98-0.20
-0.66%
Russell Inv Global Real Estate Secs M

AX and

Correlation & Price change

A.I.dvisor indicates that over the last year, AX has been closely correlated with FNB. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if AX jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To AX
1D Price
Change %
AX100%
+1.02%
FNB - AX
88%
Closely correlated
+1.82%
UCB - AX
87%
Closely correlated
+1.43%
HWC - AX
87%
Closely correlated
+0.26%
WSFS - AX
87%
Closely correlated
+1.81%
UBSI - AX
87%
Closely correlated
+0.68%
More

CZFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, CZFS has been closely correlated with MCBS. These tickers have moved in lockstep 66% of the time. This A.I.-generated data suggests there is a high statistical probability that if CZFS jumps, then MCBS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZFS
1D Price
Change %
CZFS100%
-0.49%
MCBS - CZFS
66%
Closely correlated
+0.32%
BFC - CZFS
66%
Loosely correlated
-0.06%
AX - CZFS
65%
Loosely correlated
+1.02%
BHRB - CZFS
65%
Loosely correlated
+0.23%
HBCP - CZFS
64%
Loosely correlated
+1.14%
More