BAC
Price
$48.93
Change
+$0.22 (+0.45%)
Updated
Jul 3 closing price
Capitalization
299.21B
9 days until earnings call
USB
Price
$47.93
Change
+$0.44 (+0.93%)
Updated
Jul 3 closing price
Capitalization
68.49B
10 days until earnings call
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BAC vs USB

Header iconBAC vs USB Comparison
Open Charts BAC vs USBBanner chart's image
Bank of America
Price$48.93
Change+$0.22 (+0.45%)
Volume$21.62M
Capitalization299.21B
US Ban
Price$47.93
Change+$0.44 (+0.93%)
Volume$7.04M
Capitalization68.49B
BAC vs USB Comparison Chart in %
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BAC
Daily Signalchanged days ago
Gain/Loss if bought
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USB
Daily Signalchanged days ago
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BAC vs. USB commentary
Jul 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BAC is a StrongBuy and USB is a StrongBuy.

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COMPARISON
Comparison
Jul 07, 2025
Stock price -- (BAC: $48.93 vs. USB: $47.93)
Brand notoriety: BAC and USB are both notable
BAC represents the Major Banks, while USB is part of the Regional Banks industry
Current volume relative to the 65-day Moving Average: BAC: 58% vs. USB: 78%
Market capitalization -- BAC: $299.21B vs. USB: $68.49B
BAC [@Major Banks] is valued at $299.21B. USB’s [@Regional Banks] market capitalization is $68.49B. The market cap for tickers in the [@Major Banks] industry ranges from $573.02B to $0. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Major Banks] industry is $89.36B. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BAC’s FA Score shows that 2 FA rating(s) are green whileUSB’s FA Score has 2 green FA rating(s).

  • BAC’s FA Score: 2 green, 3 red.
  • USB’s FA Score: 2 green, 3 red.
According to our system of comparison, BAC is a better buy in the long-term than USB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BAC’s TA Score shows that 5 TA indicator(s) are bullish while USB’s TA Score has 4 bullish TA indicator(s).

  • BAC’s TA Score: 5 bullish, 4 bearish.
  • USB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, BAC is a better buy in the short-term than USB.

Price Growth

BAC (@Major Banks) experienced а +3.10% price change this week, while USB (@Regional Banks) price change was +6.22% for the same time period.

The average weekly price growth across all stocks in the @Major Banks industry was +1.53%. For the same industry, the average monthly price growth was +5.57%, and the average quarterly price growth was +31.46%.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.86%. For the same industry, the average monthly price growth was +4.85%, and the average quarterly price growth was +11.72%.

Reported Earning Dates

BAC is expected to report earnings on Oct 15, 2025.

USB is expected to report earnings on Oct 16, 2025.

Industries' Descriptions

@Major Banks (+1.53% weekly)

Major banks are among the biggest companies in the world, often times with global reach and market capitalizations in the multi-billions. Large banks often have multiple arms spanning different disciplines, from deposits, to investment banking, to wealth management and insurance. The biggest banks often have key competitive advantages over smaller players in the industry in terms of brand recognition, cost of capital, and efficiency. Think J.P. Morgan, Bank of America, Wells Fargo, and Citigroup.

@Regional Banks (+2.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BAC($299B) has a higher market cap than USB($68.5B). USB has higher P/E ratio than BAC: USB (13.44) vs BAC (12.18). BAC YTD gains are higher at: 12.694 vs. USB (2.529). USB has less debt than BAC: USB (62.9B) vs BAC (334B). BAC has higher revenues than USB: BAC (98.6B) vs USB (28B).
BACUSBBAC / USB
Capitalization299B68.5B436%
EBITDAN/AN/A-
Gain YTD12.6942.529502%
P/E Ratio12.1813.4491%
Revenue98.6B28B352%
Total Cash25.3BN/A-
Total Debt334B62.9B531%
FUNDAMENTALS RATINGS
BAC vs USB: Fundamental Ratings
BAC
USB
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
81
Overvalued
79
Overvalued
PROFIT vs RISK RATING
1..100
3763
SMR RATING
1..100
13
PRICE GROWTH RATING
1..100
1320
P/E GROWTH RATING
1..100
5368
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

USB's Valuation (79) in the Major Banks industry is in the same range as BAC (81). This means that USB’s stock grew similarly to BAC’s over the last 12 months.

BAC's Profit vs Risk Rating (37) in the Major Banks industry is in the same range as USB (63). This means that BAC’s stock grew similarly to USB’s over the last 12 months.

BAC's SMR Rating (1) in the Major Banks industry is in the same range as USB (3). This means that BAC’s stock grew similarly to USB’s over the last 12 months.

BAC's Price Growth Rating (13) in the Major Banks industry is in the same range as USB (20). This means that BAC’s stock grew similarly to USB’s over the last 12 months.

BAC's P/E Growth Rating (53) in the Major Banks industry is in the same range as USB (68). This means that BAC’s stock grew similarly to USB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BACUSB
RSI
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
63%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
61%
Bearish Trend 4 days ago
51%
Momentum
ODDS (%)
Bullish Trend 4 days ago
69%
Bullish Trend 4 days ago
58%
MACD
ODDS (%)
Bullish Trend 4 days ago
70%
Bullish Trend 4 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
67%
Bullish Trend 4 days ago
63%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
63%
Bullish Trend 4 days ago
62%
Advances
ODDS (%)
Bullish Trend 4 days ago
66%
Bullish Trend 4 days ago
59%
Declines
ODDS (%)
Bearish Trend 24 days ago
62%
Bearish Trend 24 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
61%
Bearish Trend 4 days ago
63%
Aroon
ODDS (%)
Bullish Trend 4 days ago
55%
Bullish Trend 4 days ago
64%
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BAC
Daily Signalchanged days ago
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USB
Daily Signalchanged days ago
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BAC and

Correlation & Price change

A.I.dvisor indicates that over the last year, BAC has been closely correlated with C. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if BAC jumps, then C could also see price increases.

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Ticker /
NAME
Correlation
To BAC
1D Price
Change %
BAC100%
+0.45%
C - BAC
86%
Closely correlated
+2.26%
WFC - BAC
85%
Closely correlated
+1.51%
JPM - BAC
82%
Closely correlated
+1.86%
BMO - BAC
70%
Closely correlated
+0.95%
EWBC - BAC
68%
Closely correlated
+1.32%
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