BCAL
Price
$16.40
Change
+$0.08 (+0.49%)
Updated
Jul 17 closing price
Capitalization
274.81M
17 days until earnings call
CHMG
Price
$53.26
Change
+$0.99 (+1.89%)
Updated
Jul 17 closing price
Capitalization
201.81M
102 days until earnings call
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BCAL vs CHMG

Header iconBCAL vs CHMG Comparison
Open Charts BCAL vs CHMGBanner chart's image
California Ban
Price$16.40
Change+$0.08 (+0.49%)
Volume$157.99K
Capitalization274.81M
Chemung Financial
Price$53.26
Change+$0.99 (+1.89%)
Volume$10.75K
Capitalization201.81M
BCAL vs CHMG Comparison Chart in %
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BCAL
Daily Signalchanged days ago
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CHMG
Daily Signalchanged days ago
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BCAL vs. CHMG commentary
Jul 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BCAL is a Hold and CHMG is a Hold.

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COMPARISON
Comparison
Jul 18, 2025
Stock price -- (BCAL: $16.40 vs. CHMG: $53.26)
Brand notoriety: BCAL and CHMG are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BCAL: 134% vs. CHMG: 84%
Market capitalization -- BCAL: $274.81M vs. CHMG: $201.81M
BCAL [@Regional Banks] is valued at $274.81M. CHMG’s [@Regional Banks] market capitalization is $201.81M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BCAL’s FA Score shows that 2 FA rating(s) are green whileCHMG’s FA Score has 2 green FA rating(s).

  • BCAL’s FA Score: 2 green, 3 red.
  • CHMG’s FA Score: 2 green, 3 red.
According to our system of comparison, CHMG is a better buy in the long-term than BCAL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BCAL’s TA Score shows that 2 TA indicator(s) are bullish while CHMG’s TA Score has 5 bullish TA indicator(s).

  • BCAL’s TA Score: 2 bullish, 5 bearish.
  • CHMG’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, CHMG is a better buy in the short-term than BCAL.

Price Growth

BCAL (@Regional Banks) experienced а 0.00% price change this week, while CHMG (@Regional Banks) price change was +1.56% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.22%. For the same industry, the average monthly price growth was +5.70%, and the average quarterly price growth was +10.50%.

Reported Earning Dates

BCAL is expected to report earnings on Oct 28, 2025.

CHMG is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (-0.22% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BCAL($275M) has a higher market cap than CHMG($202M). BCAL has higher P/E ratio than CHMG: BCAL (10.54) vs CHMG (7.94). CHMG YTD gains are higher at: 10.586 vs. BCAL (-0.846). CHMG has less debt than BCAL: CHMG (40.8M) vs BCAL (115M). CHMG (98M) and BCAL (97.5M) have equivalent revenues.
BCALCHMGBCAL / CHMG
Capitalization275M202M136%
EBITDAN/AN/A-
Gain YTD-0.84610.586-8%
P/E Ratio10.547.94133%
Revenue97.5M98M99%
Total CashN/A52.6M-
Total Debt115M40.8M282%
FUNDAMENTALS RATINGS
BCAL vs CHMG: Fundamental Ratings
BCAL
CHMG
OUTLOOK RATING
1..100
278
VALUATION
overvalued / fair valued / undervalued
1..100
72
Overvalued
55
Fair valued
PROFIT vs RISK RATING
1..100
3721
SMR RATING
1..100
2938
PRICE GROWTH RATING
1..100
4344
P/E GROWTH RATING
1..100
430
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CHMG's Valuation (55) in the Regional Banks industry is in the same range as BCAL (72) in the null industry. This means that CHMG’s stock grew similarly to BCAL’s over the last 12 months.

CHMG's Profit vs Risk Rating (21) in the Regional Banks industry is in the same range as BCAL (37) in the null industry. This means that CHMG’s stock grew similarly to BCAL’s over the last 12 months.

BCAL's SMR Rating (29) in the null industry is in the same range as CHMG (38) in the Regional Banks industry. This means that BCAL’s stock grew similarly to CHMG’s over the last 12 months.

BCAL's Price Growth Rating (43) in the null industry is in the same range as CHMG (44) in the Regional Banks industry. This means that BCAL’s stock grew similarly to CHMG’s over the last 12 months.

BCAL's P/E Growth Rating (4) in the null industry is in the same range as CHMG (30) in the Regional Banks industry. This means that BCAL’s stock grew similarly to CHMG’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BCALCHMG
RSI
ODDS (%)
Bearish Trend 1 day ago
57%
Bearish Trend 1 day ago
58%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
59%
Bearish Trend 1 day ago
46%
Momentum
ODDS (%)
Bullish Trend 1 day ago
43%
Bullish Trend 1 day ago
71%
MACD
ODDS (%)
Bearish Trend 1 day ago
61%
Bullish Trend 1 day ago
69%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
45%
Bullish Trend 1 day ago
65%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
39%
Bullish Trend 1 day ago
62%
Advances
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
66%
Declines
ODDS (%)
Bearish Trend 10 days ago
63%
N/A
BollingerBands
ODDS (%)
N/A
Bearish Trend 1 day ago
54%
Aroon
ODDS (%)
Bearish Trend 1 day ago
41%
Bullish Trend 1 day ago
58%
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BCAL
Daily Signalchanged days ago
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CHMG
Daily Signalchanged days ago
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BCAL and

Correlation & Price change

A.I.dvisor indicates that over the last year, BCAL has been closely correlated with TRMK. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if BCAL jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BCAL
1D Price
Change %
BCAL100%
+0.49%
TRMK - BCAL
80%
Closely correlated
+0.79%
SHBI - BCAL
80%
Closely correlated
+1.89%
FMBH - BCAL
79%
Closely correlated
+1.09%
FNB - BCAL
79%
Closely correlated
+2.32%
CATY - BCAL
78%
Closely correlated
+1.39%
More

CHMG and

Correlation & Price change

A.I.dvisor indicates that over the last year, CHMG has been closely correlated with BCAL. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if CHMG jumps, then BCAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CHMG
1D Price
Change %
CHMG100%
+1.89%
BCAL - CHMG
71%
Closely correlated
+0.49%
WSBF - CHMG
71%
Closely correlated
+1.12%
TRMK - CHMG
68%
Closely correlated
+0.79%
UMBF - CHMG
68%
Closely correlated
+0.86%
CARE - CHMG
68%
Closely correlated
+1.62%
More