BCAL vs EFSI
To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BCAL is a Hold and EFSI is a Hold.
Long-Term Analysis
It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).
BCAL’s FA Score shows that 1 FA rating(s) are green whileEFSI’s FA Score has 0 green FA rating(s).
- BCAL’s FA Score: 1 green, 4 red.
- EFSI’s FA Score: 0 green, 5 red.
Short-Term Analysis
It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.
If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.
BCAL’s TA Score shows that 5 TA indicator(s) are bullish.
- BCAL’s TA Score: 5 bullish, 4 bearish.
Price Growth
BCAL (@Regional Banks) experienced а -3.12% price change this week, while EFSI (@Regional Banks) price change was -0.06% for the same time period.
The average weekly price growth across all stocks in the @Regional Banks industry was -1.09%. For the same industry, the average monthly price growth was +1.76%, and the average quarterly price growth was +9.90%.
Reported Earning Dates
BCAL is expected to report earnings on May 05, 2025.
EFSI is expected to report earnings on Jan 27, 2025.
Industries' Descriptions
@Regional Banks (-1.09% weekly)Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.
| BCAL | EFSI | BCAL / EFSI | |
| Capitalization | 275M | 110M | 250% |
| EBITDA | N/A | N/A | - |
| Gain YTD | -4.232 | -9.251 | 46% |
| P/E Ratio | 10.54 | 8.02 | 131% |
| Revenue | 97.5M | 63M | 155% |
| Total Cash | N/A | 16.6M | - |
| Total Debt | 115M | 249M | 46% |
BCAL | EFSI | ||
|---|---|---|---|
OUTLOOK RATING 1..100 | 81 | 51 | |
VALUATION overvalued / fair valued / undervalued 1..100 | 80 Overvalued | 54 Fair valued | |
PROFIT vs RISK RATING 1..100 | 43 | 40 | |
SMR RATING 1..100 | 49 | 45 | |
PRICE GROWTH RATING 1..100 | 52 | 58 | |
P/E GROWTH RATING 1..100 | 2 | 87 | |
SEASONALITY SCORE 1..100 | n/a | n/a |
Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.
EFSI's Valuation (54) in the null industry is in the same range as BCAL (80). This means that EFSI’s stock grew similarly to BCAL’s over the last 12 months.
EFSI's Profit vs Risk Rating (40) in the null industry is in the same range as BCAL (43). This means that EFSI’s stock grew similarly to BCAL’s over the last 12 months.
EFSI's SMR Rating (45) in the null industry is in the same range as BCAL (49). This means that EFSI’s stock grew similarly to BCAL’s over the last 12 months.
BCAL's Price Growth Rating (52) in the null industry is in the same range as EFSI (58). This means that BCAL’s stock grew similarly to EFSI’s over the last 12 months.
BCAL's P/E Growth Rating (2) in the null industry is significantly better than the same rating for EFSI (87). This means that BCAL’s stock grew significantly faster than EFSI’s over the last 12 months.
| BCAL | |
|---|---|
| RSI ODDS (%) | 3 days ago 50% |
| Stochastic ODDS (%) | 3 days ago 43% |
| Momentum ODDS (%) | 3 days ago 49% |
| MACD ODDS (%) | 3 days ago 40% |
| TrendWeek ODDS (%) | 3 days ago 54% |
| TrendMonth ODDS (%) | 3 days ago 37% |
| Advances ODDS (%) | 18 days ago 58% |
| Declines ODDS (%) | 3 days ago 60% |
| BollingerBands ODDS (%) | 3 days ago 57% |
| Aroon ODDS (%) | 3 days ago 29% |
| 1 Day | |||
|---|---|---|---|
| MFs / NAME | Price $ | Chg $ | Chg % |
| CLSYX | 19.87 | -0.07 | -0.35% |
| Columbia International Div Inc Inst3 | |||
| CEYRX | 94.30 | -0.85 | -0.89% |
| Calvert Equity R6 | |||
| WISIX | 12.80 | -0.19 | -1.46% |
| William Blair International Sm Cap Gr I | |||
| RCKSX | 19.63 | -0.33 | -1.65% |
| Rock Oak Core Growth | |||
| NSEPX | 22.07 | -0.41 | -1.82% |
| Columbia Select Large Cap Equity Inst | |||
BCAL and
Correlation & Price change
A.I.dvisor indicates that over the last year, BCAL has been closely correlated with SHBI. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if BCAL jumps, then SHBI could also see price increases.
| Ticker / NAME | Correlation To BCAL | 1D Price Change % | ||
|---|---|---|---|---|
| BCAL | 100% | -1.49% | ||
| SHBI - BCAL | 74% Closely correlated | -3.89% | ||
| FCBC - BCAL | 73% Closely correlated | -1.23% | ||
| TRMK - BCAL | 71% Closely correlated | -2.22% | ||
| PFBC - BCAL | 71% Closely correlated | -1.40% | ||
| CTBI - BCAL | 70% Closely correlated | -2.44% | ||
More | ||||
EFSI and
Correlation & Price change
A.I.dvisor tells us that EFSI and CHBAF have been poorly correlated (+29% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that EFSI and CHBAF's prices will move in lockstep.
| Ticker / NAME | Correlation To EFSI | 1D Price Change % | ||
|---|---|---|---|---|
| EFSI | 100% | +0.03% | ||
| CHBAF - EFSI | 29% Poorly correlated | N/A | ||
| PFSB - EFSI | 28% Poorly correlated | N/A | ||
| BCAL - EFSI | 22% Poorly correlated | -1.49% | ||
| PBNNF - EFSI | 22% Poorly correlated | -55.97% | ||
| BFC - EFSI | 21% Poorly correlated | -0.25% | ||
More | ||||