BFIN
Price
$11.66
Change
-$0.11 (-0.93%)
Updated
Apr 15 closing price
Capitalization
130.84M
6 days until earnings call
UBFO
Price
$7.75
Change
+$0.16 (+2.11%)
Updated
Apr 15 closing price
Capitalization
133.04M
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BFIN vs UBFO

Header iconBFIN vs UBFO Comparison
Open Charts BFIN vs UBFOBanner chart's image
BankFinancial
Price$11.66
Change-$0.11 (-0.93%)
Volume$8.76K
Capitalization130.84M
United Security Bancshares
Price$7.75
Change+$0.16 (+2.11%)
Volume$14.83K
Capitalization133.04M
BFIN vs UBFO Comparison Chart
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BFIN
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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BFIN vs. UBFO commentary
Apr 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BFIN is a Buy and UBFO is a Hold.

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COMPARISON
Comparison
Apr 16, 2025
Stock price -- (BFIN: $11.77 vs. UBFO: $7.59)
Brand notoriety: BFIN and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BFIN: 66% vs. UBFO: 132%
Market capitalization -- BFIN: $130.84M vs. UBFO: $133.04M
BFIN [@Regional Banks] is valued at $130.84M. UBFO’s [@Regional Banks] market capitalization is $133.04M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BFIN’s FA Score shows that 3 FA rating(s) are green whileUBFO’s FA Score has 3 green FA rating(s).

  • BFIN’s FA Score: 3 green, 2 red.
  • UBFO’s FA Score: 3 green, 2 red.
According to our system of comparison, UBFO is a better buy in the long-term than BFIN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BFIN’s TA Score shows that 4 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • BFIN’s TA Score: 4 bullish, 5 bearish.
  • UBFO’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than BFIN.

Price Growth

BFIN (@Regional Banks) experienced а -1.75% price change this week, while UBFO (@Regional Banks) price change was -3.44% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.57%. For the same industry, the average monthly price growth was -3.37%, and the average quarterly price growth was +0.60%.

Reported Earning Dates

BFIN is expected to report earnings on Jul 28, 2025.

UBFO is expected to report earnings on Jan 23, 2025.

Industries' Descriptions

@Regional Banks (+2.57% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($133M) and BFIN($131M) have the same market capitalization . BFIN has higher P/E ratio than UBFO: BFIN (14.22) vs UBFO (6.49). BFIN YTD gains are higher at: -6.582 vs. UBFO (-21.156). UBFO has more cash in the bank: 33.2M vs. BFIN (19.7M). BFIN has less debt than UBFO: BFIN (44.7M) vs UBFO (74.6M). BFIN (56.2M) and UBFO (54.8M) have equivalent revenues.
BFINUBFOBFIN / UBFO
Capitalization131M133M98%
EBITDAN/AN/A-
Gain YTD-6.582-21.15631%
P/E Ratio14.226.49219%
Revenue56.2M54.8M103%
Total Cash19.7M33.2M59%
Total Debt44.7M74.6M60%
FUNDAMENTALS RATINGS
BFIN vs UBFO: Fundamental Ratings
BFIN
UBFO
OUTLOOK RATING
1..100
6155
VALUATION
overvalued / fair valued / undervalued
1..100
73
Overvalued
54
Fair valued
PROFIT vs RISK RATING
1..100
2933
SMR RATING
1..100
1919
PRICE GROWTH RATING
1..100
5662
P/E GROWTH RATING
1..100
514
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBFO's Valuation (54) in the Regional Banks industry is in the same range as BFIN (73) in the Savings Banks industry. This means that UBFO’s stock grew similarly to BFIN’s over the last 12 months.

BFIN's Profit vs Risk Rating (29) in the Savings Banks industry is in the same range as UBFO (33) in the Regional Banks industry. This means that BFIN’s stock grew similarly to UBFO’s over the last 12 months.

BFIN's SMR Rating (19) in the Savings Banks industry is in the same range as UBFO (19) in the Regional Banks industry. This means that BFIN’s stock grew similarly to UBFO’s over the last 12 months.

BFIN's Price Growth Rating (56) in the Savings Banks industry is in the same range as UBFO (62) in the Regional Banks industry. This means that BFIN’s stock grew similarly to UBFO’s over the last 12 months.

BFIN's P/E Growth Rating (5) in the Savings Banks industry is in the same range as UBFO (14) in the Regional Banks industry. This means that BFIN’s stock grew similarly to UBFO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BFINUBFO
RSI
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
56%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
58%
Momentum
ODDS (%)
Bearish Trend 2 days ago
43%
Bearish Trend 2 days ago
50%
MACD
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
40%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
44%
Bearish Trend 2 days ago
44%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
39%
Bearish Trend 2 days ago
42%
Advances
ODDS (%)
Bullish Trend 20 days ago
64%
Bullish Trend about 1 month ago
63%
Declines
ODDS (%)
Bearish Trend 5 days ago
45%
Bearish Trend 5 days ago
46%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
55%
Aroon
ODDS (%)
N/A
Bearish Trend 2 days ago
43%
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BFIN
Daily Signalchanged days ago
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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BFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, BFIN has been loosely correlated with UBFO. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if BFIN jumps, then UBFO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BFIN
1D Price
Change %
BFIN100%
+3.98%
UBFO - BFIN
49%
Loosely correlated
+0.40%
HFWA - BFIN
42%
Loosely correlated
+1.14%
BHB - BFIN
42%
Loosely correlated
-0.29%
PNFP - BFIN
39%
Loosely correlated
+2.40%
BHLB - BFIN
39%
Loosely correlated
+1.09%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with CFG. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then CFG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+2.11%
CFG - UBFO
61%
Loosely correlated
+1.43%
AUB - UBFO
61%
Loosely correlated
+2.49%
PNC - UBFO
60%
Loosely correlated
+0.05%
WAL - UBFO
60%
Loosely correlated
+3.35%
ZION - UBFO
59%
Loosely correlated
+2.07%
More