BOTJ
Price
$17.50
Change
+$0.51 (+3.00%)
Updated
Nov 19, 04:09 PM (EDT)
Capitalization
75.87M
Intraday BUY SELL Signals
MCBI
Price
$22.85
Change
-$0.04 (-0.17%)
Updated
Nov 18 closing price
Capitalization
145.46M
68 days until earnings call
Intraday BUY SELL Signals
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BOTJ vs MCBI

Header iconBOTJ vs MCBI Comparison
Open Charts BOTJ vs MCBIBanner chart's image
Bank of the James Financial Group
Price$17.50
Change+$0.51 (+3.00%)
Volume$100
Capitalization75.87M
Mountain Commerce Ban
Price$22.85
Change-$0.04 (-0.17%)
Volume$2.41K
Capitalization145.46M
BOTJ vs MCBI Comparison Chart in %
BOTJ
Daily Signal:
Gain/Loss:
MCBI
Daily Signal:
Gain/Loss:
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BOTJ vs. MCBI commentary
Nov 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BOTJ is a Hold and MCBI is a Hold.

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COMPARISON
Comparison
Nov 20, 2025
Stock price -- (BOTJ: $16.99 vs. MCBI: $22.85)
Brand notoriety: BOTJ and MCBI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BOTJ: 175% vs. MCBI: 35%
Market capitalization -- BOTJ: $75.87M vs. MCBI: $145.46M
BOTJ [@Regional Banks] is valued at $75.87M. MCBI’s [@Regional Banks] market capitalization is $145.46M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.09B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BOTJ’s FA Score shows that 1 FA rating(s) are green whileMCBI’s FA Score has 1 green FA rating(s).

  • BOTJ’s FA Score: 1 green, 4 red.
  • MCBI’s FA Score: 1 green, 4 red.
According to our system of comparison, BOTJ is a better buy in the long-term than MCBI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BOTJ’s TA Score shows that 3 TA indicator(s) are bullish while MCBI’s TA Score has 4 bullish TA indicator(s).

  • BOTJ’s TA Score: 3 bullish, 5 bearish.
  • MCBI’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, MCBI is a better buy in the short-term than BOTJ.

Price Growth

BOTJ (@Regional Banks) experienced а -1.22% price change this week, while MCBI (@Regional Banks) price change was -2.56% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.96%. For the same industry, the average monthly price growth was +1.62%, and the average quarterly price growth was +11.33%.

Reported Earning Dates

MCBI is expected to report earnings on Jan 26, 2026.

Industries' Descriptions

@Regional Banks (-0.96% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBI($145M) has a higher market cap than BOTJ($75.9M). MCBI has higher P/E ratio than BOTJ: MCBI (22.18) vs BOTJ (9.71). BOTJ YTD gains are higher at: 9.386 vs. MCBI (7.492). BOTJ has less debt than MCBI: BOTJ (8.99M) vs MCBI (63M). BOTJ has higher revenues than MCBI: BOTJ (45.3M) vs MCBI (32M).
BOTJMCBIBOTJ / MCBI
Capitalization75.9M145M52%
EBITDAN/AN/A-
Gain YTD9.3867.492125%
P/E Ratio9.7122.1844%
Revenue45.3M32M142%
Total CashN/A22.5M-
Total Debt8.99M63M14%
FUNDAMENTALS RATINGS
BOTJ vs MCBI: Fundamental Ratings
BOTJ
MCBI
OUTLOOK RATING
1..100
8890
VALUATION
overvalued / fair valued / undervalued
1..100
37
Fair valued
80
Overvalued
PROFIT vs RISK RATING
1..100
4160
SMR RATING
1..100
5575
PRICE GROWTH RATING
1..100
4546
P/E GROWTH RATING
1..100
1933
SEASONALITY SCORE
1..100
8549

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BOTJ's Valuation (37) in the Regional Banks industry is somewhat better than the same rating for MCBI (80) in the null industry. This means that BOTJ’s stock grew somewhat faster than MCBI’s over the last 12 months.

BOTJ's Profit vs Risk Rating (41) in the Regional Banks industry is in the same range as MCBI (60) in the null industry. This means that BOTJ’s stock grew similarly to MCBI’s over the last 12 months.

BOTJ's SMR Rating (55) in the Regional Banks industry is in the same range as MCBI (75) in the null industry. This means that BOTJ’s stock grew similarly to MCBI’s over the last 12 months.

BOTJ's Price Growth Rating (45) in the Regional Banks industry is in the same range as MCBI (46) in the null industry. This means that BOTJ’s stock grew similarly to MCBI’s over the last 12 months.

BOTJ's P/E Growth Rating (19) in the Regional Banks industry is in the same range as MCBI (33) in the null industry. This means that BOTJ’s stock grew similarly to MCBI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BOTJMCBI
RSI
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
21%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
34%
Momentum
ODDS (%)
Bullish Trend 2 days ago
63%
Bearish Trend 2 days ago
27%
MACD
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 2 days ago
35%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
37%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
33%
Advances
ODDS (%)
Bullish Trend 6 days ago
68%
Bullish Trend 17 days ago
43%
Declines
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 2 days ago
35%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
73%
Bullish Trend 2 days ago
22%
Aroon
ODDS (%)
Bullish Trend 3 days ago
57%
Bullish Trend 2 days ago
36%
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BOTJ
Daily Signal:
Gain/Loss:
MCBI
Daily Signal:
Gain/Loss:
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MCBI and

Correlation & Price change

A.I.dvisor tells us that MCBI and BOTJ have been poorly correlated (+25% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that MCBI and BOTJ's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBI
1D Price
Change %
MCBI100%
-0.17%
BOTJ - MCBI
25%
Poorly correlated
+1.74%
OPBK - MCBI
25%
Poorly correlated
+0.08%
CKHGY - MCBI
24%
Poorly correlated
N/A
FITB - MCBI
23%
Poorly correlated
+0.54%
ORRF - MCBI
22%
Poorly correlated
-0.24%
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