CACC
Price
$474.44
Change
-$50.56 (-9.63%)
Updated
Sep 12 closing price
Capitalization
5.33B
51 days until earnings call
ENVA
Price
$115.14
Change
-$2.34 (-1.99%)
Updated
Sep 12 closing price
Capitalization
2.88B
40 days until earnings call
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CACC vs ENVA

Header iconCACC vs ENVA Comparison
Open Charts CACC vs ENVABanner chart's image
Credit Acceptance
Price$474.44
Change-$50.56 (-9.63%)
Volume$272.86K
Capitalization5.33B
Enova International
Price$115.14
Change-$2.34 (-1.99%)
Volume$188.63K
Capitalization2.88B
CACC vs ENVA Comparison Chart in %
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CACC
Daily Signalchanged days ago
Gain/Loss if bought
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ENVA
Daily Signalchanged days ago
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CACC vs. ENVA commentary
Sep 13, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CACC is a Hold and ENVA is a Hold.

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COMPARISON
Comparison
Sep 13, 2025
Stock price -- (CACC: $474.44 vs. ENVA: $115.14)
Brand notoriety: CACC and ENVA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: CACC: 254% vs. ENVA: 59%
Market capitalization -- CACC: $5.33B vs. ENVA: $2.88B
CACC [@Savings Banks] is valued at $5.33B. ENVA’s [@Savings Banks] market capitalization is $2.88B. The market cap for tickers in the [@Savings Banks] industry ranges from $658.81B to $0. The average market capitalization across the [@Savings Banks] industry is $22B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CACC’s FA Score shows that 0 FA rating(s) are green whileENVA’s FA Score has 1 green FA rating(s).

  • CACC’s FA Score: 0 green, 5 red.
  • ENVA’s FA Score: 1 green, 4 red.
According to our system of comparison, ENVA is a better buy in the long-term than CACC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CACC’s TA Score shows that 4 TA indicator(s) are bullish while ENVA’s TA Score has 5 bullish TA indicator(s).

  • CACC’s TA Score: 4 bullish, 6 bearish.
  • ENVA’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, ENVA is a better buy in the short-term than CACC.

Price Growth

CACC (@Savings Banks) experienced а -9.22% price change this week, while ENVA (@Savings Banks) price change was -4.19% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.51%. For the same industry, the average monthly price growth was +2.86%, and the average quarterly price growth was +35.30%.

Reported Earning Dates

CACC is expected to report earnings on Nov 03, 2025.

ENVA is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Savings Banks (+0.51% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CACC($5.33B) has a higher market cap than ENVA($2.88B). CACC has higher P/E ratio than ENVA: CACC (13.70) vs ENVA (12.52). ENVA YTD gains are higher at: 20.088 vs. CACC (1.061). CACC has higher annual earnings (EBITDA): 555M vs. ENVA (388M). CACC has more cash in the bank: 70M vs. ENVA (55.6M). ENVA has less debt than CACC: ENVA (4B) vs CACC (6.47B). ENVA has higher revenues than CACC: ENVA (2.93B) vs CACC (2.24B).
CACCENVACACC / ENVA
Capitalization5.33B2.88B185%
EBITDA555M388M143%
Gain YTD1.06120.0885%
P/E Ratio13.7012.52109%
Revenue2.24B2.93B76%
Total Cash70M55.6M126%
Total Debt6.47B4B162%
FUNDAMENTALS RATINGS
CACC vs ENVA: Fundamental Ratings
CACC
ENVA
OUTLOOK RATING
1..100
1771
VALUATION
overvalued / fair valued / undervalued
1..100
50
Fair valued
50
Fair valued
PROFIT vs RISK RATING
1..100
1009
SMR RATING
1..100
3543
PRICE GROWTH RATING
1..100
5050
P/E GROWTH RATING
1..100
9550
SEASONALITY SCORE
1..100
8550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CACC's Valuation (50) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (50). This means that CACC’s stock grew similarly to ENVA’s over the last 12 months.

ENVA's Profit vs Risk Rating (9) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for CACC (100). This means that ENVA’s stock grew significantly faster than CACC’s over the last 12 months.

CACC's SMR Rating (35) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (43). This means that CACC’s stock grew similarly to ENVA’s over the last 12 months.

CACC's Price Growth Rating (50) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (50). This means that CACC’s stock grew similarly to ENVA’s over the last 12 months.

ENVA's P/E Growth Rating (50) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for CACC (95). This means that ENVA’s stock grew somewhat faster than CACC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CACCENVA
RSI
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
72%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
75%
Bullish Trend 2 days ago
70%
Momentum
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
71%
MACD
ODDS (%)
Bearish Trend 2 days ago
73%
Bearish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
66%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
66%
Bullish Trend 2 days ago
71%
Advances
ODDS (%)
Bullish Trend 9 days ago
76%
Bullish Trend 17 days ago
74%
Declines
ODDS (%)
Bearish Trend 17 days ago
70%
Bearish Trend 4 days ago
66%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
85%
Bearish Trend 2 days ago
76%
Aroon
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
70%
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CACC
Daily Signalchanged days ago
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ENVA
Daily Signalchanged days ago
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CACC and

Correlation & Price change

A.I.dvisor indicates that over the last year, CACC has been closely correlated with OMF. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if CACC jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CACC
1D Price
Change %
CACC100%
-9.63%
OMF - CACC
67%
Closely correlated
-1.91%
ALLY - CACC
66%
Closely correlated
+0.29%
SYF - CACC
64%
Loosely correlated
-0.84%
COF - CACC
63%
Loosely correlated
-0.26%
ENVA - CACC
63%
Loosely correlated
-1.99%
More