CARE
Price
$18.25
Change
+$0.37 (+2.07%)
Updated
Jul 3 closing price
Capitalization
285.02M
20 days until earnings call
OCFC
Price
$18.78
Change
+$0.20 (+1.08%)
Updated
Jul 3 closing price
Capitalization
932.06M
20 days until earnings call
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CARE vs OCFC

Header iconCARE vs OCFC Comparison
Open Charts CARE vs OCFCBanner chart's image
Carter Bankshares
Price$18.25
Change+$0.37 (+2.07%)
Volume$74.35K
Capitalization285.02M
OceanFirst Financial
Price$18.78
Change+$0.20 (+1.08%)
Volume$138.54K
Capitalization932.06M
CARE vs OCFC Comparison Chart in %
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CARE
Daily Signalchanged days ago
Gain/Loss if bought
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OCFC
Daily Signalchanged days ago
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CARE vs. OCFC commentary
Jul 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CARE is a StrongBuy and OCFC is a Buy.

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COMPARISON
Comparison
Jul 04, 2025
Stock price -- (CARE: $18.25 vs. OCFC: $18.78)
Brand notoriety: CARE and OCFC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CARE: 83% vs. OCFC: 48%
Market capitalization -- CARE: $285.02M vs. OCFC: $932.06M
CARE [@Regional Banks] is valued at $285.02M. OCFC’s [@Regional Banks] market capitalization is $932.06M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CARE’s FA Score shows that 1 FA rating(s) are green whileOCFC’s FA Score has 3 green FA rating(s).

  • CARE’s FA Score: 1 green, 4 red.
  • OCFC’s FA Score: 3 green, 2 red.
According to our system of comparison, OCFC is a better buy in the long-term than CARE.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CARE’s TA Score shows that 4 TA indicator(s) are bullish while OCFC’s TA Score has 4 bullish TA indicator(s).

  • CARE’s TA Score: 4 bullish, 4 bearish.
  • OCFC’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, both CARE and OCFC are a good buy in the short-term.

Price Growth

CARE (@Regional Banks) experienced а +4.46% price change this week, while OCFC (@Regional Banks) price change was +6.28% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.86%. For the same industry, the average monthly price growth was +4.85%, and the average quarterly price growth was +11.72%.

Reported Earning Dates

CARE is expected to report earnings on Jul 24, 2025.

OCFC is expected to report earnings on Jul 24, 2025.

Industries' Descriptions

@Regional Banks (+2.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OCFC($932M) has a higher market cap than CARE($285M). CARE has higher P/E ratio than OCFC: CARE (12.38) vs OCFC (9.30). OCFC YTD gains are higher at: 6.159 vs. CARE (3.752). CARE has less debt than OCFC: CARE (393M) vs OCFC (974M). OCFC has higher revenues than CARE: OCFC (399M) vs CARE (137M).
CAREOCFCCARE / OCFC
Capitalization285M932M31%
EBITDAN/AN/A-
Gain YTD3.7526.15961%
P/E Ratio12.389.30133%
Revenue137M399M34%
Total CashN/AN/A-
Total Debt393M974M40%
FUNDAMENTALS RATINGS
CARE vs OCFC: Fundamental Ratings
CARE
OCFC
OUTLOOK RATING
1..100
1614
VALUATION
overvalued / fair valued / undervalued
1..100
56
Fair valued
19
Undervalued
PROFIT vs RISK RATING
1..100
3979
SMR RATING
1..100
3216
PRICE GROWTH RATING
1..100
4645
P/E GROWTH RATING
1..100
9322
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OCFC's Valuation (19) in the Savings Banks industry is somewhat better than the same rating for CARE (56) in the Regional Banks industry. This means that OCFC’s stock grew somewhat faster than CARE’s over the last 12 months.

CARE's Profit vs Risk Rating (39) in the Regional Banks industry is somewhat better than the same rating for OCFC (79) in the Savings Banks industry. This means that CARE’s stock grew somewhat faster than OCFC’s over the last 12 months.

OCFC's SMR Rating (16) in the Savings Banks industry is in the same range as CARE (32) in the Regional Banks industry. This means that OCFC’s stock grew similarly to CARE’s over the last 12 months.

OCFC's Price Growth Rating (45) in the Savings Banks industry is in the same range as CARE (46) in the Regional Banks industry. This means that OCFC’s stock grew similarly to CARE’s over the last 12 months.

OCFC's P/E Growth Rating (22) in the Savings Banks industry is significantly better than the same rating for CARE (93) in the Regional Banks industry. This means that OCFC’s stock grew significantly faster than CARE’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CAREOCFC
RSI
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
71%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
58%
Momentum
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
59%
MACD
ODDS (%)
Bullish Trend 2 days ago
77%
Bullish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
66%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
61%
Advances
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
66%
Declines
ODDS (%)
Bearish Trend 5 days ago
64%
Bearish Trend 22 days ago
64%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 2 days ago
72%
Aroon
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
59%
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CARE
Daily Signalchanged days ago
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OCFC
Daily Signalchanged days ago
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OCFC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OCFC has been closely correlated with HOPE. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if OCFC jumps, then HOPE could also see price increases.

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Ticker /
NAME
Correlation
To OCFC
1D Price
Change %
OCFC100%
+1.08%
HOPE - OCFC
89%
Closely correlated
+1.09%
NWBI - OCFC
89%
Closely correlated
+1.12%
UBSI - OCFC
88%
Closely correlated
+0.95%
TCBK - OCFC
88%
Closely correlated
+1.27%
PFS - OCFC
88%
Closely correlated
+1.89%
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