CFBK
Price
$23.77
Change
+$0.01 (+0.04%)
Updated
May 9 closing price
Capitalization
126.64M
80 days until earnings call
OPHC
Price
$4.61
Change
+$0.01 (+0.22%)
Updated
May 9 closing price
Capitalization
33.75M
2 days until earnings call
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CFBK vs OPHC

Header iconCFBK vs OPHC Comparison
Open Charts CFBK vs OPHCBanner chart's image
CF Bankshares
Price$23.77
Change+$0.01 (+0.04%)
Volume$8.52K
Capitalization126.64M
OptimumBank Holdings
Price$4.61
Change+$0.01 (+0.22%)
Volume$16.97K
Capitalization33.75M
CFBK vs OPHC Comparison Chart
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CFBK
Daily Signalchanged days ago
Gain/Loss if bought
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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CFBK vs. OPHC commentary
May 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CFBK is a Buy and OPHC is a StrongBuy.

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COMPARISON
Comparison
May 12, 2025
Stock price -- (CFBK: $23.77 vs. OPHC: $4.61)
Brand notoriety: CFBK and OPHC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CFBK: 60% vs. OPHC: 73%
Market capitalization -- CFBK: $126.64M vs. OPHC: $33.75M
CFBK [@Regional Banks] is valued at $126.64M. OPHC’s [@Regional Banks] market capitalization is $33.75M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.97B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CFBK’s FA Score shows that 3 FA rating(s) are green whileOPHC’s FA Score has 2 green FA rating(s).

  • CFBK’s FA Score: 3 green, 2 red.
  • OPHC’s FA Score: 2 green, 3 red.
According to our system of comparison, CFBK is a better buy in the long-term than OPHC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CFBK’s TA Score shows that 6 TA indicator(s) are bullish while OPHC’s TA Score has 6 bullish TA indicator(s).

  • CFBK’s TA Score: 6 bullish, 4 bearish.
  • OPHC’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, OPHC is a better buy in the short-term than CFBK.

Price Growth

CFBK (@Regional Banks) experienced а -0.13% price change this week, while OPHC (@Regional Banks) price change was +4.77% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.64%. For the same industry, the average monthly price growth was +6.60%, and the average quarterly price growth was +4.22%.

Reported Earning Dates

CFBK is expected to report earnings on Jul 30, 2025.

OPHC is expected to report earnings on Aug 12, 2025.

Industries' Descriptions

@Regional Banks (+0.64% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CFBK($127M) has a higher market cap than OPHC($33.8M). CFBK has higher P/E ratio than OPHC: CFBK (7.45) vs OPHC (4.74). OPHC YTD gains are higher at: -3.151 vs. CFBK (-6.305). OPHC has less debt than CFBK: OPHC (64.2M) vs CFBK (130M). CFBK has higher revenues than OPHC: CFBK (52M) vs OPHC (27.2M).
CFBKOPHCCFBK / OPHC
Capitalization127M33.8M376%
EBITDAN/AN/A-
Gain YTD-6.305-3.151200%
P/E Ratio7.454.74157%
Revenue52M27.2M191%
Total Cash232MN/A-
Total Debt130M64.2M202%
FUNDAMENTALS RATINGS
CFBK vs OPHC: Fundamental Ratings
CFBK
OPHC
OUTLOOK RATING
1..100
4449
VALUATION
overvalued / fair valued / undervalued
1..100
41
Fair valued
12
Undervalued
PROFIT vs RISK RATING
1..100
2757
SMR RATING
1..100
1921
PRICE GROWTH RATING
1..100
4847
P/E GROWTH RATING
1..100
1884
SEASONALITY SCORE
1..100
n/a95

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (12) in the Regional Banks industry is in the same range as CFBK (41) in the Savings Banks industry. This means that OPHC’s stock grew similarly to CFBK’s over the last 12 months.

CFBK's Profit vs Risk Rating (27) in the Savings Banks industry is in the same range as OPHC (57) in the Regional Banks industry. This means that CFBK’s stock grew similarly to OPHC’s over the last 12 months.

CFBK's SMR Rating (19) in the Savings Banks industry is in the same range as OPHC (21) in the Regional Banks industry. This means that CFBK’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's Price Growth Rating (47) in the Regional Banks industry is in the same range as CFBK (48) in the Savings Banks industry. This means that OPHC’s stock grew similarly to CFBK’s over the last 12 months.

CFBK's P/E Growth Rating (18) in the Savings Banks industry is significantly better than the same rating for OPHC (84) in the Regional Banks industry. This means that CFBK’s stock grew significantly faster than OPHC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CFBKOPHC
RSI
ODDS (%)
Bearish Trend 3 days ago
63%
Bearish Trend 3 days ago
77%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
52%
Bearish Trend 3 days ago
63%
Momentum
ODDS (%)
Bullish Trend 3 days ago
57%
Bullish Trend 3 days ago
74%
MACD
ODDS (%)
Bullish Trend 3 days ago
61%
Bullish Trend 3 days ago
80%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
53%
Bullish Trend 3 days ago
74%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
72%
Advances
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
73%
Declines
ODDS (%)
Bearish Trend about 1 month ago
57%
N/A
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
52%
Bearish Trend 3 days ago
67%
Aroon
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
71%
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CFBK
Daily Signalchanged days ago
Gain/Loss if bought
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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CFBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, CFBK has been loosely correlated with HBAN. These tickers have moved in lockstep 47% of the time. This A.I.-generated data suggests there is some statistical probability that if CFBK jumps, then HBAN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CFBK
1D Price
Change %
CFBK100%
+0.04%
HBAN - CFBK
47%
Loosely correlated
N/A
FITB - CFBK
44%
Loosely correlated
+0.24%
KEY - CFBK
44%
Loosely correlated
-0.51%
FHN - CFBK
44%
Loosely correlated
+0.10%
UCB - CFBK
44%
Loosely correlated
-0.31%
More

OPHC and

Correlation & Price change

A.I.dvisor tells us that OPHC and LSBK have been poorly correlated (+32% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that OPHC and LSBK's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
+0.22%
LSBK - OPHC
32%
Poorly correlated
+0.20%
CFBK - OPHC
28%
Poorly correlated
+0.04%
PDLB - OPHC
27%
Poorly correlated
-0.29%
PLBC - OPHC
27%
Poorly correlated
+0.92%
USCB - OPHC
27%
Poorly correlated
+0.24%
More