CFG
Price
$52.30
Change
+$1.60 (+3.16%)
Updated
Nov 21 closing price
Capitalization
22.46B
59 days until earnings call
Intraday BUY SELL Signals
UBFO
Price
$9.97
Change
+$0.32 (+3.32%)
Updated
Nov 21 closing price
Capitalization
175.23M
Intraday BUY SELL Signals
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CFG vs UBFO

Header iconCFG vs UBFO Comparison
Open Charts CFG vs UBFOBanner chart's image
Citizens Financial Group
Price$52.30
Change+$1.60 (+3.16%)
Volume$5.34M
Capitalization22.46B
United Security Bancshares
Price$9.97
Change+$0.32 (+3.32%)
Volume$52.02K
Capitalization175.23M
CFG vs UBFO Comparison Chart in %
CFG
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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VS
CFG vs. UBFO commentary
Nov 23, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CFG is a Hold and UBFO is a Hold.

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COMPARISON
Comparison
Nov 23, 2025
Stock price -- (CFG: $52.30 vs. UBFO: $9.97)
Brand notoriety: CFG and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CFG: 119% vs. UBFO: 194%
Market capitalization -- CFG: $22.46B vs. UBFO: $175.23M
CFG [@Regional Banks] is valued at $22.46B. UBFO’s [@Regional Banks] market capitalization is $175.23M. The market cap for tickers in the [@Regional Banks] industry ranges from $173.07B to $0. The average market capitalization across the [@Regional Banks] industry is $8.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CFG’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • CFG’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than CFG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CFG’s TA Score shows that 7 TA indicator(s) are bullish while UBFO’s TA Score has 7 bullish TA indicator(s).

  • CFG’s TA Score: 7 bullish, 2 bearish.
  • UBFO’s TA Score: 7 bullish, 3 bearish.
According to our system of comparison, CFG is a better buy in the short-term than UBFO.

Price Growth

CFG (@Regional Banks) experienced а +1.18% price change this week, while UBFO (@Regional Banks) price change was +2.68% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.23%. For the same industry, the average monthly price growth was +2.37%, and the average quarterly price growth was +12.53%.

Reported Earning Dates

CFG is expected to report earnings on Jan 21, 2026.

Industries' Descriptions

@Regional Banks (+0.23% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CFG($22.5B) has a higher market cap than UBFO($175M). UBFO (15.29) and CFG (14.65) have similar P/E ratio . CFG YTD gains are higher at: 24.099 vs. UBFO (4.111). CFG has more cash in the bank: 8.55B vs. UBFO (44M). UBFO has less debt than CFG: UBFO (14.6M) vs CFG (12.8B). CFG has higher revenues than UBFO: CFG (7.85B) vs UBFO (52.3M).
CFGUBFOCFG / UBFO
Capitalization22.5B175M12,857%
EBITDAN/AN/A-
Gain YTD24.0994.111586%
P/E Ratio14.6515.2996%
Revenue7.85B52.3M15,011%
Total Cash8.55B44M19,427%
Total Debt12.8B14.6M87,671%
FUNDAMENTALS RATINGS
CFG vs UBFO: Fundamental Ratings
CFG
UBFO
OUTLOOK RATING
1..100
7793
VALUATION
overvalued / fair valued / undervalued
1..100
76
Overvalued
74
Overvalued
PROFIT vs RISK RATING
1..100
4017
SMR RATING
1..100
756
PRICE GROWTH RATING
1..100
3645
P/E GROWTH RATING
1..100
679
SEASONALITY SCORE
1..100
5075

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBFO's Valuation (74) in the Regional Banks industry is in the same range as CFG (76). This means that UBFO’s stock grew similarly to CFG’s over the last 12 months.

UBFO's Profit vs Risk Rating (17) in the Regional Banks industry is in the same range as CFG (40). This means that UBFO’s stock grew similarly to CFG’s over the last 12 months.

CFG's SMR Rating (7) in the Regional Banks industry is somewhat better than the same rating for UBFO (56). This means that CFG’s stock grew somewhat faster than UBFO’s over the last 12 months.

CFG's Price Growth Rating (36) in the Regional Banks industry is in the same range as UBFO (45). This means that CFG’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (9) in the Regional Banks industry is somewhat better than the same rating for CFG (67). This means that UBFO’s stock grew somewhat faster than CFG’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CFGUBFO
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
44%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
82%
Bullish Trend 2 days ago
59%
Momentum
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 2 days ago
57%
MACD
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
58%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
59%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
57%
Advances
ODDS (%)
Bullish Trend 4 days ago
64%
Bullish Trend 2 days ago
60%
Declines
ODDS (%)
Bearish Trend 6 days ago
61%
Bearish Trend 5 days ago
46%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
55%
Aroon
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
58%
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CFG
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with SHBI. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+3.32%
SHBI - UBFO
70%
Closely correlated
+3.11%
WBS - UBFO
69%
Closely correlated
+3.30%
WTFC - UBFO
69%
Closely correlated
+2.62%
ABCB - UBFO
69%
Closely correlated
+3.39%
CFG - UBFO
68%
Closely correlated
+3.16%
More