CHMG
Price
$50.04
Change
+$0.04 (+0.08%)
Updated
Oct 17 closing price
Capitalization
239.74M
10 days until earnings call
Intraday Buy/Sell Signals
UMBF
Price
$108.85
Change
+$1.42 (+1.32%)
Updated
Oct 17 closing price
Capitalization
8.26B
10 days until earnings call
Intraday Buy/Sell Signals
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CHMG vs UMBF

Header iconCHMG vs UMBF Comparison
Open Charts CHMG vs UMBFBanner chart's image
Chemung Financial
Price$50.04
Change+$0.04 (+0.08%)
Volume$4.13K
Capitalization239.74M
UMB Financial
Price$108.85
Change+$1.42 (+1.32%)
Volume$610.83K
Capitalization8.26B
CHMG vs UMBF Comparison Chart in %
CHMG
Daily Signalchanged days ago
Gain/Loss if bought
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UMBF
Daily Signalchanged days ago
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CHMG vs. UMBF commentary
Oct 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CHMG is a Hold and UMBF is a Hold.

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COMPARISON
Comparison
Oct 18, 2025
Stock price -- (CHMG: $50.04 vs. UMBF: $108.85)
Brand notoriety: CHMG and UMBF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CHMG: 54% vs. UMBF: 126%
Market capitalization -- CHMG: $239.74M vs. UMBF: $8.26B
CHMG [@Regional Banks] is valued at $239.74M. UMBF’s [@Regional Banks] market capitalization is $8.26B. The market cap for tickers in the [@Regional Banks] industry ranges from $175.41B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CHMG’s FA Score shows that 2 FA rating(s) are green whileUMBF’s FA Score has 1 green FA rating(s).

  • CHMG’s FA Score: 2 green, 3 red.
  • UMBF’s FA Score: 1 green, 4 red.
According to our system of comparison, UMBF is a better buy in the long-term than CHMG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CHMG’s TA Score shows that 4 TA indicator(s) are bullish while UMBF’s TA Score has 4 bullish TA indicator(s).

  • CHMG’s TA Score: 4 bullish, 5 bearish.
  • UMBF’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, CHMG is a better buy in the short-term than UMBF.

Price Growth

CHMG (@Regional Banks) experienced а -0.24% price change this week, while UMBF (@Regional Banks) price change was -3.69% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.56%, and the average quarterly price growth was +15.72%.

Reported Earning Dates

CHMG is expected to report earnings on Oct 28, 2025.

UMBF is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UMBF($8.27B) has a higher market cap than CHMG($240M). CHMG has higher P/E ratio than UMBF: CHMG (21.38) vs UMBF (12.33). CHMG YTD gains are higher at: 4.578 vs. UMBF (-2.491). UMBF has more cash in the bank: 1.09B vs. CHMG (35.8M). CHMG has less debt than UMBF: CHMG (108M) vs UMBF (439M). UMBF has higher revenues than CHMG: UMBF (1.9B) vs CHMG (84.7M).
CHMGUMBFCHMG / UMBF
Capitalization240M8.27B3%
EBITDAN/AN/A-
Gain YTD4.578-2.491-184%
P/E Ratio21.3812.33173%
Revenue84.7M1.9B4%
Total Cash35.8M1.09B3%
Total Debt108M439M25%
FUNDAMENTALS RATINGS
CHMG vs UMBF: Fundamental Ratings
CHMG
UMBF
OUTLOOK RATING
1..100
47
VALUATION
overvalued / fair valued / undervalued
1..100
73
Overvalued
55
Fair valued
PROFIT vs RISK RATING
1..100
3237
SMR RATING
1..100
5711
PRICE GROWTH RATING
1..100
5559
P/E GROWTH RATING
1..100
859
SEASONALITY SCORE
1..100
2485

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UMBF's Valuation (55) in the Regional Banks industry is in the same range as CHMG (73). This means that UMBF’s stock grew similarly to CHMG’s over the last 12 months.

CHMG's Profit vs Risk Rating (32) in the Regional Banks industry is in the same range as UMBF (37). This means that CHMG’s stock grew similarly to UMBF’s over the last 12 months.

UMBF's SMR Rating (11) in the Regional Banks industry is somewhat better than the same rating for CHMG (57). This means that UMBF’s stock grew somewhat faster than CHMG’s over the last 12 months.

CHMG's Price Growth Rating (55) in the Regional Banks industry is in the same range as UMBF (59). This means that CHMG’s stock grew similarly to UMBF’s over the last 12 months.

CHMG's P/E Growth Rating (8) in the Regional Banks industry is somewhat better than the same rating for UMBF (59). This means that CHMG’s stock grew somewhat faster than UMBF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CHMGUMBF
RSI
ODDS (%)
Bullish Trend 1 day ago
63%
Bullish Trend 1 day ago
72%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 1 day ago
78%
Momentum
ODDS (%)
Bearish Trend 1 day ago
42%
Bearish Trend 1 day ago
62%
MACD
ODDS (%)
N/A
N/A
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
46%
Bearish Trend 1 day ago
61%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
38%
Bearish Trend 1 day ago
66%
Advances
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 5 days ago
63%
Declines
ODDS (%)
Bearish Trend 9 days ago
44%
Bearish Trend 3 days ago
64%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
62%
Bullish Trend 1 day ago
68%
Aroon
ODDS (%)
Bearish Trend 1 day ago
50%
Bearish Trend 1 day ago
84%
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CHMG
Daily Signalchanged days ago
Gain/Loss if bought
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UMBF
Daily Signalchanged days ago
Gain/Loss if bought
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CHMG and

Correlation & Price change

A.I.dvisor indicates that over the last year, CHMG has been closely correlated with BCAL. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if CHMG jumps, then BCAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CHMG
1D Price
Change %
CHMG100%
+0.08%
BCAL - CHMG
70%
Closely correlated
-0.19%
WSBF - CHMG
70%
Closely correlated
+0.55%
CARE - CHMG
68%
Closely correlated
+0.16%
UMBF - CHMG
68%
Closely correlated
+1.32%
SHBI - CHMG
67%
Closely correlated
+1.51%
More

UMBF and

Correlation & Price change

A.I.dvisor indicates that over the last year, UMBF has been closely correlated with FNB. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if UMBF jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UMBF
1D Price
Change %
UMBF100%
+1.32%
FNB - UMBF
91%
Closely correlated
+3.00%
HWC - UMBF
90%
Closely correlated
+1.38%
FULT - UMBF
90%
Closely correlated
+1.79%
WTFC - UMBF
89%
Closely correlated
+2.08%
ASB - UMBF
89%
Closely correlated
+1.04%
More