ECPG
Price
$38.16
Change
+$0.91 (+2.44%)
Updated
Jun 6, 04:17 PM (EDT)
Capitalization
1.07B
54 days until earnings call
NAVI
Price
$13.46
Change
-$0.10 (-0.74%)
Updated
Jun 6, 04:59 PM (EDT)
Capitalization
1.92B
53 days until earnings call
Interact to see
Advertisement

ECPG vs NAVI

Header iconECPG vs NAVI Comparison
Open Charts ECPG vs NAVIBanner chart's image
Encore Capital Group
Price$38.16
Change+$0.91 (+2.44%)
Volume$501
Capitalization1.07B
Navient
Price$13.46
Change-$0.10 (-0.74%)
Volume$5.38K
Capitalization1.92B
ECPG vs NAVI Comparison Chart
Loading...
ECPG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
NAVI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
ECPG vs. NAVI commentary
Jun 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ECPG is a Hold and NAVI is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Jun 06, 2025
Stock price -- (ECPG: $37.22 vs. NAVI: $13.56)
Brand notoriety: ECPG and NAVI are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: ECPG: 62% vs. NAVI: 61%
Market capitalization -- ECPG: $1.07B vs. NAVI: $1.92B
ECPG [@Finance/Rental/Leasing] is valued at $1.07B. NAVI’s [@Finance/Rental/Leasing] market capitalization is $1.92B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ECPG’s FA Score shows that 1 FA rating(s) are green whileNAVI’s FA Score has 3 green FA rating(s).

  • ECPG’s FA Score: 1 green, 4 red.
  • NAVI’s FA Score: 3 green, 2 red.
According to our system of comparison, NAVI is a better buy in the long-term than ECPG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ECPG’s TA Score shows that 4 TA indicator(s) are bullish while NAVI’s TA Score has 5 bullish TA indicator(s).

  • ECPG’s TA Score: 4 bullish, 5 bearish.
  • NAVI’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, NAVI is a better buy in the short-term than ECPG.

Price Growth

ECPG (@Finance/Rental/Leasing) experienced а -2.90% price change this week, while NAVI (@Finance/Rental/Leasing) price change was -0.18% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.35%. For the same industry, the average monthly price growth was +8.06%, and the average quarterly price growth was +13.47%.

Reported Earning Dates

ECPG is expected to report earnings on Jul 30, 2025.

NAVI is expected to report earnings on Jul 29, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+0.35% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
NAVI($1.92B) has a higher market cap than ECPG($1.07B). ECPG has higher P/E ratio than NAVI: ECPG (113.64) vs NAVI (9.21). NAVI YTD gains are higher at: 3.264 vs. ECPG (-22.085). ECPG has less debt than NAVI: ECPG (3.32B) vs NAVI (57.3B). NAVI (1.28B) and ECPG (1.22B) have equivalent revenues.
ECPGNAVIECPG / NAVI
Capitalization1.07B1.92B56%
EBITDA47.7MN/A-
Gain YTD-22.0853.264-677%
P/E Ratio113.649.211,234%
Revenue1.22B1.28B96%
Total Cash158MN/A-
Total Debt3.32B57.3B6%
FUNDAMENTALS RATINGS
ECPG vs NAVI: Fundamental Ratings
ECPG
NAVI
OUTLOOK RATING
1..100
5716
VALUATION
overvalued / fair valued / undervalued
1..100
79
Overvalued
18
Undervalued
PROFIT vs RISK RATING
1..100
8048
SMR RATING
1..100
929
PRICE GROWTH RATING
1..100
5756
P/E GROWTH RATING
1..100
14
SEASONALITY SCORE
1..100
5029

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

NAVI's Valuation (18) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ECPG (79). This means that NAVI’s stock grew somewhat faster than ECPG’s over the last 12 months.

NAVI's Profit vs Risk Rating (48) in the Finance Or Rental Or Leasing industry is in the same range as ECPG (80). This means that NAVI’s stock grew similarly to ECPG’s over the last 12 months.

NAVI's SMR Rating (9) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for ECPG (92). This means that NAVI’s stock grew significantly faster than ECPG’s over the last 12 months.

NAVI's Price Growth Rating (56) in the Finance Or Rental Or Leasing industry is in the same range as ECPG (57). This means that NAVI’s stock grew similarly to ECPG’s over the last 12 months.

ECPG's P/E Growth Rating (1) in the Finance Or Rental Or Leasing industry is in the same range as NAVI (4). This means that ECPG’s stock grew similarly to NAVI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ECPGNAVI
RSI
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
66%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
77%
Bearish Trend 2 days ago
67%
Momentum
ODDS (%)
Bearish Trend 2 days ago
71%
Bullish Trend 2 days ago
66%
MACD
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
58%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
72%
Advances
ODDS (%)
N/A
Bullish Trend 2 days ago
66%
Declines
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 5 days ago
61%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
53%
Aroon
ODDS (%)
Bullish Trend 2 days ago
51%
Bullish Trend 2 days ago
69%
View a ticker or compare two or three
Interact to see
Advertisement
ECPG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
NAVI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
RRMVX29.67N/A
N/A
T. Rowe Price Mid-Cap Value R
QKBGX22.18N/A
N/A
Federated Hermes MDT Balanced R6
CSRYX37.41N/A
N/A
Columbia Select Large Cap Value Inst3
WFGGX30.05N/A
N/A
First Trust WCM Focused Global Gr Inv
MMEAX38.97N/A
N/A
Victory Integrity Discovery A

ECPG and

Correlation & Price change

A.I.dvisor indicates that over the last year, ECPG has been loosely correlated with PRAA. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if ECPG jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ECPG
1D Price
Change %
ECPG100%
-2.79%
PRAA - ECPG
59%
Loosely correlated
-1.32%
NAVI - ECPG
54%
Loosely correlated
+0.04%
ENVA - ECPG
54%
Loosely correlated
+1.23%
OMF - ECPG
54%
Loosely correlated
+0.35%
AXP - ECPG
51%
Loosely correlated
+0.01%
More