ECPG
Price
$85.60
Change
+$1.65 (+1.97%)
Updated
Jun 23, 04:05 PM (EDT)
Capitalization
1.8B
43 days until earnings call
Intraday BUY SELL Signals
PRAA
Price
$17.46
Change
+$1.60 (+10.09%)
Updated
Jun 23, 04:14 PM (EDT)
Capitalization
604.53M
48 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

ECPG vs PRAA

ECPG vs PRAA Comparison Chart in %
View a ticker or compare two or three
VS
ECPG vs. PRAA commentary
Jun 23, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ECPG is a Buy and PRAA is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Jun 23, 2026
Stock price -- (ECPG: $83.95 vs. PRAA: $15.85)
Brand notoriety: ECPG and PRAA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ECPG: 55% vs. PRAA: 143%
Market capitalization -- ECPG: $1.8B vs. PRAA: $604.53M
ECPG [@Savings Banks] is valued at $1.8B. PRAA’s [@Savings Banks] market capitalization is $604.53M. The market cap for tickers in the [@Savings Banks] industry ranges from $621.11B to $0. The average market capitalization across the [@Savings Banks] industry is $30.87B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ECPG’s FA Score shows that 1 FA rating(s) are green whilePRAA’s FA Score has 0 green FA rating(s).

  • ECPG’s FA Score: 1 green, 4 red.
  • PRAA’s FA Score: 0 green, 5 red.
According to our system of comparison, ECPG is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ECPG’s TA Score shows that 6 TA indicator(s) are bullish while PRAA’s TA Score has 3 bullish TA indicator(s).

  • ECPG’s TA Score: 6 bullish, 3 bearish.
  • PRAA’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, ECPG is a better buy in the short-term than PRAA.

Price Growth

ECPG (@Savings Banks) experienced а +1.57% price change this week, while PRAA (@Savings Banks) price change was +2.26% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.05%. For the same industry, the average monthly price growth was +3.55%, and the average quarterly price growth was -3.97%.

Reported Earning Dates

ECPG is expected to report earnings on Aug 05, 2026.

PRAA is expected to report earnings on Aug 10, 2026.

Industries' Descriptions

@Savings Banks (-0.05% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
ECPG($1.8B) has a higher market cap than PRAA($605M). ECPG has higher P/E ratio than PRAA: ECPG (6.54) vs PRAA (5.90). ECPG YTD gains are higher at: 54.462 vs. PRAA (-10.401). ECPG has higher annual earnings (EBITDA): 700M vs. PRAA (-97.23M). PRAA has more cash in the bank: 240M vs. ECPG (227M). PRAA has less debt than ECPG: PRAA (3.81B) vs ECPG (4.03B). ECPG has higher revenues than PRAA: ECPG (1.85B) vs PRAA (1.26B).
ECPGPRAAECPG / PRAA
Capitalization1.8B605M298%
EBITDA700M-97.23M-720%
Gain YTD54.462-10.401-524%
P/E Ratio6.545.90111%
Revenue1.85B1.26B147%
Total Cash227M240M95%
Total Debt4.03B3.81B106%
FUNDAMENTALS RATINGS
ECPG vs PRAA: Fundamental Ratings
ECPG
PRAA
OUTLOOK RATING
1..100
53
VALUATION
overvalued / fair valued / undervalued
1..100
65
Fair valued
42
Fair valued
PROFIT vs RISK RATING
1..100
53100
SMR RATING
1..100
3197
PRICE GROWTH RATING
1..100
3961
P/E GROWTH RATING
1..100
54100
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PRAA's Valuation (42) in the Miscellaneous Commercial Services industry is in the same range as ECPG (65) in the Finance Or Rental Or Leasing industry. This means that PRAA’s stock grew similarly to ECPG’s over the last 12 months.

ECPG's Profit vs Risk Rating (53) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that ECPG’s stock grew somewhat faster than PRAA’s over the last 12 months.

ECPG's SMR Rating (31) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PRAA (97) in the Miscellaneous Commercial Services industry. This means that ECPG’s stock grew significantly faster than PRAA’s over the last 12 months.

ECPG's Price Growth Rating (39) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (61) in the Miscellaneous Commercial Services industry. This means that ECPG’s stock grew similarly to PRAA’s over the last 12 months.

ECPG's P/E Growth Rating (54) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that ECPG’s stock grew somewhat faster than PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ECPGPRAA
RSI
ODDS (%)
N/A
Bullish Trend 2 days ago
71%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
74%
Momentum
ODDS (%)
Bullish Trend 2 days ago
74%
Bearish Trend 2 days ago
69%
MACD
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
67%
Advances
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 12 days ago
66%
Declines
ODDS (%)
Bearish Trend 21 days ago
65%
Bearish Trend 6 days ago
75%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
79%
Bearish Trend 2 days ago
67%
Aroon
ODDS (%)
Bearish Trend 2 days ago
55%
Bearish Trend 2 days ago
74%
View a ticker or compare two or three
Interact to see
Advertisement
ECPG
Daily Signal:
Gain/Loss:
PRAA
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
WELIX13.91N/A
N/A
William Blair Emerging Mkts Ldrs R6
FEMSX32.79N/A
N/A
Fidelity Series Emerging Markets Opps
FRSIX15.81N/A
N/A
Franklin Small-Mid Cap Growth C
LRSOX23.77N/A
N/A
Lord Abbett Small Cap Value F3
NESNX61.11-0.54
-0.88%
Natixis US Equity Opportunities N

ECPG and

Correlation & Price change

A.I.dvisor indicates that over the last year, ECPG has been loosely correlated with PRAA. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if ECPG jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ECPG
1D Price
Change %
ECPG100%
+1.08%
PRAA - ECPG
57%
Loosely correlated
+6.09%
UHAL - ECPG
51%
Loosely correlated
+0.24%
HRI - ECPG
49%
Loosely correlated
-1.09%
R - ECPG
49%
Loosely correlated
+0.64%
LC - ECPG
48%
Loosely correlated
N/A
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
+6.09%
ECPG - PRAA
58%
Loosely correlated
+1.08%
UHAL - PRAA
49%
Loosely correlated
+0.24%
NAVI - PRAA
48%
Loosely correlated
-2.78%
LC - PRAA
47%
Loosely correlated
N/A
R - PRAA
47%
Loosely correlated
+0.64%
More