EFSC
Price
$60.16
Change
-$0.35 (-0.58%)
Updated
Aug 25 closing price
Capitalization
2.23B
62 days until earnings call
UCB
Price
$32.66
Change
-$0.09 (-0.27%)
Updated
Aug 25 closing price
Capitalization
3.97B
56 days until earnings call
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EFSC vs UCB

Header iconEFSC vs UCB Comparison
Open Charts EFSC vs UCBBanner chart's image
Enterprise Financial Services
Price$60.16
Change-$0.35 (-0.58%)
Volume$144.79K
Capitalization2.23B
United Community Banks
Price$32.66
Change-$0.09 (-0.27%)
Volume$521.95K
Capitalization3.97B
EFSC vs UCB Comparison Chart in %
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EFSC
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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EFSC vs. UCB commentary
Aug 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSC is a StrongBuy and UCB is a Buy.

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COMPARISON
Comparison
Aug 26, 2025
Stock price -- (EFSC: $60.16 vs. UCB: $32.66)
Brand notoriety: EFSC and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: EFSC: 83% vs. UCB: 81%
Market capitalization -- EFSC: $2.23B vs. UCB: $3.97B
EFSC [@Regional Banks] is valued at $2.23B. UCB’s [@Regional Banks] market capitalization is $3.97B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.57B to $0. The average market capitalization across the [@Regional Banks] industry is $8.02B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EFSC’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • EFSC’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, EFSC is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EFSC’s TA Score shows that 7 TA indicator(s) are bullish while UCB’s TA Score has 6 bullish TA indicator(s).

  • EFSC’s TA Score: 7 bullish, 4 bearish.
  • UCB’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, EFSC is a better buy in the short-term than UCB.

Price Growth

EFSC (@Regional Banks) experienced а +5.45% price change this week, while UCB (@Regional Banks) price change was +4.55% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.89%. For the same industry, the average monthly price growth was +3.37%, and the average quarterly price growth was +11.69%.

Reported Earning Dates

EFSC is expected to report earnings on Oct 27, 2025.

UCB is expected to report earnings on Oct 21, 2025.

Industries' Descriptions

@Regional Banks (+1.89% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.97B) has a higher market cap than EFSC($2.23B). UCB has higher P/E ratio than EFSC: UCB (14.85) vs EFSC (11.44). EFSC YTD gains are higher at: 7.855 vs. UCB (2.808). EFSC has more cash in the bank: 260M vs. UCB (198M). UCB has less debt than EFSC: UCB (155M) vs EFSC (661M). UCB has higher revenues than EFSC: UCB (953M) vs EFSC (552M).
EFSCUCBEFSC / UCB
Capitalization2.23B3.97B56%
EBITDAN/AN/A-
Gain YTD7.8552.808280%
P/E Ratio11.4414.8577%
Revenue552M953M58%
Total Cash260M198M131%
Total Debt661M155M426%
FUNDAMENTALS RATINGS
EFSC vs UCB: Fundamental Ratings
EFSC
UCB
OUTLOOK RATING
1..100
126
VALUATION
overvalued / fair valued / undervalued
1..100
58
Fair valued
81
Overvalued
PROFIT vs RISK RATING
1..100
2850
SMR RATING
1..100
1513
PRICE GROWTH RATING
1..100
4849
P/E GROWTH RATING
1..100
5081
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

EFSC's Valuation (58) in the Regional Banks industry is in the same range as UCB (81). This means that EFSC’s stock grew similarly to UCB’s over the last 12 months.

EFSC's Profit vs Risk Rating (28) in the Regional Banks industry is in the same range as UCB (50). This means that EFSC’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as EFSC (15). This means that UCB’s stock grew similarly to EFSC’s over the last 12 months.

EFSC's Price Growth Rating (48) in the Regional Banks industry is in the same range as UCB (49). This means that EFSC’s stock grew similarly to UCB’s over the last 12 months.

EFSC's P/E Growth Rating (50) in the Regional Banks industry is in the same range as UCB (81). This means that EFSC’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EFSCUCB
RSI
ODDS (%)
Bearish Trend 1 day ago
52%
Bearish Trend 1 day ago
62%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
71%
Bearish Trend 1 day ago
65%
Momentum
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
54%
MACD
ODDS (%)
Bullish Trend 1 day ago
66%
Bullish Trend 1 day ago
68%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
58%
Bullish Trend 1 day ago
60%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
55%
Bullish Trend 1 day ago
58%
Advances
ODDS (%)
Bullish Trend 4 days ago
55%
Bullish Trend 4 days ago
60%
Declines
ODDS (%)
Bearish Trend 11 days ago
64%
Bearish Trend 11 days ago
70%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
63%
Bearish Trend 1 day ago
69%
Aroon
ODDS (%)
Bullish Trend 1 day ago
51%
Bullish Trend 1 day ago
58%
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EFSC
Daily Signalchanged days ago
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UCB
Daily Signalchanged days ago
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EFSC and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSC has been closely correlated with WSFS. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if EFSC jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSC
1D Price
Change %
EFSC100%
-0.57%
WSFS - EFSC
91%
Closely correlated
-0.80%
GABC - EFSC
90%
Closely correlated
-1.05%
STBA - EFSC
90%
Closely correlated
-0.41%
SBCF - EFSC
90%
Closely correlated
-0.03%
UCB - EFSC
90%
Closely correlated
-0.27%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
-0.27%
FNB - UCB
92%
Closely correlated
-0.36%
HWC - UCB
92%
Closely correlated
-1.28%
WSFS - UCB
92%
Closely correlated
-0.80%
UBSI - UCB
91%
Closely correlated
-1.52%
ABCB - UCB
91%
Closely correlated
-0.26%
More