ENVA
Price
$106.98
Change
-$3.11 (-2.82%)
Updated
Aug 15 closing price
Capitalization
2.68B
68 days until earnings call
MFIN
Price
$10.13
Change
-$0.26 (-2.50%)
Updated
Aug 15 closing price
Capitalization
235.49M
79 days until earnings call
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ENVA vs MFIN

Header iconENVA vs MFIN Comparison
Open Charts ENVA vs MFINBanner chart's image
Enova International
Price$106.98
Change-$3.11 (-2.82%)
Volume$266.96K
Capitalization2.68B
Medallion Financial
Price$10.13
Change-$0.26 (-2.50%)
Volume$62.41K
Capitalization235.49M
ENVA vs MFIN Comparison Chart in %
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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MFIN
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ENVA vs. MFIN commentary
Aug 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a Hold and MFIN is a Hold.

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COMPARISON
Comparison
Aug 16, 2025
Stock price -- (ENVA: $106.98 vs. MFIN: $10.13)
Brand notoriety: ENVA and MFIN are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ENVA: 77% vs. MFIN: 97%
Market capitalization -- ENVA: $2.68B vs. MFIN: $235.49M
ENVA [@Savings Banks] is valued at $2.68B. MFIN’s [@Savings Banks] market capitalization is $235.49M. The market cap for tickers in the [@Savings Banks] industry ranges from $668.6B to $0. The average market capitalization across the [@Savings Banks] industry is $21.61B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green whileMFIN’s FA Score has 4 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • MFIN’s FA Score: 4 green, 1 red.
According to our system of comparison, MFIN is a better buy in the long-term than ENVA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 5 TA indicator(s) are bullish while MFIN’s TA Score has 4 bullish TA indicator(s).

  • ENVA’s TA Score: 5 bullish, 5 bearish.
  • MFIN’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, ENVA is a better buy in the short-term than MFIN.

Price Growth

ENVA (@Savings Banks) experienced а +3.76% price change this week, while MFIN (@Savings Banks) price change was -0.26% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.49%. For the same industry, the average monthly price growth was +4.08%, and the average quarterly price growth was +19.58%.

Reported Earning Dates

ENVA is expected to report earnings on Oct 23, 2025.

MFIN is expected to report earnings on Nov 03, 2025.

Industries' Descriptions

@Savings Banks (+2.49% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ENVA($2.68B) has a higher market cap than MFIN($235M). ENVA has higher P/E ratio than MFIN: ENVA (11.41) vs MFIN (5.79). MFIN (11.949) and ENVA (11.577) have similar YTD gains . ENVA has more cash in the bank: 55.6M vs. MFIN (15.8M). MFIN has less debt than ENVA: MFIN (318M) vs ENVA (4B). ENVA has higher revenues than MFIN: ENVA (2.93B) vs MFIN (224M).
ENVAMFINENVA / MFIN
Capitalization2.68B235M1,139%
EBITDA388MN/A-
Gain YTD11.57711.94997%
P/E Ratio11.415.79197%
Revenue2.93B224M1,308%
Total Cash55.6M15.8M352%
Total Debt4B318M1,257%
FUNDAMENTALS RATINGS
ENVA vs MFIN: Fundamental Ratings
ENVA
MFIN
OUTLOOK RATING
1..100
575
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
10
Undervalued
PROFIT vs RISK RATING
1..100
918
SMR RATING
1..100
4227
PRICE GROWTH RATING
1..100
5043
P/E GROWTH RATING
1..100
7420
SEASONALITY SCORE
1..100
8590

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MFIN's Valuation (10) in the null industry is somewhat better than the same rating for ENVA (68) in the Finance Or Rental Or Leasing industry. This means that MFIN’s stock grew somewhat faster than ENVA’s over the last 12 months.

ENVA's Profit vs Risk Rating (9) in the Finance Or Rental Or Leasing industry is in the same range as MFIN (18) in the null industry. This means that ENVA’s stock grew similarly to MFIN’s over the last 12 months.

MFIN's SMR Rating (27) in the null industry is in the same range as ENVA (42) in the Finance Or Rental Or Leasing industry. This means that MFIN’s stock grew similarly to ENVA’s over the last 12 months.

MFIN's Price Growth Rating (43) in the null industry is in the same range as ENVA (50) in the Finance Or Rental Or Leasing industry. This means that MFIN’s stock grew similarly to ENVA’s over the last 12 months.

MFIN's P/E Growth Rating (20) in the null industry is somewhat better than the same rating for ENVA (74) in the Finance Or Rental Or Leasing industry. This means that MFIN’s stock grew somewhat faster than ENVA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVAMFIN
RSI
ODDS (%)
Bullish Trend 2 days ago
83%
Bearish Trend 2 days ago
66%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
71%
Momentum
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
71%
MACD
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 2 days ago
71%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
70%
Advances
ODDS (%)
Bullish Trend 4 days ago
75%
Bullish Trend 4 days ago
71%
Declines
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
72%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
66%
Aroon
ODDS (%)
Bearish Trend 2 days ago
73%
Bullish Trend 2 days ago
71%
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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MFIN
Daily Signalchanged days ago
Gain/Loss if bought
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ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
-2.82%
OMF - ENVA
82%
Closely correlated
-2.09%
SYF - ENVA
79%
Closely correlated
-1.84%
COF - ENVA
79%
Closely correlated
-2.29%
AXP - ENVA
77%
Closely correlated
-0.73%
BFH - ENVA
77%
Closely correlated
-2.85%
More