ENVA
Price
$126.14
Change
+$1.96 (+1.58%)
Updated
Nov 24 closing price
Capitalization
3.13B
71 days until earnings call
Intraday BUY SELL Signals
V
Price
$329.30
Change
+$1.32 (+0.40%)
Updated
Nov 24 closing price
Capitalization
635.52B
58 days until earnings call
Intraday BUY SELL Signals
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ENVA vs V

Header iconENVA vs V Comparison
Open Charts ENVA vs VBanner chart's image
Enova International
Price$126.14
Change+$1.96 (+1.58%)
Volume$113.49K
Capitalization3.13B
VISA
Price$329.30
Change+$1.32 (+0.40%)
Volume$9.34M
Capitalization635.52B
ENVA vs V Comparison Chart in %
ENVA
Daily Signal:
Gain/Loss:
V
Daily Signal:
Gain/Loss:
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VS
ENVA vs. V commentary
Nov 25, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a StrongBuy and V is a StrongBuy.

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COMPARISON
Comparison
Nov 25, 2025
Stock price -- (ENVA: $126.14 vs. V: $329.30)
Brand notoriety: ENVA: Not notable vs. V: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ENVA: 46% vs. V: 149%
Market capitalization -- ENVA: $3.13B vs. V: $635.52B
ENVA [@Savings Banks] is valued at $3.13B. V’s [@Savings Banks] market capitalization is $635.52B. The market cap for tickers in the [@Savings Banks] industry ranges from $635.52B to $0. The average market capitalization across the [@Savings Banks] industry is $21.02B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green whileV’s FA Score has 1 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • V’s FA Score: 1 green, 4 red.
According to our system of comparison, ENVA is a better buy in the long-term than V.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 5 TA indicator(s) are bullish while V’s TA Score has 4 bullish TA indicator(s).

  • ENVA’s TA Score: 5 bullish, 5 bearish.
  • V’s TA Score: 4 bullish, 7 bearish.
According to our system of comparison, ENVA is a better buy in the short-term than V.

Price Growth

ENVA (@Savings Banks) experienced а +4.50% price change this week, while V (@Savings Banks) price change was +1.09% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.07%. For the same industry, the average monthly price growth was -7.26%, and the average quarterly price growth was +5.57%.

Reported Earning Dates

ENVA is expected to report earnings on Feb 04, 2026.

V is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Savings Banks (-0.07% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
V($636B) has a higher market cap than ENVA($3.13B). V has higher P/E ratio than ENVA: V (32.28) vs ENVA (11.66). ENVA YTD gains are higher at: 31.560 vs. V (4.936). V has higher annual earnings (EBITDA): 26B vs. ENVA (424M). ENVA has less debt than V: ENVA (4.14B) vs V (25.1B). V has higher revenues than ENVA: V (40B) vs ENVA (3.04B).
ENVAVENVA / V
Capitalization3.13B636B0%
EBITDA424M26B2%
Gain YTD31.5604.936639%
P/E Ratio11.6632.2836%
Revenue3.04B40B8%
Total Cash53.6MN/A-
Total Debt4.14B25.1B16%
FUNDAMENTALS RATINGS
ENVA vs V: Fundamental Ratings
ENVA
V
OUTLOOK RATING
1..100
8368
VALUATION
overvalued / fair valued / undervalued
1..100
70
Overvalued
96
Overvalued
PROFIT vs RISK RATING
1..100
718
SMR RATING
1..100
3990
PRICE GROWTH RATING
1..100
4260
P/E GROWTH RATING
1..100
7938
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ENVA's Valuation (70) in the Finance Or Rental Or Leasing industry is in the same range as V (96). This means that ENVA’s stock grew similarly to V’s over the last 12 months.

ENVA's Profit vs Risk Rating (7) in the Finance Or Rental Or Leasing industry is in the same range as V (18). This means that ENVA’s stock grew similarly to V’s over the last 12 months.

ENVA's SMR Rating (39) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for V (90). This means that ENVA’s stock grew somewhat faster than V’s over the last 12 months.

ENVA's Price Growth Rating (42) in the Finance Or Rental Or Leasing industry is in the same range as V (60). This means that ENVA’s stock grew similarly to V’s over the last 12 months.

V's P/E Growth Rating (38) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ENVA (79). This means that V’s stock grew somewhat faster than ENVA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVAV
RSI
ODDS (%)
Bearish Trend 1 day ago
73%
Bullish Trend 1 day ago
59%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
74%
Bullish Trend 1 day ago
47%
Momentum
ODDS (%)
Bearish Trend 1 day ago
61%
Bearish Trend 1 day ago
48%
MACD
ODDS (%)
Bearish Trend 1 day ago
63%
Bearish Trend 1 day ago
36%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
75%
Bullish Trend 1 day ago
50%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
70%
Bearish Trend 1 day ago
43%
Advances
ODDS (%)
Bullish Trend 1 day ago
75%
Bullish Trend 1 day ago
48%
Declines
ODDS (%)
Bearish Trend 8 days ago
67%
Bearish Trend 8 days ago
49%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
76%
Bullish Trend 1 day ago
68%
Aroon
ODDS (%)
Bullish Trend 1 day ago
68%
Bearish Trend 1 day ago
32%
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ENVA
Daily Signal:
Gain/Loss:
V
Daily Signal:
Gain/Loss:
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ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with COF. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then COF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
+1.58%
COF - ENVA
80%
Closely correlated
+0.47%
OMF - ENVA
79%
Closely correlated
+0.08%
SYF - ENVA
76%
Closely correlated
-0.13%
AXP - ENVA
76%
Closely correlated
+0.86%
WRLD - ENVA
73%
Closely correlated
+5.45%
More