FFIN
Price
$36.02
Change
-$0.08 (-0.22%)
Updated
Sep 12 closing price
Capitalization
5.12B
31 days until earnings call
HTBK
Price
$10.16
Change
-$0.00 (-0.00%)
Updated
Sep 15, 11:13 AM (EDT)
Capitalization
624.3M
38 days until earnings call
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FFIN vs HTBK

Header iconFFIN vs HTBK Comparison
Open Charts FFIN vs HTBKBanner chart's image
First Financial Bankshares
Price$36.02
Change-$0.08 (-0.22%)
Volume$417.61K
Capitalization5.12B
Heritage Commerce
Price$10.16
Change-$0.00 (-0.00%)
Volume$300
Capitalization624.3M
FFIN vs HTBK Comparison Chart in %
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FFIN
Daily Signalchanged days ago
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HTBK
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FFIN vs. HTBK commentary
Sep 15, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FFIN is a Hold and HTBK is a Hold.

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COMPARISON
Comparison
Sep 15, 2025
Stock price -- (FFIN: $36.02 vs. HTBK: $10.16)
Brand notoriety: FFIN and HTBK are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FFIN: 79% vs. HTBK: 54%
Market capitalization -- FFIN: $5.12B vs. HTBK: $624.3M
FFIN [@Regional Banks] is valued at $5.12B. HTBK’s [@Regional Banks] market capitalization is $624.3M. The market cap for tickers in the [@Regional Banks] industry ranges from $168.26B to $0. The average market capitalization across the [@Regional Banks] industry is $7.99B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FFIN’s FA Score shows that 1 FA rating(s) are green whileHTBK’s FA Score has 1 green FA rating(s).

  • FFIN’s FA Score: 1 green, 4 red.
  • HTBK’s FA Score: 1 green, 4 red.
According to our system of comparison, HTBK is a better buy in the long-term than FFIN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FFIN’s TA Score shows that 4 TA indicator(s) are bullish while HTBK’s TA Score has 4 bullish TA indicator(s).

  • FFIN’s TA Score: 4 bullish, 7 bearish.
  • HTBK’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, both FFIN and HTBK are a bad buy in the short-term.

Price Growth

FFIN (@Regional Banks) experienced а -1.93% price change this week, while HTBK (@Regional Banks) price change was -0.59% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.33%. For the same industry, the average monthly price growth was +2.49%, and the average quarterly price growth was +13.97%.

Reported Earning Dates

FFIN is expected to report earnings on Oct 16, 2025.

HTBK is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.33% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FFIN($5.12B) has a higher market cap than HTBK($624M). FFIN has higher P/E ratio than HTBK: FFIN (21.06) vs HTBK (16.13). HTBK YTD gains are higher at: 12.873 vs. FFIN (0.971). FFIN has more cash in the bank: 233M vs. HTBK (44.3M). FFIN has less debt than HTBK: FFIN (21.1M) vs HTBK (39.7M). FFIN has higher revenues than HTBK: FFIN (578M) vs HTBK (182M).
FFINHTBKFFIN / HTBK
Capitalization5.12B624M821%
EBITDAN/AN/A-
Gain YTD0.97112.8738%
P/E Ratio21.0616.13131%
Revenue578M182M318%
Total Cash233M44.3M526%
Total Debt21.1M39.7M53%
FUNDAMENTALS RATINGS
FFIN vs HTBK: Fundamental Ratings
FFIN
HTBK
OUTLOOK RATING
1..100
8185
VALUATION
overvalued / fair valued / undervalued
1..100
87
Overvalued
52
Fair valued
PROFIT vs RISK RATING
1..100
7957
SMR RATING
1..100
1638
PRICE GROWTH RATING
1..100
5751
P/E GROWTH RATING
1..100
7323
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HTBK's Valuation (52) in the Regional Banks industry is somewhat better than the same rating for FFIN (87). This means that HTBK’s stock grew somewhat faster than FFIN’s over the last 12 months.

HTBK's Profit vs Risk Rating (57) in the Regional Banks industry is in the same range as FFIN (79). This means that HTBK’s stock grew similarly to FFIN’s over the last 12 months.

FFIN's SMR Rating (16) in the Regional Banks industry is in the same range as HTBK (38). This means that FFIN’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's Price Growth Rating (51) in the Regional Banks industry is in the same range as FFIN (57). This means that HTBK’s stock grew similarly to FFIN’s over the last 12 months.

HTBK's P/E Growth Rating (23) in the Regional Banks industry is somewhat better than the same rating for FFIN (73). This means that HTBK’s stock grew somewhat faster than FFIN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FFINHTBK
RSI
ODDS (%)
Bearish Trend 4 days ago
61%
Bearish Trend 4 days ago
70%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
55%
Bearish Trend 4 days ago
54%
Momentum
ODDS (%)
Bearish Trend 4 days ago
64%
Bearish Trend 4 days ago
58%
MACD
ODDS (%)
Bearish Trend 4 days ago
64%
Bearish Trend 4 days ago
53%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
58%
Bearish Trend 4 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
64%
Bullish Trend 4 days ago
57%
Advances
ODDS (%)
Bullish Trend 20 days ago
63%
Bullish Trend 5 days ago
59%
Declines
ODDS (%)
Bearish Trend 6 days ago
61%
Bearish Trend 13 days ago
56%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 4 days ago
60%
Aroon
ODDS (%)
Bearish Trend 4 days ago
58%
Bullish Trend 4 days ago
49%
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FFIN
Daily Signalchanged days ago
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HTBK
Daily Signalchanged days ago
Gain/Loss if bought
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