FFIN
Price
$35.79
Change
+$0.05 (+0.14%)
Updated
Aug 21, 04:52 PM (EDT)
Capitalization
5.09B
56 days until earnings call
IBOC
Price
$68.77
Change
+$0.31 (+0.45%)
Updated
Aug 21, 04:58 PM (EDT)
Capitalization
4.24B
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FFIN vs IBOC

Header iconFFIN vs IBOC Comparison
Open Charts FFIN vs IBOCBanner chart's image
First Financial Bankshares
Price$35.79
Change+$0.05 (+0.14%)
Volume$709
Capitalization5.09B
International Bancshares
Price$68.77
Change+$0.31 (+0.45%)
Volume$1.4K
Capitalization4.24B
FFIN vs IBOC Comparison Chart in %
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FFIN
Daily Signalchanged days ago
Gain/Loss if bought
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IBOC
Daily Signalchanged days ago
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FFIN vs. IBOC commentary
Aug 21, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FFIN is a StrongBuy and IBOC is a Hold.

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COMPARISON
Comparison
Aug 21, 2025
Stock price -- (FFIN: $35.77 vs. IBOC: $68.24)
Brand notoriety: FFIN and IBOC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FFIN: 71% vs. IBOC: 66%
Market capitalization -- FFIN: $5.09B vs. IBOC: $4.24B
FFIN [@Regional Banks] is valued at $5.09B. IBOC’s [@Regional Banks] market capitalization is $4.24B. The market cap for tickers in the [@Regional Banks] industry ranges from $174.76B to $0. The average market capitalization across the [@Regional Banks] industry is $7.93B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FFIN’s FA Score shows that 1 FA rating(s) are green whileIBOC’s FA Score has 2 green FA rating(s).

  • FFIN’s FA Score: 1 green, 4 red.
  • IBOC’s FA Score: 2 green, 3 red.
According to our system of comparison, IBOC is a better buy in the long-term than FFIN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FFIN’s TA Score shows that 5 TA indicator(s) are bullish while IBOC’s TA Score has 2 bullish TA indicator(s).

  • FFIN’s TA Score: 5 bullish, 5 bearish.
  • IBOC’s TA Score: 2 bullish, 5 bearish.
According to our system of comparison, FFIN is a better buy in the short-term than IBOC.

Price Growth

FFIN (@Regional Banks) experienced а +2.08% price change this week, while IBOC (@Regional Banks) price change was -2.80% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.12%. For the same industry, the average monthly price growth was +1.88%, and the average quarterly price growth was +10.14%.

Reported Earning Dates

FFIN is expected to report earnings on Oct 16, 2025.

Industries' Descriptions

@Regional Banks (-0.12% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FFIN($5.09B) has a higher market cap than IBOC($4.24B). FFIN has higher P/E ratio than IBOC: FFIN (20.92) vs IBOC (10.32). IBOC YTD gains are higher at: 10.317 vs. FFIN (0.270). FFIN has less debt than IBOC: FFIN (21.1M) vs IBOC (169M). IBOC has higher revenues than FFIN: IBOC (826M) vs FFIN (578M).
FFINIBOCFFIN / IBOC
Capitalization5.09B4.24B120%
EBITDAN/AN/A-
Gain YTD0.27010.3173%
P/E Ratio20.9210.32203%
Revenue578M826M70%
Total Cash233MN/A-
Total Debt21.1M169M12%
FUNDAMENTALS RATINGS
FFIN vs IBOC: Fundamental Ratings
FFIN
IBOC
OUTLOOK RATING
1..100
465
VALUATION
overvalued / fair valued / undervalued
1..100
86
Overvalued
52
Fair valued
PROFIT vs RISK RATING
1..100
7716
SMR RATING
1..100
1614
PRICE GROWTH RATING
1..100
5952
P/E GROWTH RATING
1..100
7538
SEASONALITY SCORE
1..100
8585

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBOC's Valuation (52) in the Regional Banks industry is somewhat better than the same rating for FFIN (86). This means that IBOC’s stock grew somewhat faster than FFIN’s over the last 12 months.

IBOC's Profit vs Risk Rating (16) in the Regional Banks industry is somewhat better than the same rating for FFIN (77). This means that IBOC’s stock grew somewhat faster than FFIN’s over the last 12 months.

IBOC's SMR Rating (14) in the Regional Banks industry is in the same range as FFIN (16). This means that IBOC’s stock grew similarly to FFIN’s over the last 12 months.

IBOC's Price Growth Rating (52) in the Regional Banks industry is in the same range as FFIN (59). This means that IBOC’s stock grew similarly to FFIN’s over the last 12 months.

IBOC's P/E Growth Rating (38) in the Regional Banks industry is somewhat better than the same rating for FFIN (75). This means that IBOC’s stock grew somewhat faster than FFIN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FFINIBOC
RSI
ODDS (%)
Bullish Trend 2 days ago
68%
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 2 days ago
79%
Momentum
ODDS (%)
Bullish Trend 2 days ago
64%
Bearish Trend 2 days ago
71%
MACD
ODDS (%)
Bullish Trend 2 days ago
71%
Bearish Trend 2 days ago
58%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 2 days ago
59%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
53%
Advances
ODDS (%)
Bullish Trend 8 days ago
63%
Bullish Trend 17 days ago
67%
Declines
ODDS (%)
Bearish Trend 15 days ago
62%
Bearish Trend 7 days ago
57%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
65%
Aroon
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
54%
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FFIN
Daily Signalchanged days ago
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IBOC
Daily Signalchanged days ago
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FFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, FFIN has been closely correlated with UBSI. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if FFIN jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FFIN
1D Price
Change %
FFIN100%
+0.39%
UBSI - FFIN
92%
Closely correlated
-0.03%
SBSI - FFIN
91%
Closely correlated
-0.63%
STBA - FFIN
90%
Closely correlated
-0.41%
CATY - FFIN
90%
Closely correlated
+0.13%
SSB - FFIN
90%
Closely correlated
+0.38%
More

IBOC and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBOC has been closely correlated with UBSI. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBOC jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBOC
1D Price
Change %
IBOC100%
-0.67%
UBSI - IBOC
90%
Closely correlated
-0.03%
BANR - IBOC
90%
Closely correlated
+0.37%
TCBK - IBOC
90%
Closely correlated
-0.02%
HWC - IBOC
89%
Closely correlated
-0.18%
FFIN - IBOC
89%
Closely correlated
+0.39%
More