FINW
Price
$18.44
Change
-$1.93 (-9.47%)
Updated
Oct 3 closing price
Capitalization
249.29M
23 days until earnings call
UBFO
Price
$9.17
Change
-$0.06 (-0.65%)
Updated
Oct 3 closing price
Capitalization
161.31M
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FINW vs UBFO

Header iconFINW vs UBFO Comparison
Open Charts FINW vs UBFOBanner chart's image
FinWise Ban
Price$18.44
Change-$1.93 (-9.47%)
Volume$21.65K
Capitalization249.29M
United Security Bancshares
Price$9.17
Change-$0.06 (-0.65%)
Volume$34.83K
Capitalization161.31M
FINW vs UBFO Comparison Chart in %
FINW
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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FINW vs. UBFO commentary
Oct 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FINW is a Buy and UBFO is a Hold.

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COMPARISON
Comparison
Oct 06, 2025
Stock price -- (FINW: $18.44 vs. UBFO: $9.17)
Brand notoriety: FINW and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FINW: 131% vs. UBFO: 149%
Market capitalization -- FINW: $249.29M vs. UBFO: $161.31M
FINW [@Regional Banks] is valued at $249.29M. UBFO’s [@Regional Banks] market capitalization is $161.31M. The market cap for tickers in the [@Regional Banks] industry ranges from $167.13B to $0. The average market capitalization across the [@Regional Banks] industry is $7.9B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FINW’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • FINW’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than FINW.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FINW’s TA Score shows that 4 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • FINW’s TA Score: 4 bullish, 6 bearish.
  • UBFO’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than FINW.

Price Growth

FINW (@Regional Banks) experienced а -11.30% price change this week, while UBFO (@Regional Banks) price change was -3.12% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.44%. For the same industry, the average monthly price growth was +0.68%, and the average quarterly price growth was +19.54%.

Reported Earning Dates

FINW is expected to report earnings on Oct 29, 2025.

Industries' Descriptions

@Regional Banks (-0.44% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FINW($249M) has a higher market cap than UBFO($161M). FINW has higher P/E ratio than UBFO: FINW (21.22) vs UBFO (14.20). FINW YTD gains are higher at: 15.394 vs. UBFO (-4.243). FINW has less debt than UBFO: FINW (4.96M) vs UBFO (14.6M). FINW has higher revenues than UBFO: FINW (89.7M) vs UBFO (52.3M).
FINWUBFOFINW / UBFO
Capitalization249M161M155%
EBITDAN/AN/A-
Gain YTD15.394-4.243-363%
P/E Ratio21.2214.20149%
Revenue89.7M52.3M172%
Total CashN/A44M-
Total Debt4.96M14.6M34%
FUNDAMENTALS RATINGS
UBFO: Fundamental Ratings
UBFO
OUTLOOK RATING
1..100
85
VALUATION
overvalued / fair valued / undervalued
1..100
69
Overvalued
PROFIT vs RISK RATING
1..100
23
SMR RATING
1..100
57
PRICE GROWTH RATING
1..100
53
P/E GROWTH RATING
1..100
11
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
FINWUBFO
RSI
ODDS (%)
Bearish Trend 3 days ago
68%
Bearish Trend 3 days ago
45%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
77%
Bullish Trend 3 days ago
63%
Momentum
ODDS (%)
Bearish Trend 3 days ago
69%
Bearish Trend 3 days ago
40%
MACD
ODDS (%)
Bearish Trend 3 days ago
73%
Bearish Trend 3 days ago
38%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 3 days ago
44%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 3 days ago
43%
Advances
ODDS (%)
Bullish Trend 4 days ago
73%
Bullish Trend 17 days ago
63%
Declines
ODDS (%)
Bearish Trend 6 days ago
69%
Bearish Trend 4 days ago
44%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
62%
Bearish Trend 3 days ago
48%
Aroon
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 3 days ago
65%
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FINW
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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FINW and

Correlation & Price change

A.I.dvisor indicates that over the last year, FINW has been loosely correlated with UBFO. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if FINW jumps, then UBFO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FINW
1D Price
Change %
FINW100%
-9.47%
UBFO - FINW
49%
Loosely correlated
+0.66%
HBAN - FINW
47%
Loosely correlated
+1.00%
CFG - FINW
47%
Loosely correlated
+1.59%
CADE - FINW
47%
Loosely correlated
+0.99%
GBCI - FINW
47%
Loosely correlated
+1.82%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with SHBI. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.66%
SHBI - UBFO
67%
Closely correlated
+0.31%
VLY - UBFO
66%
Loosely correlated
+0.66%
WTFC - UBFO
66%
Loosely correlated
-0.34%
HBNC - UBFO
65%
Loosely correlated
+0.57%
ABCB - UBFO
65%
Loosely correlated
+0.83%
More