FISI
Price
$25.78
Change
-$0.61 (-2.31%)
Updated
Aug 15 closing price
Capitalization
518.94M
68 days until earnings call
OPOF
Price
$41.40
Change
-$0.49 (-1.17%)
Updated
Aug 15 closing price
Capitalization
211.26M
Interact to see
Advertisement

FISI vs OPOF

Header iconFISI vs OPOF Comparison
Open Charts FISI vs OPOFBanner chart's image
Financial Institutions
Price$25.78
Change-$0.61 (-2.31%)
Volume$213.2K
Capitalization518.94M
Old Point Financial
Price$41.40
Change-$0.49 (-1.17%)
Volume$28.33K
Capitalization211.26M
FISI vs OPOF Comparison Chart in %
Loading...
FISI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
OPOF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
FISI vs. OPOF commentary
Aug 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FISI is a Hold and OPOF is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Aug 16, 2025
Stock price -- (FISI: $25.78 vs. OPOF: $41.40)
Brand notoriety: FISI and OPOF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FISI: 147% vs. OPOF: 81%
Market capitalization -- FISI: $518.94M vs. OPOF: $211.26M
FISI [@Regional Banks] is valued at $518.94M. OPOF’s [@Regional Banks] market capitalization is $211.26M. The market cap for tickers in the [@Regional Banks] industry ranges from $174.7B to $0. The average market capitalization across the [@Regional Banks] industry is $7.97B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FISI’s FA Score shows that 2 FA rating(s) are green whileOPOF’s FA Score has 2 green FA rating(s).

  • FISI’s FA Score: 2 green, 3 red.
  • OPOF’s FA Score: 2 green, 3 red.
According to our system of comparison, FISI is a better buy in the long-term than OPOF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FISI’s TA Score shows that 5 TA indicator(s) are bullish while OPOF’s TA Score has 5 bullish TA indicator(s).

  • FISI’s TA Score: 5 bullish, 5 bearish.
  • OPOF’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, OPOF is a better buy in the short-term than FISI.

Price Growth

FISI (@Regional Banks) experienced а +3.62% price change this week, while OPOF (@Regional Banks) price change was +2.86% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.72%. For the same industry, the average monthly price growth was +2.56%, and the average quarterly price growth was +8.87%.

Reported Earning Dates

FISI is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+1.72% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
FISI($519M) has a higher market cap than OPOF($211M). OPOF has higher P/E ratio than FISI: OPOF (24.21) vs FISI (8.32). OPOF YTD gains are higher at: 60.170 vs. FISI (-3.243). FISI has more cash in the bank: 74M vs. OPOF (15.6M). OPOF has less debt than FISI: OPOF (68.1M) vs FISI (213M). FISI has higher revenues than OPOF: FISI (121M) vs OPOF (62.7M).
FISIOPOFFISI / OPOF
Capitalization519M211M246%
EBITDAN/AN/A-
Gain YTD-3.24360.170-5%
P/E Ratio8.3224.2134%
Revenue121M62.7M193%
Total Cash74M15.6M474%
Total Debt213M68.1M313%
FUNDAMENTALS RATINGS
FISI vs OPOF: Fundamental Ratings
FISI
OPOF
OUTLOOK RATING
1..100
7414
VALUATION
overvalued / fair valued / undervalued
1..100
16
Undervalued
100
Overvalued
PROFIT vs RISK RATING
1..100
4819
SMR RATING
1..100
5756
PRICE GROWTH RATING
1..100
5739
P/E GROWTH RATING
1..100
2111
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FISI's Valuation (16) in the Regional Banks industry is significantly better than the same rating for OPOF (100). This means that FISI’s stock grew significantly faster than OPOF’s over the last 12 months.

OPOF's Profit vs Risk Rating (19) in the Regional Banks industry is in the same range as FISI (48). This means that OPOF’s stock grew similarly to FISI’s over the last 12 months.

OPOF's SMR Rating (56) in the Regional Banks industry is in the same range as FISI (57). This means that OPOF’s stock grew similarly to FISI’s over the last 12 months.

OPOF's Price Growth Rating (39) in the Regional Banks industry is in the same range as FISI (57). This means that OPOF’s stock grew similarly to FISI’s over the last 12 months.

OPOF's P/E Growth Rating (11) in the Regional Banks industry is in the same range as FISI (21). This means that OPOF’s stock grew similarly to FISI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FISIOPOF
RSI
ODDS (%)
Bullish Trend 2 days ago
75%
Bearish Trend 2 days ago
61%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
47%
Momentum
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
74%
MACD
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
65%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
72%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
71%
Advances
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 3 days ago
72%
Declines
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 16 days ago
49%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
72%
Bearish Trend 2 days ago
62%
Aroon
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 2 days ago
72%
View a ticker or compare two or three
Interact to see
Advertisement
FISI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
OPOF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
SQZZF2.33N/A
N/A
Serica Energy Plc
PBKC60.00N/A
N/A
Pioneer Bankcorp Inc.
FINMY27.51-0.37
-1.33%
Leonardo S.P.A.
HLPPY5.11-0.19
-3.58%
Hang Lung Properties Ltd.
YORKF0.07N/A
-4.78%
York Harbour Metals, Inc.

FISI and

Correlation & Price change

A.I.dvisor indicates that over the last year, FISI has been closely correlated with IBOC. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if FISI jumps, then IBOC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FISI
1D Price
Change %
FISI100%
-2.31%
IBOC - FISI
84%
Closely correlated
-1.88%
EBC - FISI
84%
Closely correlated
-1.99%
WSFS - FISI
84%
Closely correlated
-1.48%
EFSC - FISI
83%
Closely correlated
-1.08%
CATY - FISI
83%
Closely correlated
-2.11%
More

OPOF and

Correlation & Price change

A.I.dvisor tells us that OPOF and FISI have been poorly correlated (+33% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that OPOF and FISI's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPOF
1D Price
Change %
OPOF100%
-1.17%
FISI - OPOF
33%
Poorly correlated
-2.31%
PCB - OPOF
32%
Poorly correlated
-1.43%
BMRC - OPOF
32%
Poorly correlated
-2.37%
OVLY - OPOF
29%
Poorly correlated
-1.11%
INBK - OPOF
27%
Poorly correlated
-2.18%
More